Threads started by chip_designer


the bottom came and is rising
By chip_designer  40 comments, latest 8 months ago:
StoutFiles says The market has improved in the past 6 months, but that 's only because 2012 has been called the bounce back year for 4+ years. What's going to happen at the end of...

palo alto prices up, will eventually spread thru rest of bay area
By chip_designer  74 comments, latest 1 year ago:
edvard2 says drtor says I would say that it is actually pretty rational to be willing to pay a significant premium on living close to where you work. If you save 30 min each way...

keeping up with joneses
By chip_designer  28 comments, latest 1 year ago:
jimbobjones says MMR says Maybe in California that is true, with all the great UC schools.....but probably less true in say, Ohio You would think, but I was distinctly not thinking of Californians when I...

adjustable mortgage (example 5/1 arm) or fixed rates, which one is more favorable/efficient
By chip_designer  22 comments, latest 2 years ago:
chip_designer says I start to think that adjustable mortgage are more cost efficient than fixed rate Chip_designer, You got my vote. I'd definitely go with a 5/1ARM. Let's go over the numbers. 30-year fixed at...

suzie orman money mgmt
By chip_designer  12 comments, latest 2 years ago:
APOCALYPSEFUCK is Shostakovich says Old guys show up at her shows, hoping she trots out her wife and have sex and let them sniff her face when they're done. simchaland says APOC simchaland says APOCALYPSEFUCK...

asking the forum if its wise to downpay more than 30% in current housing market
By chip_designer  3 comments, latest 2 years ago:
carrierpigeon says thomas.wong1986, I don't mean to come across as a smart*ss at all. Please don't take this that way. If you are "investing" in "stocks/bonds/bank cd's then you're not making money in the long...

walk away, wait 3 years, can buy home, no problem
By chip_designer  123 comments, latest 2 years ago:
fatblond says maxweber says iwog says The credit jail rule is 2-4 years for a bankruptcy, 2 years for a short sale, and 5 years for a foreclosure. Its peculiar the bankruptcy is better than...

american in japan, any tokyo house news? any news?
By chip_designer  1 comment, latest 2 years ago:
I am here...just got in from Switzerland tonight. Thanks for your concern. Staying calmly indoors for now, being informed and entertained by all of you!

reality , strategy
By chip_designer  22 comments, latest 2 years ago:
Philistine says terriDeaner says don’t forget how the great weather makes up for it all ...or our world-class taco trucks, plethora of hot plastic surgery babes, legalized potheads, diverse cultures and classes Getting Along ....

USA is a global leader in this
By chip_designer  4 comments, latest 2 years ago:
One of my more interesting courses in college was by this guy: http://www.amazon.com/Rise-Tra he talked about the US's advantage in entertainment IP a bit. Certainly the economy of the LA basin would be a lot...

palo alto homes too much!
By chip_designer  1 comment, latest 2 years ago:
And this is different from other places in California because?

prime areas in bay area will never see a dramatic reduction in price
By chip_designer  153 comments, latest 2 years ago:
MarkInSF says thomas.wong1986 says iwog says 1. Prices will roll back to 1995, even though incomes, the GDP, and inflation are both 50% higher now. Real estate will therefore break every trend-line in United States...

time to buy ?
By chip_designer  7 comments, latest 3 years ago:
Chip, I am curious as to why you think Sunnyvale's 94087 zip code is the best. Other than the school ratings, all the Sunnyvale zip codes south of El Camino are fairly safe. In fact,...


near zip code:

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