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  • On 12 Oct 2014 in How one couple beat the cable company, swebb said:

    I still pay Comcast for my internet connection, but I cut my cable bill 2 years ago when I got rid of my TV. I'm too busy right now to spend much time watching TV, but that will probably change at some point.

  • On 10 Oct 2014 in Holy Cow Wow! The Dow closed today below its peak of 14 3/4 yr ago., swebb said:

    Between 2000 and 2014 there was a pretty big recession, I've been told.

  • On 3 Oct 2014 in U.S. middle-class now poorer than in 1989, swebb said:

    Dan8267 says

    This graph underestimates the problem because it's not "real median net worth" but rather "nominal median net worth incorrectly adjusted for currency debasement by using the every-changing and inaccurate by design CPI rather than M3".

    Why should it be adjusted based on M3? Maybe based on per-capita M3 or something like that...but the economy has grown, so isn't it reasonable for the money supply to grow?

  • On 24 Sep 2014 in Be offended and outraged, swebb said:

    Some insensitive idiot who thinks he's being funny.

  • On 18 Sep 2014 in The class war is widening on airplanes, swebb said:

    EBGuy says

    Am I missing some big downsides.

    I'm not a big fan of changing planes, or even stopping over, if I can avoid it. Particularly when traveling with young children....

    As far as Southwest downside? The whole "no assigned seats free-for-all" might be an issue when traveling as a group...

    Also I haven't found Southwest to be cheaper very often in my market. (the primary reason I don't fly them very often)

  • On 17 Sep 2014 in AZ, VT, OK, HI House Prices in Decline (add. MD, IL)(add TX!), swebb said:

    iwog says

    Call it Crazy says

    I think WE know who the true idiot here is...

    No doubt.

    At some point, IWOG, you look like the idiot for not clicking "IGNORE" on him.

    I don't see his posts (as in I remain blissfully unaware that they were ever posted) - UNLESS someone responds to him...then I see whatever they quote from his post. (it's actually sort of funny when you don't quote from the previous post. I only see one side of the conversation.)

    Anyway, I think it would improve things around here (or at least make it more pleasant for me) if everyone would just ignore the idiots. I'd say 1 out of 20 of his posts have something worth reading...not good enough for me.

  • On 16 Sep 2014 in Rin's corroboration with a female ex-classmate, swebb said:

    Rin says

    Once you've got yourself a network of friends and the freedom to bo*nk as you choose, how on earth can settling down to a drab suburban life w/ cable TV and a bunch of bills, compare with that?

    Those aren't the only two choices, eh?

  • On 16 Sep 2014 in Rin's corroboration with a female ex-classmate, swebb said:

    Rin says

    Well, once my equity is bought out, I'm going to Australia for a month and bo*nk hoes for that entire time.

    Personally, I like enjoying these movie star look-a-like esc*rts than in dealing with regular relationships.

    I think you have probably already set your course with women. Not that you have crossed some PONR, but I think your depth of experience with prostitutes has likely shaped your outlook. Can you really imagine yourself settling down with one woman and staying with her for the rest of your life? From my vantage point you probably have a lot of work to do if you want to get married. Starting with figuring out what you really want...certainly don't do it because others around you are telling you to (that may be more about affirming their decision and their insecurities than anything else).

    Your situation reminds me a bit of a military friend who had enlisted young and made his way through the brothels of the world. He tried to settle down, in some sense, but he had a hard time of it. He told me, somewhat pained, that he thinks his time in the military "ruined him on women."

    A lot of people find marriage to be very fulfilling, but many don't and end up trapped in a miserable situation.

  • On 16 Sep 2014 in Rin's corroboration with a female ex-classmate, swebb said:

    HydroCabron says

    For someone who's happy with his life choices, you sure spend a lot of time thinking about them.

    A healthy sign, I say. It has to be balanced, but if you don't question your choices from time to time, you probably aren't being honest with yourself.

  • On 16 Sep 2014 in Having children in an overpopulated world, swebb said:

    bob2356 says

    Wikipedia rots your brain. What a stupid list. Every piss ant little rock that sticks out of the ocean is included. Most of the first 100 entries have less than 500 sq miles of area, smaller than NYC.

    Good job focusing on the data that supports your bias and looking past the others. Look over the list again and see how many "real" countries have 5x the population density of the US.

    I'm not arguing that we don't have a pollution/resources/overfishing problem with the world population as it is. I was responding to this nonsense:

    zzyzzx says

    It's pretty obvious to everyone that there are way to many fucking people here!!!!

  • On 15 Sep 2014 in Having children in an overpopulated world, swebb said:

    zzyzzx says

    It's pretty obvious to everyone that there are way to many fucking people here!!!!

    We are 179th on this list. We have a lot of room to grow into if we need to.

  • On 15 Sep 2014 in Having children in an overpopulated world, swebb said:

    I struggled with the same decision. One approach is to just have 2 kids...replace yourselves and that's it. If everyone does that we have achieved ZPG...or actually negative since some people die young, etc.

    Of course we are living longer and longer nowadays, so it may take a while to reach a steady state...and the population would swell in the mean time.

    It's arguable whether or not the US is overpopulated, anyway, even if the world is.

    The hubris approach is to convince yourselves that your kids are better than the average, and we need more good have as many as you want.

    So how about your thoughts to spur the discussion?

  • On 14 Sep 2014 in GM and Dealers are Cheap Assholes, swebb said:


    GM still makes shitty cars, and while they have ostensibly recovered from the cluster-doodle of 2009, they still can't pay for loaner cars for everyone affected by a current recalls. And Eliemae is surprised/really pissed about all of this.

    I guess I'm not so sure it is their responsibility to pay for a rental car for me. I sure didn't get a rental car when my VW gas tank recall was serviced.

  • On 14 Sep 2014 in Stop predicting the dollar will collapse, swebb said:

    indigenous says


    BTW Iwog you are a stupid pussy...

    Nominated for the best post ever in the history of the patnet.

    Jesus....don't you realize why no one takes you seriously?

    Or maybe I'm just eating the troll bait.

  • On 14 Sep 2014 in I never should have followed my dreams, swebb said:

    marco says

    Boy .. if you can't suceed as an Ashkenazi Jew, you've got problems. Even though it's about the rarest Jewish sect, somehow it seems to help big time. (.001% of the population approx.)

    Where do you get your number?

    This article:


    "While only about 3% of the U.S. population is of full Ashkenazi descent..."

    which is 3 orders of magnitude discrepancy.

  • On 9 Sep 2014 in Somebody please enlighten me about AAPL, swebb said:

    To the original question of why AAPL stock is being bid up. It probably has something to do with this:

    "Samsung's mobile business operating margin dipped to 16 percent in October-December from 18 percent over the whole of 2013."

    "IPhone margins are now in the mid-40 percent range, down from 50-60 percent a few years ago, analysts estimate."


  • On 30 Aug 2014 in How 'bout that X99 platform . . ., swebb said:

    I would (as always) wait for version 2 of that board (it sounds brand spanking new)...but I have to wonder what you are doing that needs 2 graphics cards...8x is more than enough for most needs and I'm pretty sure there have been 2 slot 8x boards around for quite some time.

    Maybe you could post a FRED chart about it? :)

  • On 28 Aug 2014 in I'm liquidating all my stocks and going to cash, swebb said:

    Ironworker says

    But, I will try to catch the big one :)

    :) Yeah, why the hell not?

    (BTW: this puts me about 10-15% not a particularly bold move)

  • On 28 Aug 2014 in I'm liquidating all my stocks and going to cash, swebb said:

    I have been meaning to sell several stocks lately. I've done pretty well in AAPL, F, GE and LVLT, but only about the same as the S&P 500....I don't have the time/interest to pay attention to it these days, so I was planning on moving into an index fund.

    I just clicked the button on selling those...maybe I will sit on the cash for a while first, though.

  • On 26 Aug 2014 in Knee Defender: A solution to Reclining Seats (and banned by most Airlines), swebb said:

    I have flown a lot and have seen the reclining seat squabbles break out many times (never quite to the level of water being thrown on someone, though)

    My take is this:

    1. The seat that I paid for reclines. I should be allowed to recline it - if not, then the airline should configure them to not recline.
    2. I find it much easier to sleep when the seat is reclined - if only slightly.
    3. I try to take a balanced approach and only recline to the point that I need to - maybe about 1/3 of the full recline.
    4. If the row behind me has additional room (economy plus or equivalent) I feel more free to recline.
    5. If someone in front of me reclines I can't say I enjoy it, but I don't get worked up about it.

    Given the choice of flying Spirit (and all that it entails) or paying extra for economy plus...I'd go with economy plus.

  • On 19 Aug 2014 in The gold standard was ditched in 1933, not 1971, swebb said:

    iwog says



  • On 15 Aug 2014 in Why California is Awesome, swebb said:

    People from Texas will tell you Texas is the best state for scenery/variety/outdoors activity. You know, mountains and desert in the west, beaches in the southeast, forests in the east. (let's just agree to not talk about the pan handle)

    People from the Appalachians, Ozarks, Rockies and Adirondacks will tell you they have the most beautiful wilderness They lack a coastline, though.

    California is pretty awesome in this regard, but so are the rest. I found the PNW to be gorgeous - and if you like the weather who's to say it's not better than California? Maine is awfully beautiful, too...And Nova Scotia. And Norway...and....

  • On 29 Jul 2014 in Our suburbs are a colassal and costly disaster, swebb said:

    thunderlips11 says

    Electric Vehicles would require an additional load of 3-4 American Households per CAR on the Electric Grid.

    Are you saying an electric car consumes 3-4 times that of a typical household? Do you have a source for that? It doesn't seem right to me.

    Average electric bill is ? $100/month. $300/month to operate an electric vehicle - about double the projected cost of a gas powered Toyota.

  • On 29 Jul 2014 in 2015 Real Estate Prediction, swebb said:

    FortWayne says

    ost folks out here are holding to their rent controlled place for dear life, because if they are to lose it, they simply can't afford to stay here.

    So what you are saying is that people are going to be displaced, not that rents are going to fall. If someone holds a rent controlled apartment that they can afford, but the market rate is substantially higher, then someone can afford to pay higher rent - just not them. It's not very pleasant for the person with the rent controlled housing, but it's reality.

  • On 29 Jul 2014 in Sellers Have Come Out Of The Woodwork, swebb said:

    iwog says

    I'm going to assume it's just as stupid as all the other bear market calls you and others have been publishing for years

    The article says volume fell off a cliff, you refuted it with a graph of sold $/sqft. Show the sales volume graph and it will get them off your back...either that or make an argument for why a precipitous drop in sales volume in July isn't a big deal (you know, rich people vacation in july, so of course they aren't buying/selling houses or whatever) Or make an argument against the source (anecdotal, caters to a small part of the market, too little data, whatever)...or make an argument for why increasing $/sqft is all that matters....or make an argument for why low sales numbers could come from constrained supply, not restrained buyers/demand....

    OR..whatever you want. But they aren't going to shut up unless you can prove why their nugget of information isn't the harbinger of the big crash. Actually, they aren't going to shut up no matter what you say.

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