No, she will be provided a much simpler explanation for her pain - it's the evil insurance companies seeking to subvert the wonderfulness of the ACA. Mix in a healthy dose of Republican obstructionism and there you have it.
Wow, this shows no sign of abating! Feel compelled to add my .02 here:
CL - you have already been advised to take yourself over to loansafe.org. Do it! There you will find many to join your pity party and commiserate with you over your foolish ignorance. You can rant and rage over the evil banksters to your heart's content.
Now I have a few suggestions as to how we can all learn from this current mess:
1) immediately and forever eliminate all mortgage interest tax deductions
2) make ALL mortgages fully recourse
3) allow deficiency judgements on defaulted mortgage loans