If housing gets cheaper, will the sushi also?
If sushi gets cheaper will Peter P buy me some?
The perfect sushi order:
2 orders $anta Barbara Uni
1 order ama-ebi
2 orders kampachi
1 order hotate
1 order teka maki
1 large Asahi.
and if Peter P. is buying
1 order tobiko w/quail egg and
1 more order Uni.
Trolls need not bother.
FollowBefriend (5)44 threads4,602 comments Los Altos, CAPremium
I would like to apologize to everyone at Patrick.net for my son Ha Ha's behavior. You see little Ha Ha had to grow up, along with his sister Giggles and brother Chuckles, as latchkey kids. Me and Pa Ha had to both work, barely bringing in a quarter HaHa's between us. I know my son only ever wanted to own a home of his own someday in the Bay Area, meet a Mrs. Ha, and live happily ever after. The real estate thing you've all got happening over there has really hit li'l Ha Ha hard, and I'm afraid he sometimes loses his cool. Really, please don't judge him for being a Troll. He really has a kind, and sometimes humorous heart.
FollowBefriend (4)117 threads17,655 comments Premium
I’ve become spoiled. I like having a separate bathroom from my kids.
Ideally, every person should have his/her own bath. Ideally...
A bathroom can double as a study or a sanctuary.
FollowBefriend23 threads2,038 comments surfer-x's website
I have 8K INTEREST INCOME from 160K in savings ...
So fucking what? AKA Big fucking deal. Can I please have your address as I have bought you a tee-shirt that says, "I's bee makings a lots of moneys 160/160/8 but no house. "
FollowBefriend15 threads5,071 comments astrid's websitePremium
Please stop. This sort of behavior is pretty pointless and is a nuisance for other readers.
Plus, you'll run into logistical problems very quickly--> surfer x erase 1, you post 100, surfer x erase those 100, you retailiate with 10,000...
Alhambra home was worth $250k in 1997 and probably the same all the way back to the last bubble, in 1991.
FollowBefriend (1)119 threads4,785 comments HARM's website
That sure looks like some tasty sushi! Mmmm... :P
Poorly prepared calimari is like this too. Same with shark. Seafood is just dreadful if it’s overcooked.
I had whale raw. It looked very interesting. But I could not even think about having a second piece.
Some seafood annot be undercooked either. Raw lobster tastes great but half-cooked lobster is horrible.
We should be thankful that California has truly great squid aka calamari.
I was a poor student when I traveled there so I never had any. I would love to try it though.
To me, uni and scallop are better deals. Somehow, in Japan, seafoods are not that expensive compared to beef.
Sorry, time's up.
Sounds like Teddy Bear's Picnic.
As rates go up so should your discount rate. The differential to overcome the opportunity cost of the PITI-to-Rent ratio is much higher than 6%.
If you don't believe me, I have proven it quantitatively.
Care to confirm or deny the P.I. love of SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM SPAM ...
FollowBefriend1 threads6,749 comments Premium
masurap= delicious (meaning? it hasn't gone bad yet)
matabang= tasteless (meaning? it's not nearly salty enough!)
Actualy the Sharpe ratio is something a bit different. It is optimized for risk-reward (risk = standard deviation, reward = expected return) for a portfolio of 2 or more assets, plotted along an efficient frontier (each mix of assets is optimized for best return, but with different risks).
The "Overvalued Blogspot" did a great job with "I have two investment opportunities before me"
One is to buy a 975K "rental" that generates about $$2,400 in rent leaving an $8,000 a month hole to fill,
The other is this spam e-mail from the former Prince of Nigeria!
The guy is so "tongue in cheek" it's hysterical, not to plug but it's become one of the few bright spots in my day (in Oregon you take what bright spots you can find)
In the P.I Spam sandwiches are right up there with winning a fishing trip from the VFW!
Just my opinion on (a), how do you get today's rates tomorrow: you can't.
You could theoretically create an alternative investment with things like interest-rate forwards. But the transaction costs to you as a non-institutional individual will be higher than the value, and carry more risk.
The real answer is you could invest in one of the couple of *depressed* RE markets with fixed rates. This is risky unless you really know the local market there. According to HSBC, Indiana is way undervalued by historical trends and technicals. The rent yields there are massive, PITI-to-Rent is well below 1.0 in many cities, etc. So, you could move to Indiana (not Northwest, IN), and learn the market, then use today's rates to buy real assets there.
**not recommended advice. I prefer allowing mortgage rates to rise a bit, or even quite a bit, because this cost is much less than the other risks for a buyer today.
"In the P.I Spam sandwiches are right up there with winning a fishing trip from the VFW!"
Are fishing trips or VFW very popular in P.I.?
Fucking trolls are popping up faster than ever. Luckily I have my can of Troll-b-gone.
Not sure if you've been following my "Lease w/Option Maximizer" but I couldn't believe that there were "investors" out there willing wager that RE market will go even higher! After I deployed my stealth negotiating skills I finally had to abandon the tactic as whole and broke down and just flat out asked the gal "where do you find these people?" The lengths that people will go to to stay out of the stock market are simply mind boggling!
Thinking about is one of the only things that keeps me going! We have a modest beach house that is filled with about 3 generations and the stove never gets shut down!