ThreeBays's comments

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  ThreeBays   ignore (0)   2019 Feb 14, 8:28pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

B.A.C.A.H. says
Dude, where are you buying your gas? Are you buying 87 octane or 91?


87, from Moe's stop is pretty cheap. I was quoting average Bay Area prices.

ForcedTQ says
But we must pony up over $2k for the extra meter for the privilege of the EV rate.


You don't need a separate meter, just EV-A plan.
  ThreeBays   ignore (0)   2019 Feb 14, 8:40pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

ForcedTQ says
It's not hard to understand this stuff, I get it quite well. Cherry picking data during a period of ownership and saying, well fuck, I didn't have to deal with it, while disregarding what will happen to resale price due to depreciation is ridiculous.


It's why I said lease. I've owned 3 EVs. The first was an old LEAF, with a cost of $160 a month inc tax. Practically almost a free car after factoring in savings on fuel. Why lease? New tech which would be obsoleted soon. Degradation over the long haul. HOV stickers expire after a few years.

Tesla is not going to be obsolete so soon, so that's worth buying if you're in the market for luxury cars.
  ThreeBays   ignore (0)   2019 Feb 15, 9:23am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Rin says
So in a two year bear market toilet, you've just expanded your holdings from a meager 500 shares to almost 600. That's like being able to grow a business by 20% by doing 0 work for it. Even investing in a McDonald's franchise can't compete against that.

And since no bear market lasts forever, eventually, you'll get back to $82 per share but with many more shares under your belt and a greater equity stake plus dividend payout.


I'm not directly familiar with this strategy, but how does it compare to just holding the market?
  ThreeBays   ignore (0)   2019 Feb 16, 11:43am   ↑ like (0)   ↓ dislike (1)   quote   flag        

Gas should be $10 a gallon to pay for the environmental cost, and accelerate the switch to EVs and renewables.

I think this could be possible in 3-4 years, not all at once but starting, as EV prices reach parity with ICE. The Auto industry will make the switch to EV and will be happy to endorse these hikes as well, to get people to buy new cars.
  ThreeBays   ignore (0)   2019 Feb 18, 3:15pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Quigley says
Elgatouno says
Pelosi didn't surrender to Trump.


She proved that she would rather let Federal employees become homeless slaves, let people on welfare starve, and let the nation burn before she would give Trump the tiniest bit of a win.

And they say that Trump is deranged.
Fine leaders you people pick!


Can't you say exactly the same thing about Trump?
  ThreeBays   ignore (0)   2019 Feb 19, 9:00am   ↑ like (1)   ↓ dislike (0)   quote   flag        

MrMagic says
the Boomers saved, scrimped and put money away to pay for their bills in retirement


ROFL... almost spilled my milkshake.
  ThreeBays   ignore (0)   2019 Feb 19, 9:18am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Boomers should embrace real Nordic capitalism:

√Ąttestupa (Swedish for kin/clan precipice) is the mythical practice of senicide during Nordic prehistoric times, where elderly people are said to have thrown themselves, or were thrown, to their deaths. According to legend, this was done when old people were unable to support themselves or assist in a household. Though there are many places in the Nordic countries that are said to have been used as √§ttestupa, it is now thought that the notion of √§ttestupa is a persistent myth.
  ThreeBays   ignore (0)   2019 Feb 19, 11:18pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

GM stock hasn't been going anywhere for a while and now they're in a down cycle. I don't really expect much gain from here. 4% dividend is good if you're retired, not before.
  ThreeBays   ignore (0)   2019 Feb 19, 11:30pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

Buying 4 to 6 years ago sure beats renting today.
  ThreeBays   ignore (0)   2019 Feb 20, 12:15am   ↑ like (0)   ↓ dislike (0)   quote   flag        

That's exactly why most British people dislike Trump.
  ThreeBays   ignore (0)   2019 Feb 21, 2:52am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Patrick says
Of course the ETF also fell by 10% to compensate. I got a check for my 10%, which you might think makes it all fine, but then I owed tax on that.


Seems pretty normal, paying a dividend instantly reduces the value of the stock. Without that one could just farm stocks that are about to pay dividends and then sell.

From a tax point of view the dividend would be a wash with your capital loss.

Dividends are just less tax efficient in general.
  ThreeBays   ignore (0)   2019 Feb 21, 4:37pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

LoL, way to troll Hillary.
  ThreeBays   ignore (0)   2019 Feb 21, 8:24pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Is there any reference to Japan using this trend as justification for more coal plants? Nope, there is not.

This is little more than an opinion piece, from a clearly biased source, based on cherry-picked data. Here's the long term trend from the data which they referenced.

  ThreeBays   ignore (0)   2019 Feb 21, 8:56pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Tenpoundbass says
This one is a Goddamn lie there isn't even any data for 1975 as the earliest UAH Sat data is from 1992
https://en.wikipedia.org/wiki/UAH_satellite_temperature_dataset


Oh really? Where does it say that?

Here's some reading comprehension for you. Wikipedia says "Each set has data back to December 1978".

Their website with data back to 1978: https://www.nsstc.uah.edu/climate/

  ThreeBays   ignore (0)   2019 Feb 22, 9:39am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Tenpoundbass says
ThreeBays says


The Troposphere just expelled the built up trapped heat, and brought us the Polar Vortex and a Hate Hoax.
You should expect a downward trend from here.


Just ignore that your "facts" were busted, and spew more unscientific garbage.

#deplorables
  ThreeBays   ignore (0)   2019 Feb 24, 9:24pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

Price increases plus rising interest rates make it not only tough for new homeowners to buy, but also for owners to want to move.

Consider an owner that bought a starter home in the past decade, and had prices go up 50 to 100% since. Or a longer time owner with even larger increases. For this owner in CA, moving is very expensive and increases ongoing costs substantially. Majority won't want to move and sell right now, just ppl retiring out of major metros in CA, or those that are so rich they just don't care to lose a few hundred thousand on moving.
  ThreeBays   ignore (0)   2019 Feb 25, 4:21pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Free speech means being an ASSHOLE is not going to be prosecuted by the law, but it doesn't mean people, including companies, can't refuse to do business with you.
  ThreeBays   ignore (0)   2019 Feb 25, 9:30pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

Instead of you" we should use "my right honourable friend".

The right honourable friend is correct, housing is a trap.

It must be said that my right honourable friend is uglier than a horse's arse.

See, respectful, and funny.
  ThreeBays   ignore (0)   2019 Feb 25, 11:44pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

lostand confused says
You and your is so transphobic-it should be they and theirs!


My right honourable friend is mistaken. You and your are gender-neutral.
  ThreeBays   ignore (0)   2019 Feb 27, 11:10pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

CBOEtrader says
4.6% is big money?


4.6/1.0= 460%, trader...
  ThreeBays   ignore (0)   2019 Feb 28, 8:04pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

Great, all we need is to have longer government shutdowns to cause contractions, then reopen and boom - claim record winning!

It's like rewarding coders for the number of bugs they fix.

  ThreeBays   ignore (0)   2019 Feb 28, 9:15pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

The new Model 3 Standard Range+ looks really good. Autopilot is also down to $3k now. That feature has made my commutes so much less unpleasant.
  ThreeBays   ignore (0)   2019 Feb 28, 11:06pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

I've never bought used cars. I could save some money, but for me I don't like the trade off.

Cars expensive to run. Gas, insurance, taxes, maintenance, tires... you may spend $3000~4000 a year before counting any depreciation at all. Let's say hypothetically I can own a used car with $2000 depreciation or a brand new car with $3000 depreciation. All costs included, the used car saves 15 to 20% overall if we ignore that the used car may cost more to maintain.

For me personally, I'll pay the slight premium in order to get a new car, get more enjoyment from it, and take care of rather than risk getting a used model that may have been treated badly.
  ThreeBays   ignore (0)   2019 Mar 2, 9:18am   ↑ like (1)   ↓ dislike (0)   quote   flag        

Patrick says
The left, and the left alone, created Trump and got him elected.


What else stupid will the right do, that's the lefts fault? Isn't the right supposed to be the party of self responsibility?
  ThreeBays   ignore (0)   2019 Mar 3, 11:49pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Prius owners aren't going to be ambassadors for Tesla, that's a given. Tesla is already outselling the Prius, by a lot, so it doesn't really matter what a few think.. I expect EVs will continue to grow exponentially from here. All the automakers roadmaps are focused on EVs.


Who the heck uses the term "livery"? That's archaic.
  ThreeBays   ignore (0)   2019 Mar 4, 7:38am   ↑ like (0)   ↓ dislike (0)   quote   flag        

I want The Rock to run.
  ThreeBays   ignore (0)   2019 Mar 4, 3:46pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Yay, people suck at estimating their taxes!

Since markets tanked near the end of the year I would expect people to have overestimated their gains. Also, if you have a big refund coming then you want to file early.
  ThreeBays   ignore (0)   2019 Mar 4, 10:31pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

Tesla has hit the $35k price point, reduced the price of the very popular Auto pilot feature, and are unveiling the Model Y this month. I'm tempted to buy.
  ThreeBays   ignore (0)   2019 Mar 11, 4:05pm   ↑ like (3)   ↓ dislike (0)   quote   flag        

Now he's paying for dinner to look normal, and not even getting any.
  ThreeBays   ignore (0)   2019 Mar 18, 9:51am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Ceffer says
So, unless you have some pretty firm longevity, I wouldn't blame anybody for taking SS at 62 assuming it isn't taxable at the 85 percent rate, but it would be a good idea to wait until 66-67 if you could if you are fully retired and your other sources of income are more limited.


Yeah. I consider taking SS at 62 as planning for dying early, which is a bad idea. It's living a long time that will cost a heck of a lot more and risk you running out of money before you die. Just think if you take your money at 62 and you're unlucky enough to live to 100!
  ThreeBays   ignore (0)   2019 Mar 26, 8:33am   ↑ like (0)   ↓ dislike (0)   quote   flag        

10 years shorter life expectancy... that's one way to reduce your public healthcare cost dramatically. Just think, average check-out date at 65 means no need to save for retirement.
  ThreeBays   ignore (0)   2019 Mar 26, 3:33pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

28 Million is not only 21% more than 420,000. It's 6666% more.
  ThreeBays   ignore (0)   2019 Mar 27, 8:51pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

I've had good experience with them. I was in .jp one time and was having some pain in my back from sleeping on futons which are very flat and un-compliant. My wife suggested going to a local chiro. I had a slouch from always working a computer desk job. They adjusted my back which TBH felt good, and the issue went away completely. I go to see them every time I'm in town... it's like $30 for 90 minutes of shiatsu and adjustment.

They also do acupuncture which I've had. Hard to say if that helps or not. They also do acupuncture to help with things like child behavioural issues, which sounds like quackery but some people sware by it.
  ThreeBays   ignore (0)   2019 Mar 28, 9:20am   ↑ like (1)   ↓ dislike (0)   quote   flag        

This pooch made my morning.

  ThreeBays   ignore (0)   2019 Apr 13, 2:46pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

High birthrate is associated with low IQ and poor economic stability, so it seems like education plus encouraging world prosperity will improve this - exactly the opposite of what rightists support.
  ThreeBays   ignore (0)   2019 Apr 18, 11:24pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

HeadSet says
These are very low scale assertions. None of these things happened, at most, they were just thought about.


I don't think that is true. Attempting and failing to commit a crime, is still a crime.

"Attempting to interfere" is precisely in the definition of obstruction of justice.
  ThreeBays   ignore (0)   2019 Apr 19, 8:40am   ↑ like (1)   ↓ dislike (0)   quote   flag        

CBOEtrader says
Fact free statement as it compares to trump.

Knowing what you know about trump, do you think his subordinates control him? Lolz.

As per the report, entire Team Trump was transparent and easy to work with. Trump never used his executive privilege. There is also no underlying crime.

Whatever conversations Trump had to understand the scope of his personal options is irrelevant. The mueller report "legal theories" on obstruction were rejected by barr.

None of this is surprising if you've paid attanetion to this situation.


My read is the evidence developed by Mueller over obstruction of justice would be more than enough to throw the book at Trump if he wasn't a sitting president. However, the report's clear outcome on "no collusion" means Trump is vindicated of the original suspicions, and there's no serious, country threatening issue to impeach over.
  ThreeBays   ignore (0)   2019 May 2, 9:22am   ↑ like (0)   ↓ dislike (0)   quote   flag        

I doubt it's related to changing opinions. CNN benefits from when there's an increase in news around topics liberals follow. There's less to follow right now until election primaries, plus younger folks are going off Cable anyway and get their news online. 917,000 viewers is basically nothing. There's 250+ Million Americans with smartphones in their hand. Fox has the old farts that actually watch TV news on a regular basis.
  ThreeBays   ignore (0)   2019 May 3, 7:44am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Goran_K says
ThreeBays says
I doubt it's related to changing opinions. CNN benefits from when there's an increase in news around topics liberals follow.


Great. I'm glad you're admitting that Muellar, Barr, and Russia are not "news" since that's what CNN has been squawking for the past year almost 24/7.


Right, that's just beating a dead horse. It's not edge of your seat news in any way.
  ThreeBays   ignore (0)   2019 May 30, 3:42pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

What exactly are you announcing here? You had the itch for some sushi, but didn't want to pay for it so you set up some pretense to take out a client to dinner so that you could expense it? And you chose this, because your pride was at stake?
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