On 13 Aug 2011
in
,
artistsoul said:
Taxpayer says
Conservatives like me think of the businessman as a heroic entrepreneur who takes huge risks as well as is super smart enough to create a business from scratch and then go on to create huge enterprises. We believe that it is a person's self determination alone that determines their life outcomes.
Do you really believe that? Because it seems to contradict the insults you hurled here:
Taxpayer says
Uh oh, please don't overload your puny social worker brain with references to science. Your small brain will explode if you start thinking about science. Leave the complicated scientific stuff to us. You focus on things like the colors of the clothes that you are donating to the rehab patients from section 8. Anything more complicated than that is not within your brain capacity. Lets face it, you didn't choose your profession because you needed more challenges after mastering the theory of relativity and finding a cure for cancer.
Because, if EM has such limited brain capacity, it would seem that NO amount of self determination would allow her to forge a "successful" life as defined by how much income is earned and or how much income tax is paid. A person's outcome in life is determined by more variables than I could hope to enumerate in a response. Sounds as those one of the factors in addition to "self determination" that propelled your success was a superior intellect that not only allowed you to ace advanced math but perhaps provided a business inspiration that you then worked hard to act on. Perhaps the good fortune you were born with was a high IQ or stellar looks. Maybe you had no "connections" and just used what you had. But if you fail to see that you had some kind of advantage(s), then you are dishonest with yourself.
Yes, a common thread in most who reach success as you seem to define it is indeed self determination. That is but ONE factor among countless others.
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I suppose that on the whole I agree with much of what you believe in. My issue with this thread and so many others here is that the arguments seem to mirror the widening abyss that exists between Dems and Reps. I mean, really, do you and Reality think EM is a "Socialist Liberal"? Are all Dems socialists?? Do you REALLY think that all democrats think this:
Taxpayer says
THey think that success in life is random and that no one truly deserves to be rich. THey instinctively distrust rich people and instinctively sympathize with the poor and less successful. They think that the natural order of society is where everyone enjoys the same standard of living. They mis-interpret the term equality to mean equality of outcomes.
Because I have cast votes in the past for democrats and I absolutely don't confuse equality of opportunities to mean equality of outcomes. Hard work should be rewarded. Novel innovation deserves monetary reward. We need a system for the human race than is based in capitalism but also does not ignore the needs of the suffering. We haven't developed one yet. If you want to advance the "conversative" agenda, why argue such extremes and insult? This method of "discussion" is EXACTLY what is causing such a divide in our country IMHO.
On 12 Aug 2011
in
Exploitable flaw discovered (by me) in American mortgages?,
artistsoul said:
EBGuy says
From what I've read, many of the complainers are folks applying for loans who've misunderestimated the value of the properties they are trying to finance. As a consequence, they can't qualify for the original loan and have to be directed to a different product. Insert something about shooting the messenger here...
If that is truly the basis for the bulk of complaints, then those would not really be valid complaints. I don't know why there is so much negative traffic on web about this company....but I just noted there's a lot out there.
EBGuy says
I've been going off Ducky's recommendation when I've considered Amerisave
I am curious about this offer too. That why I looked a bit into it myself. I hope it works out for him. I just am also cautious so I will be interested to see if they are able to make good on the credit. I am also curious about that Sure Fee (flat fee charge) that was referenced on one of their screens. This Sure Fee wasn't referenced in their instant quote that laid out my closing costs. Is it on top of closing costs or something paid by the lender to Amerisave as a kick-back? My problem is I really don't want to call them or give my email address because I don't want to be flooded by junk phone calls / email offers. Unfortunately, you sort of have to give your phone #, etc to clear it up. I'm hoping IWOG clears it up since he's already one foot in the door.
