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Toro!


By surfer-x   Follow   Fri, 14 Apr 2006, 8:38pm   6,062 views   312 comments
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Toro!

If housing gets cheaper, will the sushi also?

If sushi gets cheaper will Peter P buy me some?

The perfect sushi order:

2 orders $anta Barbara Uni
1 order ama-ebi
2 orders kampachi
1 order hotate
1 order teka maki
1 large Asahi.
and if Peter P. is buying
1 order tobiko w/quail egg and
1 more order Uni.

Trolls need not bother.

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  1. Randy H


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    1   6:39pm Sat 15 Apr 2006   Share   Quote   Permalink   Like (3)   Dislike   Protected  

    I would like to apologize to everyone at Patrick.net for my son Ha Ha's behavior. You see little Ha Ha had to grow up, along with his sister Giggles and brother Chuckles, as latchkey kids. Me and Pa Ha had to both work, barely bringing in a quarter HaHa's between us. I know my son only ever wanted to own a home of his own someday in the Bay Area, meet a Mrs. Ha, and live happily ever after. The real estate thing you've all got happening over there has really hit li'l Ha Ha hard, and I'm afraid he sometimes loses his cool. Really, please don't judge him for being a Troll. He really has a kind, and sometimes humorous heart.

    Yours truly,

    Ma Ha

  2. Peter P


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    2   1:04am Sat 15 Apr 2006   Share   Quote   Permalink   Like (2)   Dislike   Protected  

    I’ve become spoiled. I like having a separate bathroom from my kids.

    Ideally, every person should have his/her own bath. Ideally...

    A bathroom can double as a study or a sanctuary.

  3. surfer-x


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    3   11:09am Sat 15 Apr 2006   Share   Quote   Permalink   Like (2)   Dislike  

    I have 8K INTEREST INCOME from 160K in savings ...

    So fucking what? AKA Big fucking deal. Can I please have your address as I have bought you a tee-shirt that says, "I's bee makings a lots of moneys 160/160/8 but no house. "

  4. astrid


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    4   12:27pm Sat 15 Apr 2006   Share   Quote   Permalink   Like (2)   Dislike   Protected  

    Ha Ha,

    Please stop. This sort of behavior is pretty pointless and is a nuisance for other readers.

    Plus, you'll run into logistical problems very quickly--> surfer x erase 1, you post 100, surfer x erase those 100, you retailiate with 10,000...

  5. Jimbo


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    5   2:23pm Sun 16 Apr 2006   Share   Quote   Permalink   Like (2)   Dislike  

    http://www.zillow.com/Charts.z?chartDuration=10years&zpid=20705901

    Alhambra home was worth $250k in 1997 and probably the same all the way back to the last bubble, in 1991.

  6. HARM


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    6   9:42pm Fri 14 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike  

    That sure looks like some tasty sushi! Mmmm... :P

  7. Peter P


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    7   12:38am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    Poorly prepared calimari is like this too. Same with shark. Seafood is just dreadful if it’s overcooked.

    I had whale raw. It looked very interesting. But I could not even think about having a second piece.

    Some seafood annot be undercooked either. Raw lobster tastes great but half-cooked lobster is horrible.

    We should be thankful that California has truly great squid aka calamari.

  8. Peter P


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    8   12:51am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    I was a poor student when I traveled there so I never had any. I would love to try it though.

    To me, uni and scallop are better deals. Somehow, in Japan, seafoods are not that expensive compared to beef.

  9. Garth Farkley


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    9   7:43am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike  

    Sorry, time's up.

  10. astrid


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    10   8:37am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    Sounds like Teddy Bear's Picnic.

  11. Randy H


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    11   8:38am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    InterestRateRat,

    As rates go up so should your discount rate. The differential to overcome the opportunity cost of the PITI-to-Rent ratio is much higher than 6%.

    If you don't believe me, I have proven it quantitatively.

  12. astrid


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    12   8:39am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    DinOR,

    Care to confirm or deny the P.I. love of SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM ...

  13. DinOR


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    13   8:49am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    masurap= delicious (meaning? it hasn't gone bad yet)

    matabang= tasteless (meaning? it's not nearly salty enough!)

  14. Randy H


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    14   9:16am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    Actualy the Sharpe ratio is something a bit different. It is optimized for risk-reward (risk = standard deviation, reward = expected return) for a portfolio of 2 or more assets, plotted along an efficient frontier (each mix of assets is optimized for best return, but with different risks).

  15. DinOR


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    15   9:31am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    Skibum,

    The "Overvalued Blogspot" did a great job with "I have two investment opportunities before me"

    One is to buy a 975K "rental" that generates about $$2,400 in rent leaving an $8,000 a month hole to fill,

    The other is this spam e-mail from the former Prince of Nigeria!

    The guy is so "tongue in cheek" it's hysterical, not to plug but it's become one of the few bright spots in my day (in Oregon you take what bright spots you can find)

    In the P.I Spam sandwiches are right up there with winning a fishing trip from the VFW!

  16. Randy H


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    16   9:35am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    astrid,

    Just my opinion on (a), how do you get today's rates tomorrow: you can't.

    You could theoretically create an alternative investment with things like interest-rate forwards. But the transaction costs to you as a non-institutional individual will be higher than the value, and carry more risk.

    The real answer is you could invest in one of the couple of *depressed* RE markets with fixed rates. This is risky unless you really know the local market there. According to HSBC, Indiana is way undervalued by historical trends and technicals. The rent yields there are massive, PITI-to-Rent is well below 1.0 in many cities, etc. So, you could move to Indiana (not Northwest, IN), and learn the market, then use today's rates to buy real assets there.

    **not recommended advice. I prefer allowing mortgage rates to rise a bit, or even quite a bit, because this cost is much less than the other risks for a buyer today.

  17. astrid


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    17   9:35am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    "In the P.I Spam sandwiches are right up there with winning a fishing trip from the VFW!"

    Are fishing trips or VFW very popular in P.I.?

  18. surfer-x


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    18   9:48am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike  

    Fucking trolls are popping up faster than ever. Luckily I have my can of Troll-b-gone.

  19. DinOR


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    19   9:57am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    Randy H,

    Not sure if you've been following my "Lease w/Option Maximizer" but I couldn't believe that there were "investors" out there willing wager that RE market will go even higher! After I deployed my stealth negotiating skills I finally had to abandon the tactic as whole and broke down and just flat out asked the gal "where do you find these people?" The lengths that people will go to to stay out of the stock market are simply mind boggling!

  20. DinOR


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    20   9:59am Sat 15 Apr 2006   Share   Quote   Permalink   Like (1)   Dislike   Protected  

    astrid,

    Thinking about is one of the only things that keeps me going! We have a modest beach house that is filled with about 3 generations and the stove never gets shut down!

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