Real Estate
When to stop renting and buy?
By therapy   Mon 11 Jul 2011   5,755 views   77 comments, latest 1 hour ago
Hey guys, you helped me out a lot last year and I was able to escape from a tricky situation unscathed. I sold my 1br/1ba condo without having a short-sale on the record based on your advice. My wife and...
With 25 MILLION excess empty housing units in the US......
By Gee Andy! I'm a RealTurd!   Tue 24 Jan 2012   1,582 views   94 comments, latest 2 hours ago
.... imagine the price declines going forward. Stunning.
Should I buy in SF?
By jdubbs29   Fri 27 Jan 2012   309 views   18 comments, latest 2 hours ago
i'm looking to buy in SF in Pac Heights, Russian Hill, or Cow Hollow. Not only are these my favorite neighborhoods but I feel they are relatively easy to sell if I end up in a different situation. All my...
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Real Estate Wanted
Wanted: 3 BR SFH in Los Altos, CA 94022 for $400,000
By anonymous   Mon 02 Jan 2012   1,543 views   17 comments, latest 8 hours ago
Cash for 1/4 acre land and a 1500+ sqft home in Los Altos. I know the traffic is bad and the downtown construction will never end, but that is why I am offering the generous 400k. That is 100k above...
Wanted: 1 BR in Cave Creek, AZ 85331 for $5,000,000
By anonymous   Wed 26 Oct 2011   1,090 views   5 comments, latest 2 days ago
Wanted: 2BR SFH in Fremont, CA 94539 for $300,000
By anonymous   Thu 29 Sep 2011   1,697 views   5 comments, latest 2 weeks ago
Mission san jose school district
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Investing
Facebook Effect
By SFace   Fri 27 Jan 2012   100 views   3 comments, latest 10 minutes ago
Reports of 100B valuation for Facebook sent everyone up: Look forward to the S-1. It will be an incredible read. RENN DANG LNDK GRPN All up
Physical Gold Market
By frodo   Tue 24 Jan 2012   837 views   22 comments, latest 2 hours ago
I am having difficulty getting rid of my Gold and Palladium bullion (Canadian 1 oz Maples). When I take the coins into town, no-one will give me spot price. I check the pawn shops, they will give me spot -...
Boring stock ETF recommendations
By uomo_senza_nome   Fri 27 Jan 2012   54 views   1 comment, latest 3 hours ago
I found a few on Vanguard. Such as VIG, VDC, VPU etc. Any specific ETF among these or a mutual fund that you'd recommend for long term savings? I don't like the total stock market fund because I am a...
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Health Insurance
The pros and cons of Personal Health Records (PHR)
By justme   Fri 13 Jan 2012   597 views   8 comments, latest 2 days ago
My insurance company would like to use the WebMD Personal Health Records (PHR) system to store all kinds data, including claims and billing information. This got me thinking about a recent experience with applying for health insurance, where the insurance...
Prescription drugs...the good, the bad and the ugly.
By American in Japan   Tue 05 Apr 2011   1,717 views   18 comments, latest 3 days ago
There are many prescription drugs out there. Some have really proven useful to cure diseases, conditions completely. Others have at least been able to arrest conditions or lessen the negative symptoms. Some prescription drugs have been "pushed" on patients that...
What's Killing America?
By Anonymousone   Thu 24 Nov 2011   3,401 views   70 comments, latest 4 days ago
U.S. ranks 28th in life expectancy (lower than Chile and Greece) while it pays the MOST for health care Meanwhile, Americans receive comparatively little actual care, despite sky-high prices driven by expensive tests and procedures. They also spend more tax...
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Politics
WHO IS YOUR CANDIDATE ?
By TMAC54   Fri 27 Jan 2012   24 views   1 comment, latest 41 minutes ago
Interesting test may surprise you ! http://www.usatoday.com/news/p
Why Libruhls Are Retards When It Comes To Taxing The Rich...
By shrekgrinch   Wed 25 Jan 2012   465 views   51 comments, latest 1 hour ago
...because the rich won't sit there and get ass-raped, that's why. Here's a perfect example: http://www.allgov.com/US_and_t Note the part in bold: According to National Taxpayer Advocate Nina E. Olson, approximately 4,000 people gave up their citizenship from fiscal year 2005...
Nancy Pelosi Knows Where the Bodies Are Buried
By HousingWatcher   Thu 26 Jan 2012   229 views   18 comments, latest 3 hours ago
Wow, Pelosi must know something REALLY devestating about Newt to stop him from ever being president. This is going to be a fun election if Newt is the nominee. &feature=player_embedded Nancy Pelosi: Newt Gingrich presidency 'will never happen ... there's...
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Religion
Shared without comment.
By Kevin   Tue 17 Jan 2012   728 views   68 comments, latest 2 hours ago
http://www.pnas.org/content/ea
Earth is only 6000 years old?
By uomo_senza_nome   Fri 09 Dec 2011   3,328 views   260 comments, latest 5 hours ago
The wonderful thing about science is that it doesn't ask for your faith, it just asks for your eyes.
Breaking News: Ken Ham of "Answers in Genesis" Awarded Athism's Highest Honor
By wthrfrk80   Fri 27 Jan 2012   47 views   posted 11 hours ago
Hebron, KY: Ken Ham, President of the young-earth creationist organization Answers in Genesis, has been awarded Russell Award, the American Atheist Society’s highest honor. The AAS conferred the coveted award to Ken Ham for his “outstanding contributions to the cause...
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Humor
Should Men Bake Cookies ?
By TMAC54   Sat 21 Jan 2012   369 views   9 comments, latest 7 hours ago
Two pictures
By Dan8267   Thu 26 Jan 2012   75 views   1 comment, latest 14 hours ago
The bananas are worth more than the car
By Dan8267   Wed 25 Jan 2012   144 views   4 comments, latest 1 day ago
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Miscellaneous
WH & DOJ Sanction Illegal Activity
By Honest Abe   Wed 25 Jan 2012   134 views   9 comments, latest 33 minutes ago
The White House and Department of Justice again turn a blind eye on the illegal price fixing of the nations short term interest rates. It was reported today that Fed Chairman, Ben Bernanke, will "keep interest rates where they are,...
Nice Freaking Guy!
By The GOP   Fri 27 Jan 2012   56 views   2 comments, latest 3 hours ago
Network Solutions has been hosting my domains for over ten years now. Today I get an email saying they are going to raise prices on yearly domain registrations for .com, .net, .biz and a few others. So I Googled the...
Would this work for all cash buyer to mitigate risk in buying a house????
By bigbubblemama   Tue 24 Jan 2012   208 views   3 comments, latest 23 hours ago
If you qualify for first time home buyer loan put very little money down. But you have all the cash to buy a little place. So you get the low money down loan at low interest and then with the...
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Link Submissions
The Innovation Nation vs. Welfare-Warfare State
By uomo_senza_nome   Fri 27 Jan 2012   2 views   posted 5 minutes ago
http://www.theatlantic.com/bus
A Web of Financial Fraud and Criminality: America's Shadow Banking System
By bgamall4   Fri 27 Jan 2012   18 views   posted 2 hours ago
http://globalresearch.ca/index
San Francicso...As San Franciscans See it
By shrekgrinch   Fri 27 Jan 2012   45 views   1 comment, latest 2 hours ago
See more Link Submissions topics or start a new Link Submissions thread

Outside
Message For Realturds: The only winner here is me........
By Gee Andy! I'm a RealTurd!   Tue 24 Jan 2012   209 views   6 comments, latest 13 hours ago
......... and I'm living in your head rent-free.
China is Really Screwed
By Roidy   Tue 22 Nov 2011   2,403 views   60 comments, latest 17 hours ago
Gentle Reader, You think we, the Western Democracies are screwed? Let tell you about a movie I watched a few days ago. It's called "Manufactured Landscapes". The first scenes were taken in a Chinese electrical plant. I watched closely and...
A Bitter Asshole Who Likes Throwing Rocks At Glass Houses
By NuttBoxer   Fri 06 Jan 2012   1,213 views   42 comments, latest 1 day ago
Thy name is Nomograph. This guy has "stalked" me on this site for the purpose of saying I'm a welfare baby, regardless of the topic of the thread. Your problem Nomograph, is you seem to lack the logical reasoning skills...
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  What's this?

Patrick.net News     Fri 27 Jan 2012     RSS     Mobile Comments
New-house purchases fall, 2011 worst ever for sales (yahoo.com)0
New Home Sales in U.S. Fell "unexpectedly" again in December (bloomberg.com)0
Interest rates vs prices2
Why House Prices Have Much Further to Fall (financialsense.com)1
Federal Mortgage Insurer Headed Toward Collapse (theepochtimes.com)0
Can Lender Get Deficiency Judgment Under Trustee Sale Foreclosure? (patrick.net)9
A Mortgage Investigation. Really? (nytimes.com)0
JPMorgan CEO says foreclosure deal threatened (yahoo.com)0
Economists vs. Americans (wsj.com)0
Do progressives have to be loser liberals? (aljazeera.com)0
Progressive taxes are dead for the superrich (cnn.com)0
Warren Buffett: 'My Side Has Nuclear Bomb' In Tax Code Struggle (huffingtonpost.com)1
New Yorkers Face Downward Mobility (bloomberg.com)0
How to curb chronic homelessness? First, a home! (csmonitor.com)0
A new vision for America: Restoring a country that makes things (washingtonpost.com)0
The Ron Paul Media Blackout Is Back On (theatlanticwire.com)0
You Can Thank Supreme Court For Newt Gingrich's Extended Campaign (talkingpointsmemo.com)0
0
FBI Wants to Monitor Social Media (mashable.com)0
SOPA and PIPA brought in big bucks for lobbyists on K Street (opensecrets.org)0
craigslist | about > SOPA (craigslist.org)0
Thank you Lawrence R. ($60), for your kind donation.
Patrick.net News     Thu 26 Jan 2012 Comments
Price History (patrick.net)22
Nomi Prins on the State of the Union (nomiprins.com)0
Obama Proposes Mortgage Bailouts One Paragraph After Saying He Won't (blogspot.com)0
Benanke plans to print more money to buy mortgages (ochousingnews.com)0
Bernanke says Fed pondering further inflation (reuters.com)0
Tech Support0
Economist Debates: State capitalism (economist.com)0
Citigroup sued for fraud over $1 billion of CDOs (yahoo.com)0
Invisible Bond Vigilantes Attack the White House (cepr.net)1
The New American Divide (oftwominds.com)1
Calculate Your Taxes Using the Mitt Romney Tax Calculator (whatmittpays.com)
Who is Sheldon Adelson and What Has Newt Promised Him? (robertreich.org)0
Meet the Bundlers Behind the Money (opensecrets.org)0
International campaign finance: How do countries compare? (cnn.com)0
Some Americans preparing for ‘civilization's collapse' (rawstory.com)0
Journalist Sues Obama Over NDAA (infowars.com)0
US has more people in prison than were in Stalin's gulags (newyorker.com)0
Solar Cheaper Than Diesel Making India's Mittal Believer (bloomberg.com)0
What? Japan has a trade deficit? (marketwatch.com)0
GREETINGS FROM DAVOS!!! (thereformedbroker.com)2
Thank you for your kind donations.
Patrick.net News     Tue 24 Jan 2012 Comments
US house prices seen stagnating this year (reuters.com)0
Florida's Housing Mess Puts GOP Hopefuls on Uncomfortable Turf (nationaljournal.com)1
In Florida, Facing the Political Implications of Housing Crisis (nytimes.com)0
Searching for the Bottom in House Prices (chrismartenson.com)0
Fortune Cookie0
Principal reductions fail to reduce future default rates (ochousingnews.com)1
China's housing market is set for a hard landing (cnn.com)0
Crony Capitalism and the Entitled Class of Wall Street Financiers (blogspot.com)0
Private Equity is a heavily Subsidized Industry (bloomberg.com)
A Government Overwhelmed by Corporate Money (robertreich.org)0
Money, power, and Congress: how lobbyists will determine fate of SOPA (theverge.com)0
Youtube shows how Hollywood can be beaten (gigaom.com)0
The Surefire Way to End Online Piracy (cepr.net)0
SOPA Opera Update: Congressmen flip-flop (propublica.org)1
Buffett Blames Congress for Romney's 15% Rate (bloomberg.com)0
The most destructive untruth in America (patrick.net)52
India bought oil from Iran using gold (forexcrunch.com)2
American Declinism Greatly Exagerrated? (foreignpolicy.com)
Car-sharing networks flourish in the Bay Area (contracostatimes.com)0
Thank you Katherine I. ($25), for your kind donation.

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Essential reading


Why It's A Terrible Time To Buy An Expensive House
Other housing crash blogs
Real estate listing sites
Sites linking to patrick.net
Translate this page
What should you pay for a house?
Subprime Primer
The mortgage debt trap is official US policy
Georgism - the Single Tax on Land Values
Winston Churchill on the Land Value Tax
Who Rules America?
End Corporate Rule, Legalize Democracy
George Carlin on Obedient Workers
The Crash Course - Chris Martenson
Tenants and Foreclosure
Patrick speaking at Google about the housing crash