Followed by 0
Ignored by 2
In United States
Registered Feb 10, 2011
swebb's most recent comments:
- On 4 Mar 2014
Man delivers demolished house to repossessing bank,
Today you can call your CC company and tell them you want to pay off $3500 bucks, they will oblige you, then the next month send you a bill for the interest of that previous month before you paid off your balance.
Uhhh... how else is it supposed to work? You owe someone money, and every day that you don't pay it off, you accrue some interest. They quote you a payoff amount, you write them a check for the amount, and some time later they receive it and credit your account. However much interest accrued in the mean time is what you now owe them. Are they supposed to just pretend like you didn't accrue interest in the mean time?
And your story about the car...sounds like you signed up for some shitty deal and got fucked around on it. I'm not sure how much the government ought to protect people from themselves in this kind of situation, but there are shitty loans that fuck people a lot. Sucks. I can't imagine ever getting into an arrangement like that, but if I were to find myself signing on, you can bet your sweet bippy that I'd grok that contract stem to stern. No surprises for me.
- On 26 Feb 2014
Buying a home beats renting in 100 major metros,
Take the house I'm leasing. It will hit the market for 269k
Current rent is 1375,,,S/T included.
To purchase, wed have to dump 54k into a DP which means liquifying all my investments and be on the hook for any and all maintenance.
Don't use you current rent as a basis for comparison, but rather the market rent for a similar place. Your rent could be over/under market.
If you like the house/location, I'd strongly consider buying it. I may not put 20% down, though.
And if you buy it and want to move somewhere else later, I'd strongly consider not selling it - rent it out instead.
- On 11 Feb 2014
JDs versus Engineers,
Computer Science is and engineering discipline. It's software engineering.
I see them as different. I would agree that software engineering is an engineering discipline...but computer science is more closely related to math.