Sniper's comments

« First    « Previous     Comments 1735 - 1774 of 1,774     Last »

  Sniper   ignore (11)   2018 Apr 11, 6:57pm   ↑ like (2)   ↓ dislike (0)   quote        

SFace says
I'm sorry, the tax cut is effective for tax year beginning 1.1.18, which means 2018 taxes are filed and paid in 2019. How would you know how much savings there are when the year is not even 1/3 complete?

Because the outline of the plan, along with tax rates have been published. There are numerous online calculators available that will tell you your approximate tax liability under the new plan.

You should use that Smartphone for something useful, instead of just looking up sports scores.
  Sniper   ignore (11)   2018 Apr 11, 7:49pm   ↑ like (0)   ↓ dislike (0)   quote        

SFace says
But claiming 10k in savings say 200k in income is effectively a 5% effective tax rate cut. We know that only applies if all the stars are aligned

It's 4% difference on $200K between tax rates 2017 versus 2018, before tweaking:

28% on $200K in 2017

Versus 24% on $200K in 2018

WookieMan says
I have no problem being proven wrong, honestly.

Alright, you both can admit you're wrong now.
  Sniper   ignore (11)   2018 Apr 11, 7:58pm   ↑ like (1)   ↓ dislike (0)   quote        

WookieMan says
Had a girl I went to high school with that got busted taking a couple hundred thousand from a bank being a bank teller.

Which account holder took the loss on that? Using a needle in a haystack to make an obscure point?

WookieMan says
If you think your information is safe anywhere, you're sadly mistaken. There is no "safe" transaction.

Duh... really?? It's about eliminating as many "holes" in the security as possible.

But intentionally agreeing to an app that tells you it's going to siphon everything off your phone is "smart"? No wonder the majority of Millennials are broke and poor and living in mom's basement... Geez, we're screwed....
  Sniper   ignore (11)   2018 Apr 11, 8:02pm   ↑ like (3)   ↓ dislike (0)   quote        

TwoScoopsPlissken says
... why is drug testing to receive food stamps so bad?

It's not bad, it perfect. There should also be a work requirement attached too. Go sweep the sidewalk and street in front of town hall when you go in person to collect benefits.
  Sniper   ignore (11)   2018 Apr 11, 8:07pm   ↑ like (1)   ↓ dislike (0)   quote        

FortWayne says
Even better with MFJ (second column).

Plus the increase in the standard deduction to $24K for 2018 (up from $12K).

and if you have kids, The child tax credit will increase from $1,000 to $2,000 per child under age 17.

I wonder where those two guys ran away too?????
  Sniper   ignore (11)   2018 Apr 11, 8:53pm   ↑ like (0)   ↓ dislike (0)   quote        

WookieMan says
I'm here. I still haven't heard an explanation of how you yourself are going to save $8-10k or FW. Plug the numbers in on your own chart and the best you can do math wise with $200k income is a $6,300 savings with everything else excluded

That's because you don't know how to be creative when it comes to taxes. I prepaid a bunch of things in 2017 to get the full deduction. Now in 2018, I'll take the standard deduction of $24K, but since I got full deduction of items in 2017, I'll save between $8K -$10K this year based on out of pocket expenses.

WookieMan says
I'm just fighting the numbers you guys are presenting.

Just admit, you're not as sharp as you appear. :)

WookieMan says
This tax cut was totally intended to fuck blue states with high property taxes and income taxes.

Very true, voting Democrat in those states has consequences.
  Sniper   ignore (11)   2018 Apr 12, 8:53am   ↑ like (0)   ↓ dislike (0)   quote        

WookieMan says
Then your $8k claim is good by me. There are ways to get that kind of savings over $250k income. Sniper explained his savings as well, though I think he misspoke about the time frame of those savings. Not a big deal though.

I said SAVINGS, as in DOLLARS in my pocket, but some of the people here in this thread can't seem to understand that point, and are just trying to apply a "tax rate" to some hypothetical income amount. Of course, just applying a rate to an income, won't help certain people comprehend that point, and they can bang their calculators until there's nothing left.
  Sniper   ignore (11)   2018 Apr 12, 8:55am   ↑ like (3)   ↓ dislike (1)   quote        

Tim Aurora says
Former U.S. Attorney Preet Bharara had grim news for President Donald Trump’s personal lawyer, Michael Cohen, whose office was just raided by the FBI: Charges are likely coming.

Where's the WaPo FAKE story link. It's not considered to be TDS without WaPo involved.
  Sniper   ignore (11)   2018 Apr 12, 9:36am   ↑ like (2)   ↓ dislike (0)   quote        

Satoshi_Nakamoto says
They build statues like one in the pic below to persuade everyone to "surrender their knives".

There's going to have to be major surrendering. Will all residents be turning in these? Almost every household has one of these mass killing assault weapons..

  Sniper   ignore (11)   2018 Apr 12, 11:03am   ↑ like (0)   ↓ dislike (0)   quote        

WookieMan says
I'm lost at this point.

I can tell. I'll try and make this really simple for you guys.

On the Schedule A, you list all your ACTUAL out of pocket expenses (if you itemize and not take the standard deduction), and that itemized ACTUAL total flows over to your 1040 to help determine your taxable income. Once again, the Schedule A is the ACTUAL dollars spent out of pocket. I've itemized for many, many years.

Now for next year's taxes (which is actually this year 2018, the tax return isn't submitted until 2019) ( I know, I have to spell that out for the learning impaired here) I'll actually take the standard deduction instead of itemizing. The standard deduction next year (actually this year 2018) is $24K, but the ACTUAL dollars I'll spend will be around $15K out of pocket.

So basic math skills here, $24K deduction - $15K ACTUALLY spent = $9K out of pocket savings (money that I didn't spend on the Schedule A). Remember when I said this:

Sniper says
Based on quick math, I'll also be saving around $8K - $10K next year too.

So tell me, is $9K in between $8K and $10K? (Once again, next year references doing my taxes in 2019 for the 2018 tax year).

and this is before any other tweaking and the lower tax rates starting next year.

Hopefully, this helps certain posters.
  Sniper   ignore (11)   2018 Apr 12, 11:08am   ↑ like (3)   ↓ dislike (0)   quote        

WookieMan says
If you're on some defense committee and are making decisions about an upcoming weapons contract, you can trade the news before it's even news and make shit load of money and it's 100% legal.

This is how most politicians got to be Millionaires. For a long time, insider trading was all the rage. There was a reason a congressman making $150K a year was a millionaire after his first term. It wasn't from his salary.
  Sniper   ignore (11)   2018 Apr 12, 11:12am   ↑ like (1)   ↓ dislike (0)   quote        

This is something that has always pissed me off. Why does the seller have to pay the buyers agent (through commissions) for the work that agent does for the buyer? The seller gets hit with the total bill (which gets reflected in the original purchase price). Home prices could be lowered a few points if the sale price didn't have to be padded to cover all the commissions.

Buyers should pay their agents directly, just how they pay their attorney, home inspector, tradespeople, etc.
  Sniper   ignore (11)   2018 Apr 12, 11:24am   ↑ like (0)   ↓ dislike (0)   quote        

Quigley says
Sniper says
Home prices could be lowered a few points if the sale price didn't have to be padded to cover all the commissions.

This doesn’t actually work.

So are you saying no one figures in the commission amount they will pay when deciding on the actual listing price?
  Sniper   ignore (11)   2018 Apr 12, 1:46pm   ↑ like (2)   ↓ dislike (0)   quote        

WookieMan says
Honestly, I'm done. I gave it a chance. Hasta La Vista, Baby. Not sure why I wasted so much time on this topic given the complete and utter lack of knowledge on the topic. Ignore #2 in the books.

Yes, that's the perfect adult way to handle it when a concept, a direct question and reading comprehension goes completely over your head. Welcome to Snowflake central.
  Sniper   ignore (11)   2018 Apr 12, 1:56pm   ↑ like (0)   ↓ dislike (0)   quote        

Quigley says
Sniper says
So are you saying no one figures in the commission amount they will pay when deciding on the actual listing price?

What buyer is going to give you list price plus commission? It’ll sell at its fair market price, not that plus another $20-30k in commission.

That's not what I said, please pay attention. Today's listing pricing has a 6% commission already baked in, not 6% tacked on top of the listing price.

Quigley says
If the house appraises for $350,000 you can’t tack on another 6% to pay the realtors. That would mean the buyer would have to come up with more down payment to get financed at their expected rate.

Who said that??

The appraisal price has the commissions also baked in. The TRUE cost/value of the house is the $350,000 MINUS the $20-30K in commission. It's just that all the "sheep" have accepted the fact that they'll pay 6% in commissions as the industry standard, price their house knowing they'll have to pay it, and very few will buck that trend.
  Sniper   ignore (11)   2018 Apr 12, 2:00pm   ↑ like (1)   ↓ dislike (0)   quote        

Thank goodness no one's data is stolen from their phone like the data they give away to Facebook.

As you can see by this thread, very few are concerned with all their personal information going to FB or Google from their phones. After all "I need my sport scores NOW".
  Sniper   ignore (11)   2018 Apr 12, 2:45pm   ↑ like (0)   ↓ dislike (0)   quote        

RafiMaas says
Trying to talk tax with people that don't know what they are talking about is true torcher.

It certainly is. I try and educate these people, but they just don't want to learn anything. "The mind is like a parachute, it only works when it's open". Welcome to the clueless Millennial generation.

RafiMaas says
I Still would like to know the software used to compute tax year 2018 someone here said it's available.

There's this thing called Google search. You should try it sometime.... amazing results, just like this:

RafiMaas says
People in New Jersey better hope that the new democrat Governer doesn't start reaming them good with new taxes.

That already started, voting Democrat has severe consequences, they're going to find out, Big Time!
  Sniper   ignore (11)   2018 Apr 12, 2:55pm   ↑ like (1)   ↓ dislike (0)   quote        

HeadSet says
However, despite trying, I was never able to sell a home without listing as it seems everyone who is serious about buying a home reflexively calls a realtor. I was able to get the commission down to 4.5%, though (1.5% to listing agent, but a full 3% to buyer's agent so buyer's agents would actually bring people).

I've sold many of my houses, here's the best way to do it if you're the seller.

Contact a Flat Fee broker, who for between $300 -$400 will get the listing on the MLS, Zillow, and tons of other sites, you provide the basic information and pictures. Then, you offer the buyer's agent 2.0 - 2.5% commission for bringing their client to see it. Unfortunately, you have to dangle that carrot for the buyer's agent, and it's the buyer's agent that does the bulk of the work anyway. Listing agents are totally useless.

The reality is, buyers usually find the houses searching the Internet/MLS/Zillow first, then tell their agents that they want to see it. If it's priced right, a good location and shows well, the buyer's agent can't stop the process or redirect the buyer.

Sadly, too many sellers think they "need" to pay 6% to list and sell their houses.
  Sniper   ignore (11)   2018 Apr 12, 2:59pm   ↑ like (1)   ↓ dislike (0)   quote        

Heraclitusstudent says
The same people see no problem when the CEO of their companies gets a $50 millions package for a few years of work - eating up their own bonuses, as well as shareholders returns - in a wink wink agreement with the board. But they scream because a guy like Ryan ends up a "multi-millionaire" after an entire career.

All part of the cliche that gov sucks - always - but corporations rule.

Except, CEOs can get fired and let go for poor performance.

Politicians who have poor performance get re-elected, over and over and over.......
  Sniper   ignore (11)   2018 Apr 12, 3:05pm   ↑ like (1)   ↓ dislike (0)   quote        

NuttBoxer says
That our sickcare system isn't about you feeling better...

Be careful when you use your Obamacare.

Medical Errors Are No. 3 Cause Of U.S Deaths, Researchers Say.

...."Based on an analysis of prior research, the Johns Hopkins study estimates that more than 250,000 Americans die each year from medical errors. On the CDC's official list, that would rank just behind heart disease and cancer, which each took about 600,000 lives in 2014, and in front of respiratory disease, which caused about 150,000 deaths.

But no one knows the exact toll taken by medical errors. In significant part, that's because the coding system used by CDC to record death certificate data doesn't capture things like communication breakdowns, diagnostic errors and poor judgment that cost lives, the study says."
  Sniper   ignore (11)   2018 Apr 12, 5:46pm   ↑ like (1)   ↓ dislike (0)   quote        

mell says
Used to have Motos with my previous carrier, they are really good phones.

That's what we have. They have to be good. Wifey can screw up any type of electronics, and so far, she hasn't detonated her Moto. That's a MAJOR win, since she can make a basic calculator go totally wonky.
  Sniper   ignore (11)   2018 Apr 12, 7:08pm   ↑ like (0)   ↓ dislike (0)   quote        

WetMonkeyAss says
BlueSardine says
face spasms are a known side effect of TDS...


Yours Truly,



China Troll Alert!
  Sniper   ignore (11)   2018 Apr 12, 7:09pm   ↑ like (0)   ↓ dislike (0)   quote        

BayArea says
What prepaid plans are you guys using?

Why prepaid and not a regular plan?
  Sniper   ignore (11)   2018 Apr 13, 7:38am   ↑ like (0)   ↓ dislike (0)   quote        

FortWayne says
if you screw up,

THEY screwed up! Period.

From the article:

...."The suits seek class-action status for borrowers who took out loans between March 2015 and March 2018 and that had excessive debt-to-income ratios or were left with very little residual income after making their loan payments. The lawsuits said the class size is unknown, but argued PACE has been a "disaster for thousands of vulnerable homeowners."

He took out a Renovate America loan for solar panels and attic insulation in 2016. Nemore said before a contractor handed him a smartphone to sign, the individual didn't explain to him exactly how much he would be paying. He said he was told he'd qualify for a $7,000 government check for going green, but found out it isn't available to him."

Why do stupid people need to be protected from themselves. This reminds me of the housing bubble..

YOU'RE responsible for understanding the contracts you sign , if you can afford the loan and knowing all the Terms and Conditions. Because these people are such fucking idiots, they now need Big Brother to undo their personal fuck-ups.

When will PERSONAL RESPONSIBILITY for your own actions return?? Probably never!!
  Sniper   ignore (11)   2018 Apr 13, 9:23am   ↑ like (0)   ↓ dislike (0)   quote        

bob2356 says
We will be waiting, and waiting, and waiting.

  Sniper   ignore (11)   2018 Apr 13, 6:19pm   ↑ like (0)   ↓ dislike (0)   quote        

Trump Unleashes Military Strikes on Syria Over Chemical Attack.

President Donald Trump said he had approved military strikes on Syria in retaliation for an apparent chemical attack by the regime of Bashar al-Assad on a rebel town.

“A short time ago I ordered the United States armed forces to launch precision strikes” on targets associated with Syria chemical weapons, Trump said in remarks Friday night.

Trump said the strikes would be carried out in coordination with France and the U.K.

  Sniper   ignore (11)   2018 Apr 13, 6:21pm   ↑ like (6)   ↓ dislike (1)   quote        

Evan F. says
this should end beautifully!!!!!

Certainly better than this dickhead:

  Sniper   ignore (11)   2018 Apr 13, 6:41pm   ↑ like (0)   ↓ dislike (0)   quote        

Can't wait to see who has the biggest dick.

This might help figure that out:

Breaking: @FoxNews now reporting that B-1 bombers ARE involved in ongoing #SyriaStrikes.

Al-Masdar News@TheArabSource
Update: US Coalition cruise missiles now raining down over several areas in #Syria
  Sniper   ignore (11)   2018 Apr 13, 6:48pm   ↑ like (0)   ↓ dislike (0)   quote        

Jacob Wohl

Trump bombs the hell out of the airport in Demascus, Syria. That's right. No escape for Bashar Assad
Charles Lister
‏Verified account @Charles_Lister

NEW - local sources claim missile strikes have hit a major #Hezbollah base in Al-Qusayr, near the #Lebanon border.

That’d be a very significant development - the first (I believe) U.S. strike ever on Hezbollah & a potent message to #Iran.

Leith Aboufadel
‏Verified account @leithfadel
2m2 minutes ago

This is the largest strike on Syria’s capital....possibly ever
  Sniper   ignore (11)   2018 Apr 13, 6:51pm   ↑ like (0)   ↓ dislike (0)   quote        

Leith Aboufadel

Wave after wave of cruise missiles hitting Syria; it is not stopping. Over 40 minutes of cruise missiles.

The Intel Crab Retweeted
Michael Weiss
‏Verified account @michaeldweiss
1m1 minute ago

CNN reports 4th Armored Division also hit in Damascus.

he Intel Crab Retweeted
David Willetts
‏Verified account @DavidWilletts3
4m4 minutes ago

BREAK: MoD four RAC Tornado GR4s launched Storm Shadow missiles at a military facility – a former missile base – fifteen miles west of Homs minutes ago

Josh Caplan @joshdcaplan
4m4 minutes ago

NOW: 'New wave' of U.S. strikes on Qutaifah military base, north of Damascus -
  Sniper   ignore (11)   2018 Apr 13, 6:51pm   ↑ like (0)   ↓ dislike (0)   quote        

Patrick says
It's interesting to me how contradictory the press and most Democrats are.

Andrew Mahaleris
‏ @AMahaleris207
40s41 seconds ago

-Trump bombs Putin’s biggest ally in the Middle East
-Trump expels Putin’s diplomats
-Trump imposed sanctions on Putin
-Trump condemns Putin

But somehow liberals think he is Putin’s puppet?
  Sniper   ignore (11)   2018 Apr 13, 6:53pm   ↑ like (0)   ↓ dislike (0)   quote        

Strategic Sentinel‏Verified account @StratSentinel · 49s49 seconds ago

Strategic Sentinel Retweeted Riam Dalati

#BREAKING: Unconfirmed reports of airstrikes taking place on Qasyun Mountain, where the #Syria Presidential Palace sits. Additionally, reports of strikes on possible CW lab in Misyaf, near Latakia.
  Sniper   ignore (11)   2018 Apr 13, 6:58pm   ↑ like (0)   ↓ dislike (0)   quote        

Hmmmm, where are the going???
M. Bilal Kenasari‏Verified account @MBilalKenasari · 2m2 minutes ago

There are reports that Russian Airforce jets took off from #Latakia just now.
Paul Antonopoulos (@oulosP)
MAJOR! Russian jets have become active in the skies. They have left the Hmeimim airbase in #Latakia province. Not sure what their role is. #Syria
‏ @ELINTNews
1m1 minute ago

#BREAKING: Large amounts of Russian jets now taking off from Khmeimim Airbase
3 replies 26 retweets 9 likes
  Sniper   ignore (11)   2018 Apr 13, 7:24pm   ↑ like (0)   ↓ dislike (0)   quote        

mell says
But something tells me he will be at least more successful than Obummer and W wrt outcome and concessions.

We need someone to put force behind words. Obama made us the laughing stock of the world with all his numerous Red lines in the sand.
  Sniper   ignore (11)   2018 Apr 13, 7:37pm   ↑ like (1)   ↓ dislike (0)   quote        

Theresa M. Giarratano
‏ @TMGiarratano
49s50 seconds ago

Bashar al-Assad, meet President Trump; he won't issue you ultimatums in the form of a red line for repeatedly using CW, he'll issue you ultimatums by force. #Syria #SyriaStrikes #Damascus

Sniper says
  Sniper   ignore (11)   2018 Apr 13, 7:43pm   ↑ like (1)   ↓ dislike (0)   quote        

marcus says
You guys aren't going to be able to make up investigations fast enough to compete with what comes out on Trump.

  Sniper   ignore (11)   2018 Apr 13, 7:45pm   ↑ like (0)   ↓ dislike (0)   quote        

CapraHircus says
zzyzzx says
Only a moron takes out a loan for solar panels, or any other home improvement.

I'm of the opinion that solar is usually not a good investment. However for some people (usually high electricity users), it's a great deal. Taking out a loan can make a lot of sense in a case like that.

If the monthly loan interest is less than the monthly savings the solar system provides, the loan should probably be taken and the improvement to your finances enjoyed. This assumes you will pay off the loan before the systems useful life is likely to expire.

A system financed should pay for itself within 6 years. If it takes longer, someone got screwed.
  Sniper   ignore (11)   2018 Apr 13, 7:52pm   ↑ like (0)   ↓ dislike (0)   quote        

Update 4: Joint Chiefs chairman Dunford said that while the strikes sought to minimize risk of Russian casualties, the US did not pre-notify Russia of the Syria strikes.

More from Dunford:

"We did have some surface-to-air missile activity from the Syrian regime."
"The US did not pre-notify Russian forces in Syria about tonight's kinetic activity."
"Russia was alerted of Syria strikes through "deconfliction" line in Qatar"
"U.S. forces in Syria did make adjustments to force protection levels ahead of the combined air operations against the Syrian regime."
"This wave of airstrikes is over. More information will follow in the morning."
"Manned aircraft involved in Syria operation"
"Pentagon will brief tomorrow will more strike details"

Mattis chimed in:

"We used a little over double the number of weapons this year than we used last year...We were very precise and proportionate, but at the same time, it was a heavy strike."
"I am confident the Syrian regime conducted a chemical attack on innocent people."
"Right now we have no more attacks planned"

Update 3: at 10PM ET, Defense Secretary Mattis and Joseph Dunford, the Chairman, Joint Chiefs of Staff provided the Pentagon's update, repeating that U.S., British and and French forces struck Syrias chemical weapons infrastructure tonight. Mattis said that "Clearly, the Assad regime did not get the message last year. This time, our allies and we have struck harder."

Mattis adds that "I want to emphasize these strikes are directed at the Syrian regime. In conducting these strikes, we have gone to great lengths to avoid civilian and foreign casualties."

Then, Dunford said that the first target was a Syrian research facility, and adds that the US selected targets that would minimize risk to innocent civilians. He adds that attacks on multiple sites of Syria chemical weapons infrastructure "inflicted maximum damage."

In total, Targets were specially associated with the Syrian regime's CW program. These included:

Scientific research center in the greater #Damascus area.
Chemical weapons storage facility west of #Homs.
Chemical weapons equipment storage facility and command post west of #Homs.

The third target, which was in the vicinity of the second target, contained both the chemical weapons equipment storage facility and an important command post."

Meanwhile, the White House said that the US is confident the Syrian regime was behind the chemical weapons attack, based on:

media sources
victims’ symptoms
“reliable information indicating coordination between Syrian military officials before the attack.”


Update 2: Witnesses are reporting explosions heard in Damascus, including residential areas, although the first wave of US, UK and French attacks is allegedly targeting the following:

Republican Guard headquarters
Military airbases
Chemical weapon production sites

Meanwhile, Reuters adds that a total of three scientific research centers struck in the attack.

According to media reports in addition to American ships, Tomahawk missiles and aircraft - including B-1 bombers, leading the attacks, four British Tornado GR4s have targeted a military facility in Homs with Storm Shadow missiles.

While unconfirmed, Syria state TV claims that it shot down 13 missiles near Damascus.
  Sniper   ignore (11)   2018 Apr 13, 8:47pm   ↑ like (1)   ↓ dislike (0)   quote        

Comey Failed To Tell Trump Hillary Paid For Dossier.

Former FBI Director James Comey admits in an upcoming ABC interview with George Stephanopoulos that he never told President Trump that the infamous unverified Steele Dossier was paid for in part by Hillary Clinton. Comey notified Donald Trump in the fall of 2016 that the FBI had received "materials" alleging deviant behavior and financial misconduct tied to Russia.

When Comey was asked by Stephanopoulos whether or not he thought President Trump should know about the origins of the salacious and unverified dossier, the former FBI Director simply replied "I don't know the answer to that."

"Did you tell him that the Steele dossier had been financed by his political opponents?" asks ABC News anchor George Stephanopoulos.

"No. I didn’t," Comey responded.

"But did he have a right to know that?" continued Stephanopoulos.

"That it had been financed by his political opponents? I don't know the answer to that," Comey said.

Comey also said that he "wasn't sure" about a claim in the dossier that in 2013, Donald Trump hired prostitutes to urinate on a bed that President Obama had slept in.
  Sniper   ignore (11)   2018 Apr 14, 8:30am   ↑ like (1)   ↓ dislike (0)   quote        

WookieMan says
Facebook doesn't exist if it wasn't for the dry boomer women gossiping and the limp boomer men paying for worthless advertising,

Age 25 to 34, at 29.7% of users, is the most common age demographic.

50% of 18-24 year-olds go on Facebook when they wake up. (

The Housing Trap
You're being set up to spend your life paying off a debt you don't need to take on, for a house that costs far more than it should. The conspirators are all around you, smiling to lure you in, carefully choosing their words and watching your reactions as they push your buttons, anxiously waiting for the moment when you sign the papers that will trap you and guarantee their payoff. Don't be just another victim of the housing market. Use this book to defend your freedom and defeat their schemes. You can win the game, but first you have to learn how to play it.
115 pages, $12.50

Kindle version available

about   best comments   contact   one year ago   suggestions