A house is only an investment if you paid cash for it. Interest will eat up any appreciation there might be in 20 or 30 years mortgage if you're looking for a serious nest egg.
Usually IWOG gets here first, or when he doesn't I can stand to wait for him to get around to responding. This time I can't.
You are a fucking idiot.
I say buy a MBP. I don't agree that having an iPad makes it OK for your computer to be fixed to a single location. Of course I don't have an iPad and I don't think it would replace a normal computer for more than half of what I do. Yes they are harder to work on...but what do you plan to do to it? My 3 year old MBP is pretty straightforward to open up and add ram or replace a hard drive. If you spill shit on the keyboard, yes, you are in for a long repair session...
If you insist on tethering your PC to a desk, the mini isn't a bad option, really...again, I don't see a lot of need for opening up computers these days, so that aspect doesn't bother me. I have a mini, too...I like it. It's not the fastest machine in the world, but it's not often that it really matters for me.
Or why not buy the iMac that you said was good.
My days of tearing out pages from Computer Shopper and piecing together a BAMFER are behind me, so I don't share your interest in the hackintosh route. Buy the MBP and enjoy it. It's pretty nice.
As for the Waldorf/Steiner philosophy, I think a lot of the practices are good and appealing, but others not so much...the underpinnings are coo coo for cocoa puffs. (I've put 2 kids through 2 years each of Waldorf pre-school/kindergarten, FWIW) The older one didn't get any reading instruction at Waldorf, but blossomed in public kidnergarten...At age 9 she has read more books than I have in 4 decades.
I did discover that while speech is a natural process, language is a symbolic-based activity that isn't innate.
If I understand what you are saying, I don't think there is a consensus on this. Chomsky is a langue nativist, for example.
agree that some of the supporting evidence is bunk, but the assertion may have some merit. If you are going to major in the humanities, surely some majors are better than others. I'd like to see median salary after 10 years for various majors. I wouldn't be surprised if philosophy is better than art history...eh?
Here's a crazy idea...water intensive agriculture doesn't mesh well with semi-arid climates.
California's water budget is skewed heavily toward agriculture. The conventional estimate is that 80 percent of the water used in California flows into the state's multi-billion-dollar agricultural sector.
The 20 percent left for urban use is split between homes, businesses, and government.
About 6 percent of the state's water is consumed by industries, commercial operations, and governments. About 14 percent is poured into bathtubs, toilets, and washing machines or sprayed over residential lawns.
Future is, uh, interesting:
Had I et my Wheaties this morning I'd probably understand what you are getting at. I did not. I see a 6% increase in the 20-29 population over a 20 year period. Not growing fast enough? What am I missing?
To be utterly clear, vaccination of newborns for hepatitis B saves lives. This is not some model, made up by a conspiracy of researchers seeking federal dollars. This is reality.
I think the issue in question here is how many more lives it saves compared to vaccinating at age 14 instead. My understanding is that the medical community pushes the hep-b vaccine on young children not because they are at risk of exposure while young, but because they are at risk of not ever getting vaccinated and therefore at risk later in life. On average it's a good policy.
Iíve been very fortunate to find a great job and kept a low overhead which has allowed me to save quite a bit over the last 4 years.
ideally purchase a $425k-ish complete fixer upper with 20% down and fix it up from there.
That sounds very familiar - it's what I did. I'm in the thick of the "fix it up from there" phase. I'd do it again, but I can tell you that it is disheartening to go from being able to save significant amounts of money and have significant amounts of free time to saving 0 (or going further into debt) and having absolutely no free time. I think it will be worth it in the end (we will have a house much nicer than we would have been able to buy otherwise), but it has been a slog. A lot will depend on how much fixing up it needs (ours needed a bit of everything and a lot of some things), and how quickly you plan to get it done.
I can't speak to current market conditions or trajectories in SD..I feel like we almost missed the boat buying in early 2013 Denver...couldn't afford anything we'd want at this point.
We should know the history. There was a roaring 20's which is followed by the depression and 2 World Wars.
Was there a World War 1-1/2 that nobody told me about? Or perhaps a World War 3?
Maybe they think it is more effective to present the facts without a lightning rod label so their listeners can come to their own conclusions. That way the water cooler debates can be between two people about the opinion they have formed instead of focusing on whether or to what degree NPR is biasing the story.
I really like Denver.
If you truly can't tolerate snow, then it won't work, but I can assure you that the winters aren't bad. It's not at all like like many places associated with snow. It is exceedingly more common in the winter to not have snow on the ground than to have snow on the ground. It can and does get very cold, but it's a dry cold (really!), and usually only for a few days at a time. Cloudy days are relatively rare, and clear sunny days are common. It is quite common to have a 50 degree day (or week) even in the depths of winter. 50 degrees in the sun is delicious.
It may not be for you, but it's probably not nearly as bad as you would imagine.
Sunny and mid 60s today.
Why are you fixated on what a dollar buys?
People are fixated on what a dollar buys because they look to it as a way to store value. Misguided, perhaps, but it's easy-think and comforting to think of the world as unchanging.
I'm not sure I qualify as a "Leftist Urban" type, but I'll take a stab.
My theory is all they really want is to contain as many taxable individuals (and dependent welfare recipients) within their Metro Area fiefdoms so that the the bureaucracy becomes as powerful as possible. Anything that allows for someone to "poach" a job/salary but live in a low cost area must be suppressed.
I don't think it is so self serving as that.
1. Based on the way you labeled the group, I'd guess they believe in the virtues of urban living (of which there are many) and are interested in things that support it.
2. High speed trains don't really have much of a role to play in rural / urban commuting. They are suited to long haul routes with infrequent stops, but you don't get to enjoy the benefits of high speed for shorter distances.
London manages to draw workers from a rather large radius by using a combination of subway to service the urban area, and trains which bring people in from the outlying areas. They aren't high speed, and it works pretty well in my experience.
SF to LA? That would be a good candidate for high speed rail, and I suspect the "Leftist Urban types" would be on board with that idea.
Perhaps they aren't in favor of high speed rail for exurb/rural commuting because it isn't practical.
Your mortgage does not go up if you have pets.
But your maintenance costs do. Dogs pee on carpeting. Dogs scratch dors. Pet hair clogs HVAC systems. Dogs dig up plants, pee on (and kill) grass, etc..
Pets - dogs in particular - are a hassle for landlords. Both for the additional wear and tear, and for the tenant complaint factor (particularly in multi-family settings).
I still pay Comcast for my internet connection, but I cut my cable bill 2 years ago when I got rid of my TV. I'm too busy right now to spend much time watching TV, but that will probably change at some point.
Between 2000 and 2014 there was a pretty big recession, I've been told.
This graph underestimates the problem because it's not "real median net worth" but rather "nominal median net worth incorrectly adjusted for currency debasement by using the every-changing and inaccurate by design CPI rather than M3".
Why should it be adjusted based on M3? Maybe based on per-capita M3 or something like that...but the economy has grown, so isn't it reasonable for the money supply to grow?
Some insensitive idiot who thinks he's being funny.
Am I missing some big downsides.
I'm not a big fan of changing planes, or even stopping over, if I can avoid it. Particularly when traveling with young children....
As far as Southwest downside? The whole "no assigned seats free-for-all" might be an issue when traveling as a group...
Also I haven't found Southwest to be cheaper very often in my market. (the primary reason I don't fly them very often)
I think WE know who the true idiot here is...
At some point, IWOG, you look like the idiot for not clicking "IGNORE" on him.
I don't see his posts (as in I remain blissfully unaware that they were ever posted) - UNLESS someone responds to him...then I see whatever they quote from his post. (it's actually sort of funny when you don't quote from the previous post. I only see one side of the conversation.)
Anyway, I think it would improve things around here (or at least make it more pleasant for me) if everyone would just ignore the idiots. I'd say 1 out of 20 of his posts have something worth reading...not good enough for me.
Once you've got yourself a network of friends and the freedom to bo*nk as you choose, how on earth can settling down to a drab suburban life w/ cable TV and a bunch of bills, compare with that?
Those aren't the only two choices, eh?
Well, once my equity is bought out, I'm going to Australia for a month and bo*nk hoes for that entire time.
Personally, I like enjoying these movie star look-a-like esc*rts than in dealing with regular relationships.
I think you have probably already set your course with women. Not that you have crossed some PONR, but I think your depth of experience with prostitutes has likely shaped your outlook. Can you really imagine yourself settling down with one woman and staying with her for the rest of your life? From my vantage point you probably have a lot of work to do if you want to get married. Starting with figuring out what you really want...certainly don't do it because others around you are telling you to (that may be more about affirming their decision and their insecurities than anything else).
Your situation reminds me a bit of a military friend who had enlisted young and made his way through the brothels of the world. He tried to settle down, in some sense, but he had a hard time of it. He told me, somewhat pained, that he thinks his time in the military "ruined him on women."
A lot of people find marriage to be very fulfilling, but many don't and end up trapped in a miserable situation.
For someone who's happy with his life choices, you sure spend a lot of time thinking about them.
A healthy sign, I say. It has to be balanced, but if you don't question your choices from time to time, you probably aren't being honest with yourself.
Wikipedia rots your brain. What a stupid list. Every piss ant little rock that sticks out of the ocean is included. Most of the first 100 entries have less than 500 sq miles of area, smaller than NYC.
Good job focusing on the data that supports your bias and looking past the others. Look over the list again and see how many "real" countries have 5x the population density of the US.
I'm not arguing that we don't have a pollution/resources/overfishing problem with the world population as it is. I was responding to this nonsense:
It's pretty obvious to everyone that there are way to many fucking people here!!!!