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  • On 18 Aug 2014 in Black Facts, YesYNot said:

    Given the literal way in which you interpreted that idiom, I believe you are autistic ;).

    SoftShell says

    Given the orientation of the stomach, and the various supporting ligiments and muscles, I believe you are lying.

    HEY YOU says

    As a white, these facts & pics of " these people" turns my stomach.

  • On 12 Aug 2014 in Most student loans now not being paid on time, YesYNot said:

    Reading the article, it says that 1 in 6 are delinquent. Based on my experience with these companies, a good number of those are paperwork errors by the crap companies that service these loans.

    The 51% number likely includes people who defer for one reason or another. Is it people who are currently in deferment or people who deferred at one point or another? It's hard to say, because the article is written so poorly.

    The government still makes money on student loans. Current estimates are that the federal government will make $127 billion over the next 10 years off of their student lending programs.

    This will pay for about 18% of the cost of the Mortgage interest tax break over the next 10 years. It's take from the poor recent grad and give to wealthy leveraged homeowners.

    High five!

  • On 12 Aug 2014 in David Stockman on the global economy: "...all hell is going to break loose.", YesYNot said:

    indigenous says

    When ever you are looking for the cause of the problem you look earlier. Just logic right? Yet Friedman is trying to say the problem occurred simultaneously with the cause. It doesn't work like that. The problem was earlier in the 20s when there was too much loose money.

    OK, the great depression was caused in the 1920s.

    indigenous says

    But the bottom line is that the depression would not have occurred if HH and FDR had done nothing. Rather it would have been just another short recession. To place blame any where but these two mutts is misplaced.

    We should blame HH and FDR who were president during the great depression. If it weren't for these guys, it would have been a short recession.

    I'm confused.

  • On 7 Aug 2014 in Meet "McCashier" Your $15.00 Per Hour McDonald's Worker Replacement, YesYNot said:

    I haven't eaten at McD's in a long time, but if I had to touch a screen that has been touched up by the other customers in there, I'd definitely not go back.

    Maybe they'll have a glove dispenser to help with that.

    The supermarket autocheckouts are a pain in the ass between the alcohol purchase issues and the 'item in checkout area does not weigh the right amount' errors.

  • On 30 Jul 2014 in HVAC repair - weird industry, YesYNot said:

    corntrollio says

    Scratching my head on this one. SEER is a measure of energy efficiency right. If memory serves, SEER = BTU/watts used. So the 14 SEER should be cheaper to operate for the same level of cooling. WTF is your guy talking about?

    Yeah, my system is more efficient than the one he was trying to sell me. I don't know if he knew that, but he was just trying to make a sale. Being correct didn't seem to be important to him. He also told me it needed a new motor, when the controller was the only bad part.

    BoomAndBustCycle says

    How much is your time worth though? All that internet research can take awhile.

    That's why I called the company in the first place. I'm not local, and I figured it would make more sense to pay to have it done. If the price was reasonable, I'd have gone for it. For several trips, it was about 6 hrs in the car, 2 hrs looking stuff up on the internet, and 1 hour doing the work. That is 9 hrs, and it saved about $1500 over what he was trying to charge me. At least I learned something. If the local douche retailers would have sold me a part, I'd have saved 4.5 hrs of driving.

  • On 30 Jul 2014 in HVAC repair - weird industry, YesYNot said:

    Sure enough, the $300 part did the trick.

  • On 30 Jul 2014 in HVAC repair - weird industry, YesYNot said:

    The variable speed motor is for improved efficiency and comfort. I think it is the main difference between a 13 and 15 SEER systems the guy offered to install. Whether or not it pays for itself over time when you include repairing the damn thing is another question.

    Are you suggesting that I could just put a single speed motor and capacitor in the current system and Jerry-rig the controls in some way, or that it is better to just order the cheaper / simpler system in the beginning?

    My biggest gripe in this process was the hassle of dealing with the HVAC industry and obtaining parts. If it is fixed when the $300 part comes in, that is not to bad.

  • On 29 Jul 2014 in HVAC repair - weird industry, YesYNot said:

    The Carrier parts supplier said that the would not sell to consumers to protect the company. The guy said that a consumer might put a part in and screw up their whole system, and then blame the parts supplier. This seems like a silly non-issue to me. Just have a policy that all sales are final and the part is not covered by warranty if installed by an unlicensed person. Otherwise, have a restocking fee if the part is returned in good working order. They could even charge more for consumers, since this is a retail sale with a different warranty.

    This isn't rocket science. The install requires pulling two wiring harnesses, pulling the fan out, swapping motors, putting it back, and plugging in the wire harnesses. It would be hard to fuck up. Replacing the motor controller is even easier, as you don't have to separate the motor drive shaft from the fan cage.

    You can easily buy car parts that have much more difficult installs, and there are no issues with local sales, warranties, and returns.

  • On 29 Jul 2014 in HVAC repair - weird industry, YesYNot said:

    The motor that I have is a variable speed motor. This is a 3 phase DC motor with a controller that converts 120V AC + a speed signals to a power signal that will drive the motor.

    These motors are useful, because they can run at lower speeds for extended periods. For example, if someone had the fan on but no heating / cooling it would run at a lower speed. If someone turned on the AC, it goes at a higher speed. When the AC shuts off, but the evaporator is still cool, the fan can run at slow speed until the evaporator is no longer cool. It also ramps up to speed slowly, so that you can hardly hear it come on.

    These variable speed motors are more expensive than single speed motors with a start capacitor. For example, the cheapest replacement that I found was $750 online for the whole motor or $320 for the controller. These motors should not be that expensive, but you are right. They have a little proprietary program on a flash chip that makes them specific to the brand and model HVAC system that you have. Thus, the manufacturer has you over the proverbial barrel.

    My system, despite being 20 yrs old is 14 SEER. The replacement he was trying to sell me has a single speed motor and was 13 SEER. He, of course, said the new one would be better.

    The main reason that I posted this is that I thought it would be useful information for people who are maintaining a house or 3. Plus, I was hoping to get some more insight. I'm not sure what the best section would be for that. I figured that the Misc section gets a good bit of traffic these days.

    For $300, if it buys a year or two, I'll be happy. Hopefully, it'll be more like 5.

  • On 29 Jul 2014 in HVAC repair - weird industry, YesYNot said:

    Thanks CDon. I'll definitely call them next time I have an issue.

  • On 22 Jul 2014 in U.S. smokers say higher cigarette taxes are unjust, YesYNot said:

    komputodo says

    stupid, i think that der is a diferense between TAXING (to raise

    Well, you would apparently prefer a law preventing you from doing something than a tax that makes it slightly more expensive to do it. So, maybe you hate freedom? Maybe you are so idealistically against taxes that you would cut off your nose to spite your face? It's hard to know, because your debating skills are about as good as Costanza's dating skills.

  • On 21 Jul 2014 in U.S. smokers say higher cigarette taxes are unjust, YesYNot said:

    It took me a while to quit. During that time, I wished cigarettes cost $20/pack. I made them more expensive by promising to myself that every time I bought a pack, I'd smoke 2 cigarettes and give away the rest. That made it more expensive, and prevented the smoke 'em cause you have 'em thinking after the first two. Plus, if cigarettes were $20/pack, people would be less likely to give them away, making it harder to get hooked.

  • On 21 Jul 2014 in U.S. smokers say higher cigarette taxes are unjust, YesYNot said:

    komputodo says

    with just taxing all the bad behavior to save the lives of people that make

    I already gave a calm and logical answer to this and asked you to elaborate your beliefs. Since you cannot respond to that more intellectual line of thinking, here is a response more fitting of your rhetorical nature:

    Are you so stupid that you can't comprehend the analogous argument? If you oppose a tax on cigarettes, why not get rid of all laws designed to enhance safety?

    Why not get rid of all rules regarding automobile safety and speed limits. Why not get rid of OSHA rules for work safety? Why not let all drugs and all medicines be legal over the counter? Why not allow people to commit suicide? Why not let people buy whatever weapon they want and take it wherever they like?

    ^That's a stupid argument, but it is the same argument that you are making.

  • On 21 Jul 2014 in U.S. smokers say higher cigarette taxes are unjust, YesYNot said:

    Just to point out the obvious.

    We as a society must make judgments about the trade-offs regarding personal freedom and personal safety and societal safety.

    I'm not really sure what you are arguing.

    I am in favor of a tax on cigarettes. How does being in favor of a tax on cigarettes lead one to believe that we should make it illegal to be 20% or more overweight? A more sensible analogy would be to put a tax on foods that have little nutritional value but are shown to contribute to obesity. You're analogy, while not the 'definition of stupid,' makes no sense.

    What laws on the books today would you like to see repealed?

  • On 21 Jul 2014 in U.S. smokers say higher cigarette taxes are unjust, YesYNot said:

    komputodo says

    So you are of the belief that americans are so stupid that they need the govt. to save them from themselves? That's quite a commentary on your fellow citizens..

    I'm of the belief that external laws and rules can save lives through influencing behavior. That doesn't even make them right. It's a statement of fact.

    For example,
    Seat-belt laws save lives.
    Other car-safety laws save lives.
    Building codes save lives.
    Vaccination rules save lives.
    Speed limits save lives.
    Smoking, drinking, and drug laws/rules can save lives.

    It's not that people are stupid. People often make decisions that are not in their best interest or at least are not in the interest of keeping them alive. Sometimes, that is because they don't have all of the facts. Other times, they just don't act rationally.

    As a matter of opinion, I believe that many of these laws and rules including taxes on alcohol and cigarettes are helpful. I do not like rules banning alcohol purchase before noon on Sunday or preventing the sale of alcohol in supermarkets.

  • On 21 Jul 2014 in Fortune Magazine- The Housing Recovery is Over!, YesYNot said:

    Three years ago, I wanted houses to go down, b/c I didn't have any. Now, I have two houses and two mortgages, so I want house prices to go up. I don't want them to go up too fast, b/c I have family members that want or may want to buy in the not too distant future. So, I don't want them to go up too fast.

    It's pretty simple really. Pretty much everyone desires what is in the best interests of themselves and/or people they love. This applies to house prices and pretty much everything else.

  • On 21 Jul 2014 in U.S. smokers say higher cigarette taxes are unjust, YesYNot said:

    Why is this news? Nobody likes a tax that singles out their group, and they never think it is just.

    Smoking taxes do reduce the amount of smoking as intended.,,contentMDK:20365226~menuPK:478891~pagePK:148956~piPK:216618~theSitePK:376601,00.html

    Cigarette taxes save lives.

  • On 15 Jul 2014 in Make Tiny Houses legal, YesYNot said:

    John Bailo says

    And the total cost should be low...phenomenally low. So low, say $50,000, that would would not even bother with resale...we'd expect the price to drop and we'd replace it with a newer, better, and more feature laden model every 7 years.

    WTF do you anticipate would improve so much about a box that provides a little shelter from the weather, that you would want to replace it every 7 years?
    And, why would you want to pay $50K every 7 years for a new box to keep the rain out and the heat in / out? Why would the old one suck so much that it would not perform anymore?

  • On 10 Jul 2014 in We're very close to an inflection point in the stock market, YesYNot said:

    So to be clear, you think we are at the point that was the beginning of 1927. As history repeats itself, in 2 to 3 years, the market will double again to 34,000 or so right?

  • On 17 Jun 2014 in Overweight? Not me, say most Americans, YesYNot said:

    rufita11 says

    Mirrors are dead simpler

    In that case, no need to enter bmi measurements into a medical records or a study on the effects of being overweight. Just put mirrors in there. That'll work much better.

  • On 12 Jun 2014 in Overweight? Not me, say most Americans, YesYNot said:

    ^^statistics.... the new tea leaves.


  • On 12 Jun 2014 in Overweight? Not me, say most Americans, YesYNot said:

    turtledove says

    The problem is that the actuarial tables think their fat. Insurance companies do rely on the BMI number when calculating risk for things like life insurance premiums. They treat the BMI as if it were 100% accurate.

    Insurance rates are based in part on BMI. Auto insurance rates are based in part on age, sex, and car choice. Not one of these indicators is perfect. They are each just one indicator out of many that are used to come up with a statistical estimation of risk.

    Smoking is not a perfect risk indicator of a heart attack. Neither is cholesterol. Neither is blood pressure. Neither is family history. Actuarial models are based on a bunch of easily measured indicators. None of the models assume that any indicator is 100% accurate. It any indicator were 100% accurate then the other indicators would not be included in the model.

  • On 12 Jun 2014 in Overweight? Not me, say most Americans, YesYNot said:

    Do an image search if you want. There's plenty of pictures where she looks pretty much normal. In some, she looks borderline overweight. Her bmi pretty much tells the same story, so it works well enough for her.

  • On 12 Jun 2014 in Overweight? Not me, say most Americans, YesYNot said:

    rufita11 says

    You do know that BMI is an antiquated and inaccurate measure of health, right?

    I don't think that BMI is antiquated at all. It's not a perfect indicator of health, but it is dead simple, and that is why it is used. That has always been why it is used. Waste to height ratios might be a better indicator, but it is a bit harder to measure consistently. Body fat percentage is more difficult and less repeatable, and no one knows if it would predict health outcomes better or worse than BMI.

    BMI isn't a perfect predictor of body fat - healthy, overweight, or obese. Those guidelines should be interpreted pretty loosely and with a bit of common sense. It is piss - poor at predicting obesity in the 5% of people that are extremely muscular or tall. That is pretty much common knowledge.

    I think that M Obama is a good example of BMI working though. She is both tall and muscular, but not on the extreme side of things. I'm pretty sure that her BMI is in the normal range or near the border of normal and overweight.

  • On 11 Jun 2014 in Overweight? Not me, say most Americans, YesYNot said:

    I bet M. Obama could do more pushups than Captain.

    Also, she could probably kick his ass and has a lower BMI.

    I'm pretty sure that M. Obama has a bmi

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