http://money.cnn.com/2013/02/06/pf/debt-collection/index.html?iid=Lead
Debt collector horror stories abound: There are threats to dig up the dead relatives of those who couldn't pay their funeral bills, promises to imprison debtors or take their children into custody -- even warnings that pets will be killed.
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Los Angeles, CA
Yawn. Wake me up when the threats are actions. thats news.
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I used to like reasoning with them.
I would insure them that I did not feel obligated to pay them jack squat, and that since they bought the debt of a dead beat what did they expect. Then they would plead with me, to get me to pay them. I would then tell them that I bet if they asked nice, Macy's will give them their money back. Then there would be a long awkward pause, then I would bust out laughing and say... "Nah, I'm just kidding they'll probably laugh at you too".