Patrick.net

http://www.theglobeandmail.com/globe-investor/personal-finance/retirement-rrsps/the-dangers-of-retiring-with-debt/article5541809/

Its the patriotic thing to retire with big debts. The more money you owe, the more youll have to withdraw from your registered retirement accounts over the years to cover debt payments and other living costs. The more you withdraw, the higher your taxable income. The higher your taxable income, the more potential there is for some of your Old Age Security benefits to be clawed back.