Real estate Broker and Notary. Renter, I sold in 2004 and the ex got the money when we divorced. I've been commenting about the bubble since 2005 at places like the Housing Bubble Blog, Sonoma Housing Bubble, and the Marin bubble blog as well as calculated risk and Naked capitalism. Patrick.net was the first place I found when I googled "Housing Bubble" way back when.
E-Man, if you don't think Banks are overtly criminal I suggest you read the audit of foreclosures done by the SF assessor/Recorder Phil Ting or maybe spend a little time reading a few of the depositions linked to at Foreclosure Fraud blog.