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Is the housing hangover cure more stimulants or more jobs? - OC Housing News
By golfplan18 in Irvine CA 92620   posted 1 hour ago:
http://ochousingnews.com/blog/ When the interest rate stimulus ended in mid 2013, sales slumped. Does the market need a dose of low rates, or should we wait for jobs to improve sales? Source: http://ochousingnews.com/blog/

Mortgage Purchase Applications Near 21st Century Lows As Q.E. Ends
By Logan Mohtashami in Irvine CA 92603   58 comments, latest 2 hours ago:
Logan Mohtashami says HEY YOU says Lenders should turn everyone down for wanting to pay more than 10% of listing price for shacks. If the Appraisal comes in low then they won't the loan stay...

How to save money for a down payment to buy a house - OC Housing News
By golfplan18 in Irvine CA 92620   2 comments, latest 1 day ago:
JH says Actually rent is still cheaper than owning in OC where you are located. Soaring rents are not helping but soaring home prices are the real problem. Don't tell us how to sacrifice to...

A fixed cost of housing is the best reason to buy a house - OC Housing News
By golfplan18 in Irvine CA 92620   posted 2 days ago:
http://ochousingnews.com/blog/ Homeowners generally feel more confident in their ability to make ends meet, largely because they fixed their ownership costs long ago. Source: http://ochousingnews.com/blog/

Young renters see little or no reason to buy a house - OC Housing News
By golfplan18 in Irvine CA 92620   1 comment, latest 2 days ago:
bubblesitter says Step in the right direction.

Have lenders purged the Ponzis? - OC Housing News
By golfplan18 in Irvine CA 92620   1 comment, latest 6 days ago:
bubblesitter says Yeah, they have socialized their losses from the Ponzis. Too big to fail, remember?

Regulators capitulate to lending industry lobbyists
By golfplan18 in Irvine CA 92620   1 comment, latest 1 week ago:
APOCALYPSEFUCKisShostikovitch says Just throw the fucking shit out the windows to ASSHOLES! waiting on the sidewalk below.

The housing market depends entirely on interest-rate stimulus - OC Housing News
By golfplan18 in Irvine CA 92620   posted 1 week ago:
http://ochousingnews.com/blog/ Without affordability products the housing market depends on low mortgage rates for sales to occur at today’s high prices. Source: http://ochousingnews.com/blog/

As personal finances improve, debt collectors come calling - OC Housing News
By golfplan18 in Irvine CA 92620   1 comment, latest 1 week ago:
zzyzzx says Pay your bills, deadbeat!

Are the GSEs returning to subprime lending? - OC Housing News
By golfplan18 in Irvine CA 92620   posted 1 week ago:
http://ochousingnews.com/blog/ Mel Watt announced a number of changes designed to loosen the credit box and stimulate lending. This doesn’t mean a return to subprime. Source: http://ochousingnews.com/blog/

Los Angeles County Housing Market News: October 2014
By golfplan18 in Irvine CA 92620   posted 1 week ago:
http://ochousingnews.com/blog/ Historically, properties in this market sell at a 9.5% discount. Today’s discount is 11.7%. This market is 2.1% undervalued. Median home price is $475,200 with a rental parity value of $536,800. This market’s discount...

Will the CAr 2015 housing market sales forecast be way off? - OC Housing News
By golfplan18 in Irvine CA 92620   posted 1 week ago:
http://ochousingnews.com/blog/ The California Association of realtors housing market sales forecasts for 2013 and 2014 were way off. How bad will their 2015 miss be? Source: http://ochousingnews.com/blog/

Collapse of the 10 Year Note Yield and What it Means to You
By Logan Mohtashami in Irvine CA 92603   54 comments, latest 1 week ago:
Bubbabear says mell says Call it Crazy says iwog says You gotta admit, that post was brilliant. Hehe - remember it's not the Fed, that's why it's calling for QE4 now ;) It would appear...

Is real estate the best asset class for the 21st century? - OC Housing News
By golfplan18 in Irvine CA 92620   posted 2 weeks ago:
http://ochousingnews.com/blog/ Will continuing population growth and shortages of housing and farmland make real estate the asset class to invest in during this century? Source: http://ochousingnews.com/blog/

Slow wage growth limits house price appreciation - OC Housing News
By golfplan18 in Irvine CA 92620   1 comment, latest 2 weeks ago:
bubblesitter says golfplan18 says Slow wage growth? Where is AF?

Chronic shortages of housing supply inflates California house prices
By golfplan18 in Irvine CA 92620   5 comments, latest 2 weeks ago:
mmmarvel says During the period of January 2011 to March 2014, there have been slightly more single-family housing starts in Houston (95,037) than in California for the entire state (94,993). http://www.aei-ideas.org/2014/

Is housing headed for another stimulus hangover? - OC Housing News
By golfplan18 in Irvine CA 92620   posted 2 weeks ago:
http://ochousingnews.com/blog/ Housing hits another weak patch as investors balk at high prices. Will housing see another decline similar to 2008 or 2011? Source: http://ochousingnews.com/blog/

Mortgage standards of 1990s were normal and prudent - OC Housing News
By golfplan18 in Irvine CA 92620   8 comments, latest 2 weeks ago:
Strategist says Call it Crazy says Strategist says Sub Prime - With minimum 25% equity and provable income. Think about that... Why would you need a sub-prime loan if you had 25% D.P. and provable...

Desperate Baby Boomers need Millennials to buy homes - OC Housing News
By golfplan18 in Irvine CA 92620   33 comments, latest 2 weeks ago:
JH says scoob says half or more of your income is going towards a speculative real estate market! Well we are renting at 16% of our income and waiting for the next bust so we...

Orange County Housing Market News: October 2014
By golfplan18 in Irvine CA 92620   posted 2 weeks ago:
http://ochousingnews.com/blog/ Historically, properties in this market sell at a 0.6% premium. Today’s discount is 0.8%. This market is 1.4% undervalued. Median home price is $565,300 with a rental parity value of $569,900. This market’s discount...

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