About errc

errc

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In United States
Registered Oct 05, 2008

errc's most recent comments:

  • On Sun, 26 Apr 2015, 1:03am PDT in Analysis of killings by police shows outsize risk for young black men, errc said:

    When everything is a crime, everyone is a criminal

  • On Thu, 23 Apr 2015, 12:26pm PDT in Housing Heads finally gave in today, Tight Lending crowd RIP, errc said:

    Id agree with that. Well, gAins that track inflation, most importantly wage inflation

    I'm interested to see what happens with interest rates wrt mortgages. They've been trending down for my entire lifetime, and theres not much room left for them to fall. Id guess that in order for house prices to continue to inflate, were going to need higher wages AND lower rates, both of which are possible, and maybe even likely.

  • On Thu, 23 Apr 2015, 12:22pm PDT in Nearly a third of savers have less than $1,000 for retirement, errc said:

    I don't get how they ever bamboozled so many people into playing the whole save for retirement Bs in the first place.

    Im going to stick with the classical definition of retirement, and that means DEATH. Not this neoclassical redefinition that's supposed to mean "sacrifice everything in your best years, so you'll have plenty of money to enjoy the last of your years of a torturous, slow, drawn out death".

    Just sock away all your fun and play portion of your income, into wallstreet, and they will take good care of you in the end. See, the government encourages you do it with preferential tax treatment, so it must be the right thing to do. Hell, everyone's doing it, it just has to be right!!,,,??

    Nah, I'll stick with my own plan thank you very much

    Let the renters aggressively pay down my mortgage, and learn continue to live debt free. Learn how to do everything you can for yourself, and what you cant, be sure to be friendly and helpful to others.

    Theres no better investment and ROI than the dividends youre payed from a resilient network of human capital

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