WatchI have a question for the Christians of this forum:
I read this story in the Sacramento Bee yesterday and was struck by one woman citing her Christian values as one reason she and her family have stayed put.
http://www.sacbee.com/2012/07/15/4631666/some-in-sacramento-underwater.html
As has been discussed at some length on this forum a mortgage is NOT a covenant (e.g. marriage) but a simple business deal with well defined penalties for default. My question is whether failing to pay into an under water or upside-down mortgage is an un-Christian act or not.
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I thought a mortgage is really between the house and the bank (I could be wrong). I do not see any problem because at worst the house will go to hell (again, I could be wrong, don't blame me if you end up in hell).
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Beyond that -
As a pretty devout person myself, people forget the christian role that foreclosure/bankruptcy plays. When a debtor is crushed under a bad decision ("sin") they are able to go to a judge ("Christ") and declare bankruptcy/foreclosure ("forgiveness").
That's a very christian concept to me.
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robertoaribas's website
Peter P says
does the house sign the promissory note?
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robertoaribas says
I guess it is tricky then...
Mort-gage really means death-pledge. So it goes beyond death, perhaps into the afterlife. We need opinions from theologists.
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My Christian upbringing is vague these days in my mind, but I do recall a parable about forgiveness. So seems to me those who want to build your argument on Christianity requiring ALL DEBTS BE PAID IN FULL AND ON TIME or God will never forgive you, frankly can't read.
Interesting take on Christian bankruptcy:
http://www.christian-attorney.net/bible_bankruptcy.html
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Religious people are suckers.
Most Christians I know and have had dealings with are complete hypocrites anyway so why would this be any different? Also, Vincent is correct, you're supposed to just steal the bike and then just ask for forgiveness, not pray that your parents will buy you one.
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Vicente says
Thanks for the link - So if you CAN repay your debits you MUST. I suppose now we get into the what-does-CAN-mean. Pay your mortgage from your savings until their gone, then sell all your other possessions until their gone, then what? How far is a Christian supposed to take this?
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Seeing as how the banks aren't exactly houses of the holy, I'm not sure that a christian must worship at their alter
Willingly walking oneself into debt bondage seems pretty anti-christian concept to me
What would jesus do?
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Christianity prohibits charging interest on borrowed money.... so I don't think any morality applies here. Of course, to be realistic, there aren't any real Christians in America.
And this is just standard bull**** that we see so often in America, when some business such as a bank tries to appeal to "values" of American people and their faith for no reason other than to make profit.