Leave the money in a tax advantaged retirement account although you want to diversify and maintain an appropriate asset balance as you age. Even professional money managers have problems consistently beating the market and you're not one of them.
With historic (over the last 50 years) S&P 500 returns that money would grow to $260Kin current dollars over the 40 years remaining to your retirement (I'm guessing about where you are in life) which translates to $10K/year of income.
2) I don't know anything about the subject of the article of course, but many many disabled people are very poor and live hand-to-mouth. Social services in Florida are terrible and there is little support for people unable to earn a living due to a disability. So taking the chance to earn $1000/day for hanging out with a bunch of rich brats is understandable, if unfortunate.
While Dream Tours collects $1000/day they needn't pay disabled workers more than the Florida $7.79 minimum wage or $62 of that.
They aren't going far enough with this. All one-percenters should be carried to the front of the line by 47-percenters:
That time is coming soon.
We've entered an era in which an increasing population share lacks skills and aptitudes which provide economic value in excess of their cost. Even Chinese are being replaced by robots, like the million Foxconn are bringing on line in the next few years and $1600 noodle making robots which do the work of $6400/year chefs.
While most of us who keep working will have our menial tasks done by robots the wealthy will use poor people in displays of conspicuous consumption.
I wonder if they'll get tax credits to buy their sedan chairs? Those are zero-emission vehicles.