is there a name for the month when the mortgage payment goes from more interest than principal reduction to more principal reduction than interest (i'm thinking "breakeven month" but that doesnt sound right for the scenario).

for example

i = 7%

n = 25 years

principal = 200k

http://www.amortization-calc.com/#loan-200000-25-7-1-2013-2

according to this amort table in the link above, on 2/2028, the mortgage payment becomes more principal reduction than interest payment.