About SFace

SFace

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Registered Dec 02, 2009

Your whole life is summarized by the credit card you carry.

You have your debit card,
you have your no benefit credit card,
you have your gold, platinum and black card.

My old boss and father-in-law carries the Amex Black, which inspires me to work on the same. It says a lot about yourself and what you demand of yourself. Some poeple want surf and turf, some wants caviar and Foie Goie yet some just want a full stomach.

What do you want in your wallet?

SFace's most recent comments:

  • On Mon, 20 Jul 2015, 12:15am PDT in What should you pay for a house?, SFace said:

    The returns gragh is reason why software guys should stay away from commenting about housing.

    You get that result if the home is vacant. In the real world, duh, homes collect rent or avoid rent. Once that duh,momment comes in, real estate is the best investment vehicle.

    You know that because it pass the eyes test as the rich ass owns all the land. Real estate is the most common path to wealth in this world.

    You know that real estate kick ass because the vanguard real estate index beats the legendary 500 index if you bought both from day 1 of existence. Look it up yourself. Vanguard real estate index vgsix, which has a 20 year history would made you a richer than the 500.

  • On Sat, 18 Jul 2015, 6:37pm PDT in What should you pay for a house?, SFace said:

    The reality is your typical owner in Palo alto is much richer than the renter. I.Don't know, millions more.

    They own all homes and almost all the stocks. You cant tell me with a straight face that is the winning formula. Renting in Menlo park for two decades.

    These points sounds great in theory, but fails the reality test.

  • On Fri, 17 Jul 2015, 1:31pm PDT in 37 Bogus Arguments About Housing, SFace said:

    These advice killed a lot of people financially recently.

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