WatchHe, on principle, decided that he did not "need" insurance, which his brother roundly criticized as the height of irresponsibility. The teabagger said that he did not want to pay COBRA and expected his new job to start in a few weeks and he would be insured after his waiting period.
He broke his foot while innocuously on the way to the laundry room. Now, he's screwed.
Some plan. I guess someone else can pay for his visit to the ER.
Follow
Befriend (28)
171 threads
4,197 comments
Premium
A real man would set the foot himself or put himself out of his misery with a hunting rifle.
Follow
Befriend (54)
5,188 threads
6,157 comments
46 male
Menlo Park, CA
The Original Bankster says
Troll comment of the month!
I'd be opposed to such a deliberately inflammatory comment but it's so well-crafted to elicit indignation from the unwary.
Follow
Befriend (7)
29 threads
1,213 comments
31 male
Premium
I just don't get how a broken bone, should break someone. Health insurance on the other hand, is crushing us all. Why the hell would a sensible person fork over so much of their income to insure against something like this? It just doesn't add up.
In the eight years I've been at my current job, I've "spent" over 40k on health insurance. I've gotten four physicals, cast for a broken knuckle, anda lipid profile done. For 40 fucking thousand dollars. If I up and leave this job tomm, all that money is gone forever.
If you back what my boss pays for health insurance into my annual wages, to get total compensation package, its now just over 15% of my annual compensation, and I get absolutely nothing in return.
I don't even want health insurance, but I figure that it is tax advantageous for the boss to offer it, or else he'd be more willing to compensate with cash instead.
The only thing dumber then our system of health insurance is the people that love the dems so much that they claim to support ppaca,,,,they never seem to know why, but they sure are fans
Follow
Befriend (54)
5,188 threads
6,157 comments
46 male
Menlo Park, CA
errc says
That one's easy. When you get treated, you are agreeing to be charged whatever the doctor/hospital decides to charge you, and you will not be told the amount in advance of treatement.
Therefore you are legally obligating yourself to pay an infinite amount of money, and that will bankrupt you should the doctor/hospital decide to take all of your money.
This is why we desperately need a law which obligates explicit and exact presentation of bills in advance of treatment.
Follow
Befriend
2 threads
2,497 comments
clambo says
Gay sex act? You just don't know the right girls.
Follow
Befriend (9)
163 threads
1,544 comments
Premium
Does he wear teabags. I am thinking of dressing up as one for Halloween. Wear teabags and carry a sign saying, " Get the Guvmint out of my Medicare."
Follow
Befriend (25)
413 threads
6,981 comments
Saint George, UT
elliemae's website
The Original Bankster says
1) You have friends? (ya walked into that one)
2) I've never been to Chick-Fil-A, but I hear their sandwiches taste like chicken.
Follow
Befriend (54)
5,188 threads
6,157 comments
46 male
Menlo Park, CA
bdrasin says
ROFL!
Unfortunately, the medical system takes names and follows up with lawsuits for what they ordered for you off the arbitrarily high and secret menu.
Follow
Befriend (12)
10 threads
3,516 comments
Oakland, CA
leo707's website
Premium
jhall says
I guess you don't read many of Bap33's posts.
Follow
Befriend (7)
29 threads
1,213 comments
31 male
Premium
Sort of like going to a restaraunt and ordering off the menu with no prices
Then they bring the bill and they charged you
13,000 for a 16 oz tbone
800 for iced water with lemon
If you had known that before hand, you might have opted for something else
That still brings you back to the problem that at times, its pretty hard to shop for health care. When you really need it, you can't say "ambulance driver! Take me to the next hospital, no way am I paying the exorbitant rapings at this hospital" as you bleed out
But I did read a link here on patnet about how insanely different the charges are for identical procedures from hospital to hospital. Competition and information are good things, for everyone involved. How does ppaca help us out there?
Follow
Befriend (25)
413 threads
6,981 comments
Saint George, UT
elliemae's website
bdrasin says
I waited for hours, then washed dishes with the help. I was too fat to follow you out the window...
Follow
Befriend (7)
29 threads
1,213 comments
31 male
Premium
Patrick, you must censor him!
I'm like, so offended by his words,,,,
\ sarc off /
As to the OP, how screwed is the guy, really? Why did he go to the ER? I would think that this is the kind of thing, in a reasonable society, one would be able to pay cash for the services. How did humanity ever survive, before the unaffordable insurance, that we need to help us afford the unaffordable health care?
Hopefully this brief moment of stupidity marks the height (or trough) of this leg down the de-evolutionary chart. We cannot be this dumb, can we be?
Follow
Befriend (2)
33 threads
3,458 comments
Ruki says
COBRA costs whatever your company was paying for you, plus a 10% markup as a "management fee" for an external company that pretty much just funnels your payment on to the insurer.
Not sure why this middleman even exists. Maybe the rationale is something like "the HR department does not want to be bothered with helping your sorry ass if you should ever have a question or need some assistance". I don't know. I'm sure the middleman is making a big profit, though.
The big picture is that you get the good "group" insurance rate and there should be nothing to complain about.
Follow
Befriend (12)
10 threads
3,516 comments
Oakland, CA
leo707's website
Premium
GameOver says
?
http://www.urbandictionary.com/define.php?term=teabagger
Follow
Befriend (7)
29 threads
1,213 comments
31 male
Premium
If somebody refers to somebody else, as a tea bagger, assume that they themselves either are, or desire to be, a tea baggee.
tea - baggee : someone that desires to get tea bagged
teabagging - To have a man insert his scrotum into another person's mouth in the fashion of a teabag into a mug with an up/down (in/out) motion.
not really my cup of tea,,,,,but whatever floats your boner
Follow
Befriend (12)
140 threads
1,355 comments
Emeryville, CA
errc says
Yeah! That's what he says too.
Follow
Befriend (12)
10 threads
3,516 comments
Oakland, CA
leo707's website
Premium
CL says
Given the Tea Parties prominence and political power within the GOP and how they have an entire news network that caters to their beliefs there is not equivalent on the left.
However, an organization like Peta is very similar to the Tea Party in their relationship with facts and choices on how to interact with the rest of humanity.
Follow
Befriend (4)
117 threads
17,655 comments
Premium
errc says
Only the ladies get menus with no prices. If you take your date to a such a restaurant, you may want to vet her choices. Not dating advice.
Follow
Befriend (25)
413 threads
6,981 comments
Saint George, UT
elliemae's website
Rent4Ever says
Sure, in theory this works. However, in order to meet the pre-existing condition clause, the person can't have a lapse of coverage of more than 63 days. If the insurer notifies the beneficiary that they can elect COBRA coverage, there are 60 days to elect the coverage from the date of notification. At that point, the person must pay retroactive to the date the coverage is first available.
So, even if the company doesn't notify the ex-employee for 2-1/2 months, the ex-employee must pay for the coverage retroactive to the date on the letter or he will have a pre-existing condition. Doesn't matter if he has coverage immediately through his employer...
Don't confuse the election period with actual coverage. You must be covered continuously without a 63 day lapse - so if you quit in December & start a new job in April - and for some reason you weren't notified until March, you still have to pay the retro monies or you have a lapse in coverage that results in pre-existing conditions.
Pre-existing conditions are supposed to be phased out in 2014 - but until then, they are a huge issue. almost any healthcare condition can be considered pre-existing. For example, if you were at the doctor and had slightly elevated blood pressure within the past couple of years, then you get new insurance and you have a heart attack - it probably won't be covered due to the pre-existing condition.
Follow
Befriend
6 threads
490 comments
Alameda, CA
errc says
I've been to that restaurant; it's in Times Square. I pretended to go to the bathroom and snuck out the window, abandoning my jacket and date.