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  • On 1 Sep 2014 in How come you guys have more FACTS than healthcare.gov?, Call it Crazy said:

    74% Of Obamacare Sign-Ups Were Previously Insured

    One of the principal flaws in the coverage of Obamacare’s exchange enrollment numbers to date has been that the press has not made distinctions between those who have “signed up” for Obamacare-based plans, and those who have actually paid for those plans and thereby achieved enrollment in health insurance.

    A new survey from McKinsey indicates that a large majority of people signing up are now paying for their coverage. This is progress for the health law. But the survey still indicates that three-fourths of enrollees were previously insured.

    Two months ago, I wrote about a prior McKinsey survey that found that the vast majority of people signing up for individual-market coverage in 2014 were previously insured, and that of the minority who had been previously uninsured, only 53 percent had paid their first month’s premium.

    The upshot of that figure was that of the people shopping for coverage on their own who had actually enrolled in a new plan in 2014, the vast majority had been previously insured. Another way to say that is that for all of the talk about 7-million this and 8-million that, the Obamacare exchanges’ expansion of coverage to the uninsured was far smaller.

    Combining all of this data: of the 8 million sign-ups on the exchange, we can only be confident that around 1.7 million are previously uninsured and enrolled. We can add another 865,000 or so for those purchasing coverage off the exchange, for a total of 2.6 million previously uninsured individual-market enrollees.

    http://www.forbes.com/sites/theapothecary/2014/05/10/new-mckinsey-survey-74-of-obamacare-sign-ups-were-previously-insured/

  • On 1 Sep 2014 in So Much for the iCloud Security Measures - HACKED!!, Call it Crazy said:

    Oops......
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  • On 1 Sep 2014 in So Much for the iCloud Security Measures - HACKED!!, Call it Crazy said:

  • On 1 Sep 2014 in How come you guys have more FACTS than healthcare.gov?, Call it Crazy said:

    marcus says

    It's not a huge success,

    You're finally admitting that!!

    marcus says

    but it is giving subsidized insurance to a huge number of low income people

    Depends what your definition of "huge" is...

    The Affordable Care Act requires most Americans to have health insurance or pay a penalty. How many will pay? Some 3.9 million in 2016, according to a new estimate (pdf) from the Congressional Budget Office.

    That’s a small chunk of the 30 million people who will remain uninsured. Most will be exempt from the tax penalties for one reason or another. Immigrants who are in the country illegally can’t get Medicaid or insurance subsidies and are exempt from the penalties. So are people who earn too little to file tax returns and those who would have qualified for Medicaid but live in states that chose not to expand the insurance program for the poor. Others will get exemptions for hardship.

    I would call the number of people NOT insured as "huge"...

    http://www.businessweek.com/articles/2014-06-06/who-will-pay-obamacare-penalties

  • On 1 Sep 2014 in Redfin: Price Drops, There's Blood in the Water, Call it Crazy said:

    Call it Crazy says

    Price drops are most prevalent in markets that have seen a big buildup in inventory and/or a sizeable increase in home price appreciation over the past year.

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