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In United States
Registered Jan 30, 2008
Computer nerd and foodie. Would like to buy a house but can't afford one anywhere I'd want to live.
bdrasin's most recent comments:
- On 2 Dec 2013
Texas Welfare Recipient Says "Working is Stupid",
The assistence has shifted from welfare to Social Security Disability and State disability. Add in housing and food stamps and it's a pretty comfortable living.
Comfortable? In the sense that you can have enough to eat and a place to live I guess it is. Unless we are willing to let people actually starve, be homeless, or be unable to take care of their kids I don't really see any way around it. What level of subsistence would be uncomfortable enough to satisfy you?
- On 19 Nov 2013
I wish I did not know this web site,
Not true. He claims the average annual real appreciation is zero. But, you have to factor in the rent "dividend" to get return.
I think this is probably true if there is very low growth in population and productivity. But what about changes in demographics? In 2010 the US population was 80% urban, vs 75% in 1990 vs 63% in 1960 etc. With rising fuel costs and so on I expect this trend to continue, and if so isn't it reasonable to expect that urban areas will appreciate more than 0?
- On 14 Nov 2013
Republican proposals to reform and improve health care and reduce costs,
"Allow people to purchase insurance across state lines"
Well, Humana health insurance can be bought in New York and California, and other states too, and they are headquartered in Kentucky.
Are the same policies available though?
The policies offered in each state would be up to Humana. California, New York, and Kentucky all have different regulations for health care and insurance, so to offer a plan in all three states the plan would have to comply with the laws of all three states of course. But there are other considerations as well, such as the availability and cost of actual health care providers in each state, demographic considerations and income levels, etc. So there is not, and has never been, any law saying that you can't buy health insurance across state lines. Insurers don't offer the same plans in all states and may not offer any plans at all in some states due to business decisions which include, but are not limited to, the cost of complying with each state's laws.
What I am saying is that, if Republicans for example Republicans in Texas really thought that this was a good policy they could just pass a law which states:
"Anyone in Texas can buy a health insurance plan from a company located in another state, and any such plan doesn't have to comply with any laws/regulations in Texas but rather the laws in the state in which the plan was sold." The fact that they haven't done so should tell you all you need to know about the seriousness of this proposal.