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Registered Jul 31, 2010

lurking's most recent comments:

  • On Wed, 4 Jul 2012, 6:56am PDT in Multiple bids, first hand experience, lurking said:

    The original loan was with WF so I tried to do it directly with them and they didn't have as good a rate and wanted points so I went with this outfit and he did a WF loan...........it's crazy, I had Wells Fargo, they wanted more money/not as good a term as I got and then after it's done WF sends me a letter thanking me for paying off the loan and then I get another letter a few weeks later thanking me for getting a WF loan. All that was done was money was moved in a circle and WF wanted more to do it so that's why I saved money with the broker. Good luck... you should at least check with your broker friends because it may save you money and a better rate than going directly to WF.

  • On Wed, 4 Jul 2012, 1:53am PDT in Multiple bids, first hand experience, lurking said:

    Hi Suboink. I see you're in LA so you might want to check out a company in Pasadena since it's close to you. A few months ago I re-financed one of my properties (most are paid for) with Security Pacific Home Loans and couldn't be happier. I would definately use them again if I ever need to. I have 800+ FICO so I was able to recieve the best rates. I don't have the time or patience to go back and forth with someone in a cubicle hundreds of miles away, scanning and uploading tax returns, assests, etc. I called one of the principles there, Raphy Kallegian (sp?), he told me what I needed to bring, I drove over there with dozens of pages of tax returns, insurance forms, and the other stuff that lenders require and personally handed it all to him. He had his secretary copy it and upload it to the system while he entered some other info into the computer and I walked out of there office in about 50 minutes. My next communication was about 25 days later to see if I wanted to come in or have a notary come to me since I was in another part of the state. I signed the papers the next day and it was a done deal.....very simple. They are located on Lake Ave. in Pasadena, CA just north of Colorado Blvd. 123 North Lake Avenue Pasadena, CA 91101
    (626) 405-4300

  • On Fri, 11 May 2012, 1:14pm PDT in Would this be a useful service on patrick.net?, lurking said:

    Free speech in America does not seem to include giving your opinion of specific doctors or realtors.

    Come on Patrick, you know that the 1st amendment and free speech are only protected from government censors. Private entities can do whatever they want, they are not the government.

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