That's a term used to describe workers who are unable or reluctant to leave their current jobs for fear they won't be able to find health insurance. Older employees in particular—who are likelier than younger workers to have health problems and who don't qualify for Medicare until age 65—see that uncertainty as a "major barrier" to changing jobs or retiring, says Michael Thompson, New York-based principal of human-resource services at consulting firm PwC. Come 2014, barring any delays in the health-care law's implementation, people will be able to buy insurance through new exchanges. The law dictates that no one can...
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