About drew_eckhardt

drew_eckhardt


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Sunnyvale, CA
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In United States
Registered Jun 28, 2009

drew_eckhardt's most recent comments:

  • On 13 Dec 2014 in Millennials can afford to become homeowners just not where many of them live, drew_eckhardt said:

    thunderlips11 says

    Also, lots of the cities on the right got rid of rent control, which means there should be lots of landlords knocking themselves out to build affordable housing. *SNORT*

    They'd build if the current residents would accept the density increase.

    In San Francisco housing stock increases less than 1% a year.They averaged 3042 units annually between the 2000 (346,527 units) and 2010 (376,942) US Censuses, and only competed the same 3000 in 2013. With this minimal permitted increase far below the job creation rate (4.6% in 2013) prices can only go up.

  • On 13 Dec 2014 in Millennials can afford to become homeowners just not where many of them live, drew_eckhardt said:

    Assuming they keep the same salaries, although it's unlikely they'd have any job in some of those wastelands that don't even have Starbucks where they might clear $9 an hour.

    My daughter does urban planning, and the consulting firm offices are in cities that vary between expensive and very expensive - Denver, Los Angeles, New York, Portland, San Diego, Seattle.

    Other industries are similar.

  • On 29 Nov 2014 in Obamacare - Medicaid - Starting business - Risk free?, drew_eckhardt said:

    joshuatrio says

    I'm wondering if (as an LLC), if I could park everything in pre-tax 401k's/IRA's and then my income is only the remainder. Therefore qualifying for medical subsidies.

    It depends on how much you make.

    401k plans have the highest contribution limit for your purposes - $18,000 with an extra $6,000 catch-up allowed for those over 50.

    SEPs have a much higher dollar limit ($53K), but are limited to the lesser of that "or 25% of income."

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