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'Zombie titles' haunt victims of house foreclosure

By soeren   Follow   Sat, 12 Jan 2013, 1:57am   583 views   10 comments
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COLUMBUS, Ohio - Joseph Keller doesn't expect he'll live to see the end of 2013. He blames the house at 190 Avondale Avenue.

http://www.nbcnews.com/business/zombie-titles-haunt-victims-home-foreclosure-1B7933378

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1. zzyzzx Follow Befriend (9) 414 threads 4,133 comments Baltimore, MD

   1   9:14am Sat 12 Jan 2013   Share   Quote   Permalink   Like (1)   Dislike (1)   OK, so the moral of the story is that if you are a deadbeat, don't move out until they throw you out.

2. APOCALYPSEFUCK is Shostakovich Follow Befriend (28) 171 threads 4,206 comments Premium

   2   9:32am Sat 12 Jan 2013   Share   Quote   Permalink   Like (6)   Dislike   Protected   No the moral of the story is never go near a bank. If you can't afford to pay cash, don't buy.

3. Robber Baron Elite Scum Follow Befriend (3) 49 threads 482 comments Roslyn, NY

   3   10:36am Sat 12 Jan 2013   Share   Quote   Permalink   Like (1)   Dislike   APOCALYPSEFUCK is Shostakovich says No the moral of the story is never go near a bank. If you can't afford to pay cash, don't buy. No the moral of story is that I'm a scumfuck financial criminal. Go near me if you want to be bent over and ass-raped by Satan while Jesus... That donkey fucker is tortured by Fallen Angels and can't help you in anyway. I'm former chairman & CEO of J.P. Morgan Chase which own private shares of the Federal Reserve... What more do you peasants expect from me? I'm a scumbag and proud of it. -David Rockefeller.

4. futuresmc Follow Befriend (1) 1 threads 387 comments Buffalo, NY

   4   11:00am Sat 12 Jan 2013   Share   Quote   Permalink   Like (1)   Dislike   zzyzzx says OK, so the moral of the story is that if you are a deadbeat, don't move out until they throw you out. Yes, deadbeats who have congestive heart failure or a destroyed liver, who were deceived by a bank into believing their foreclosure was immenent. How come a bank that walks away from a house they are contractually obligated to sieze in foreclosure by terms of the mortgage are not deadbeats, but the person who they trick and trap are?

5. The Professor Follow Befriend (5) 24 threads 1,304 comments Premium

   5   11:26am Sat 12 Jan 2013   Share   Quote   Permalink   Like (3)   Dislike   Protected   Robber Scum has a point. Vulgarly said, but he is correct. There are a few big banks that have colluded with the Federal Reserve, a supra-governmental authority that is responsible for our money system. It truly is a secret entity unanswerable to authority and not fit for a democracy. The corruption of this system has filtered down through most levels of our society. Our government is despoiled by money. A very small minority has control over a majority of wealth and income. In a just society there would not be so many souls lost in the bureaucracies of the finance, insurance, real estate, and investment "industries". The real zombie here is the Fed. The Fed will be 100 years old this year. This secret society has far outlived its usefulness in the modern world. It's time for us to reclaim our democracy and restore liberty, justice, and freedom for all Americans.

6. zzyzzx Follow Befriend (9) 414 threads 4,133 comments Baltimore, MD

   6   7:10am Mon 14 Jan 2013   Share   Quote   Permalink   Like (1)   Dislike (1)   futuresmc says How come a bank that walks away from a house they are contractually obligated to sieze in foreclosure by terms of the mortgage are not deadbeats, but the person who they trick and trap are? They both are deadbeats.

7. PockyClipsNow Follow Befriend 19 threads 1,534 comments Los Angeles, CA

   7   8:27pm Mon 14 Jan 2013   Share   Quote   Permalink   Like (1)   Dislike   read the story, the banks are NOT contractually obligated to actually take back the house. this guy got a free house but it ended up a night mare. bizarre.

8. robertoaribas Follow Befriend (23) 55 threads 3,795 comments Scottsdale, AZ robertoaribas's website

   8   9:55pm Mon 14 Jan 2013   Share   Quote   Permalink   Like (2)   Dislike   futuresmc says contractually obligated to sieze ok, somebody can't read a contract... they have the RIGHT to seize, but zero obligation. This article is one more reason why you absolutely shouldn't leave the home till after the foreclosure. If he stayed there, he could have lived for free just for maintaining the house... maybe forever.

9. CaptainShuddup Follow Befriend (1) 248 threads 4,716 comments

   9   11:57am Tue 15 Jan 2013   Share   Quote   Permalink   Like   Dislike (1)   Five years ago, Keller, 10 months behind on his mortgage payments, received notice of a foreclosure judgment from JP Morgan Chase. In a few weeks, the bank said, his three-story house with gray vinyl siding in Columbus, Ohio, would be put up for auction at a sheriff's sale. Ten months behind and HE's the Victim? The 58-year-old former social worker... Oh that explains it, most social workers have the social skills of a boiled peanut.

10. TechGromit Follow Befriend (6) 85 threads 969 comments 44 male Egg Harbor City, NJ

    10   12:53pm Tue 15 Jan 2013   Share   Quote   Permalink   Like   Dislike   zzyzzx says OK, so the moral of the story is that if you are a deadbeat, don't move out until they throw you out. That's actually good advice. Far too many people move out when they are sent the foreclosure notice, but they don't have to. They should take advantage of the rent free housing the bank is providing. At the very least, protect the property until your evicted, and make sure you take pictures of the condition of the house the day before eviction. This way you'll have proof the condition you left it in, when the bank takes possession. If it's looted after wards, you'll have proof it not your fault. robertoaribas says futuresmc says contractually obligated to sieze This article is one more reason why you absolutely shouldn't leave the home till after the foreclosure. If he stayed there, he could have lived for free just for maintaining the house... maybe forever. Actually, you should wait for the eviction notice. Sometimes banks and investors give you a cash bonus if you get out by said date without trashing the place first.