There is one caveat though. If you are 55+ and you loose/change your job, you may withdraw money from your 401/403k w/o penalty as long as it is the original plan. If you roll over you loose this and you would have to pay your penalty.
This article only talks about the tip of the iceberg.
Actually the whole Obama health insurance reform is about giving Health Insurance companies free money for compliance with the regulations those companies themselves write and force on the government.
Today doctors, hospitals, clinics, and HMOs care much more for the compliance than for the health of their patients. As the result we have much less of the health care available and a crazy increase of prices .