I think this will be a good thing as many would not be able to come up with the deductibles on top of all the other unforeseen costs of temporary housing, expenses, etc. that they had to cover....
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Hurricane Sandy is shaping out to be one of the costliest hurricanes in U.S. history, with early damage estimates in the range of $30 billion to $50 billion, reports Barclays Capital.
For homeowners impacted by Hurricane Sandy, many will not have to pay costly hurricane deductibles before insurance coverage goes into effect.
http://www.housingwire.com/news/east-coast-homeowners-saved-hurricane-deductibles

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but unflation adjysted.....nit so much