patrick.net

Avoid. Do you really want to offer people like that any degree of control over your life?

Run away.

HOA in Texas, RUN Jolvstad RUN!

Walk and make sure to throw some notecards in the neighborhood mailboxes saying "Your management company's ridiculous move to make the CCRs unavailable has lost you a buyer and consequently, some house value. Enjoy your negative equity."

Yeah run across the border but never an HOA!

HOA's in Texas are like cock roaches. They are everywhere. I hate them!

sfbubblebuyer says

Walk and make sure to throw some notecards in the neighborhood mailboxes saying “Your management company’s ridiculous move to make the CCRs unavailable has lost you a buyer and consequently, some house value. Enjoy your negative equity.”

LOL !

jvolstad says

HOA’s in Texas are like cock roaches. They are everywhere. I hate them!

Same thing in DFW. You may need to leave the state... hehe.

Nomograph says

(3) Once you have the CC&R’s, make an informed decision.

But he does not get the CC&R's until closing. It wouldn't make sense to back out of the deal after the loan has been funded.

Nomograph says

(3) Once you have the CC&R’s, make an informed decision.

You obviously didn't read the post..

Nomograph says

They have absolutely no knowledge of the situation

Righhhhttt..... enlighten us.

Here's a novel idea. Knock on a prospective neighbor's door. If they're renters, perhaps you don't want to live in that subdivision. If they're home owners, they would probably appreciate a responsible person like you living next door and they may loan you a copy of the CR&Rs (or look at you blankly and ask "What's a CC&R"). Who knows, you may learn some valuable information from them about the neighborhood. Perhaps they raise pitbulls (again the CC&R's I might add), but do you really want to live there after finding this out?

"I don’t get a copy until closing. " That's insane. They're part of the disclosures. Don't they have disclosures in Texas?

Email from management company:

Mr. Volstad-

The realtor may be able to obtain the CCR’s from the previous owner, otherwise there is a $100.00 fee.

Thank you,

Marisela D.L. Delgado, CMCA®, AMS®, PCAM®
Association Management Services
1600 NE Loop 410, Ste 202
San Antonio, Texas 78209
Phone: 210-829-7202 ext 106 ** Fax: 210-829-5207

Website: www.ams-sa.com
Email: Marisela@ams-sa.com

--------------------------------------------------------------------------------

From: Jim Volstad [mailto:jvolstad@yahoo.com]
Sent: Monday, February 28, 2011 1:21 PM
To: Marisela De Leon
Subject: Moss Brook Estates HOA

I am thinking about buying a house in Moss Brook Estates. Is there an HOA web site? I would like to see the CCR’s before making an offer.

Jim Volstad
jvolstad@yahoo.com

Nomograph says

joshuatrio says

They said it would cost me $100 for a copy. I don’t get a copy until closing.

My assumption is that $100 dollars is to get the CC&R’s as a non-homeowner (i.e. some guy off the streets).

Nice quote :) Who said that again? Ignore what advice? Lol.

Some good comments before on your previous thread:

http://patrick.net/?p=513891

@EBGuy

>Here’s a novel idea. Knock on a prospective neighbor’s door. If they’re renters, perhaps you don’t want to live in that subdivision. If they’re home owners, they would probably appreciate a responsible person like you living next door and they may loan you a copy of the CR&Rs

Great idea!

If the CC&R's are recorded, the title company should be able to get a copy for you for free with a property profile. I doubt they can enforce something that's not recorded.

I'm with Nomo - while the oppresive HOA sounds nazi-like, if you really want the place you should follow up. You'd pay $100 to go to a nice meal, why shouldn't you front this money to make sure this is the place you want?

But I'd keep looking. HOA's can be a society of oppressive assholes.

joshuatrio says

Nomograph says

joshuatrio says

They said it would cost me $100 for a copy. I don’t get a copy until closing.

My assumption is that $100 dollars is to get the CC&R’s as a non-homeowner (i.e. some guy off the streets).

Nice quote Who said that again? Ignore what advice? Lol.

Whole advise based on a false assumption? I love your advise Nomo. LOL.

Nomograph says

bubblesitter says

joshuatrio says

Nomograph says

joshuatrio says

They said it would cost me $100 for a copy. I don’t get a copy until closing.

My assumption is that $100 dollars is to get the CC&R’s as a non-homeowner (i.e. some guy off the streets).

Nice quote Who said that again? Ignore what advice? Lol.

Whole advise based on a false assumption? I love your advise Nomo. LOL.

Except that I was correct.
As per the email he can get the CC&Rs by paying a hundred bucks. He doesn’t have to wait until he closes; the management company couldn’t care less.
(HINT: Try listening to people who have experience with these matters. I’ve been through this many times)

Only problem? He posted email after your advise. So technically your advise was still based on a false assumption. Haha..

Nomograph says

bubblesitter says

Only problem? He posted email after your advise. So technically your advise was still based on a false assumption. Haha..

No, my advice was based on fact. Like I said, I’ve been through this process many times, I know how it works, and I didn’t need his email to confirm what I already know: you can always get the CC&R’s from the management company.
That’s why I told him to ignore you.

Even though you told him to ignore me, he'll will run from HOA(so he listened to me) and by doing so he ignored you. Come on Nomo this is a crash site. :)

Nomograph says

No, my advice was based on fact.

yeah... ok.

Personally, I would have walked away from it as soon as I learned there was a mandatory HOA, let alone to find out I had to pay a riciculous fee to find out what the rules were. HOA's are a way local govt's can tax you the same, but put the cost of things like road repair, on you too. And, HOA's attract sociopathic personality types who love the power it gives them. It pits neighbors against each other as HOA busybodies clash w/those who simply wish to live and let live. The fees rarely cover anything worth the price. And, if there are a lot of foreclosures in your area, the HOA can be in serious financial trouble and try to make up for it by raising fees to astronomical amounts. HOA's are given WAY too much power, and usually end up being run by people who should not be allowed to ever have any power because they abuse it. So if you let them pressure you into moving in without knowing what you're getting into, you will soon find out why so many homeowners abhor HOAs.

bubblesitter says

Only problem? He posted email after your advise. So technically your advise was still based on a false assumption. Haha..

joshuatrio says

Nomograph says

No, my advice was based on fact.

yeah… ok.

Wow--you guys just can't admit mistakes, can you? All you have to say is that you misunderstood the OP, and that is that. Why do you continue to pretend like Nomo was wrong?

Jvolstad, I think you should read CCR before you buy a home in HOA controlled area. You don't want to find out something you can appreciate after you bought. Just can't say, wait a min, this is not what I wanted. Can I have refund? Not gonna happen.

You may want to figure out how many REOs and shortsales are going on in the same HOA controlling subdivision. If there're lots of them, the HOA could be in financial trouble, and then, the HOA will raise fees or do all sort of ridiculous things to the people in the area. You don't want to put yourself in a situation like that, do you?

BTW, this is not for the dogs and their owner, right?

tatupu70 says

Wow–you guys just can’t admit mistakes, can you? All you have to say is that you misunderstood the OP, and that is that. Why do you continue to pretend like Nomo was wrong?

Tatupu, you make me laugh. It's evident you didn't read the entire thread - or you missed a few minor details.

We didn't misunderstand/misread the OP, Nomo did.

Dingleberry.

CSC says

Personally, I would have walked away from it as soon as I learned there was a mandatory HOA, let alone to find out I had to pay a riciculous fee to find out what the rules were. HOA’s are a way local govt’s can tax you the same, but put the cost of things like road repair, on you too. And, HOA’s attract sociopathic personality types who love the power it gives them. It pits neighbors against each other as HOA busybodies clash w/those who simply wish to live and let live. The fees rarely cover anything worth the price. And, if there are a lot of foreclosures in your area, the HOA can be in serious financial trouble and try to make up for it by raising fees to astronomical amounts. HOA’s are given WAY too much power, and usually end up being run by people who should not be allowed to ever have any power because they abuse it. So if you let them pressure you into moving in without knowing what you’re getting into, you will soon find out why so many homeowners abhor HOAs.

HOA's are Great! For the people who set them up that is. They are a cash cow for the management company of the HOA. Rarely do you get value for your HOA fees, it's all the good ole boy network, and it's damn near impossible to get rid of them once you sign up. Often it takes 100% of the homeowners vote to dissolve them. They try to sell you on the idea that without the HOA your neighborhood will quickly turn into a ghetto. Rarely does this happen, the HOA exists to make the management company rich. Avoid HOA's if at all possible.

TechGromit says

CSC says

Personally, I would have walked away from it as soon as I learned there was a mandatory HOA, let alone to find out I had to pay a riciculous fee to find out what the rules were. HOA’s are a way local govt’s can tax you the same, but put the cost of things like road repair, on you too. And, HOA’s attract sociopathic personality types who love the power it gives them. It pits neighbors against each other as HOA busybodies clash w/those who simply wish to live and let live. The fees rarely cover anything worth the price. And, if there are a lot of foreclosures in your area, the HOA can be in serious financial trouble and try to make up for it by raising fees to astronomical amounts. HOA’s are given WAY too much power, and usually end up being run by people who should not be allowed to ever have any power because they abuse it. So if you let them pressure you into moving in without knowing what you’re getting into, you will soon find out why so many homeowners abhor HOAs.

HOA’s are Great! For the people who set them up that is. They are a cash cow for the management company of the HOA. Rarely do you get value for your HOA fees, it’s all the good ole boy network, and it’s damn near impossible to get rid of them once you sign up. Often it takes 100% of the homeowners vote to dissolve them. They try to sell you on the idea that without the HOA your neighborhood will quickly turn into a ghetto. Rarely does this happen, the HOA exists to make the management company rich. Avoid HOA’s if at all possible.

I rent a house (for work) here in Millbrae, CA. No HOA's and the area is beautiful. I have never subscribed to the idea that without an HOA the area goes ghetto. I guess it depends on the area however.

TechGromit says

HOA’s are Great! For the people who set them up that is. They are a cash cow for the management company of the HOA. Rarely do you get value for your HOA fees, it’s all the good ole boy network, and it’s damn near impossible to get rid of them once you sign up. Often it takes 100% of the homeowners vote to dissolve them. They try to sell you on the idea that without the HOA your neighborhood will quickly turn into a ghetto. Rarely does this happen, the HOA exists to make the management company rich. Avoid HOA’s if at all possible.

If you're a member on the board it shouldn't be too bad. My dad ended up becoming president of his HOA for a small group of condo's because fees were getting out of control. He ended up firing/hiring several management companies - who were notorious for raising fees yearly. Finally found one that works.

joshuatrio says

tatupu70 says

Wow–you guys just can’t admit mistakes, can you? All you have to say is that you misunderstood the OP, and that is that. Why do you continue to pretend like Nomo was wrong?

Tatupu, you make me laugh. It’s evident you didn’t read the entire thread - or you missed a few minor details.
We didn’t misunderstand/misread the OP, Nomo did.
Dingleberry.

At least I'm good for a laugh. Seriously--Nomo was right. The CCRs cost $100 before purchase, but are given free at closing. What did I miss?

tatupu70 says

At least I’m good for a laugh.

Yes you are.

joshuatrio says

tatupu70 says

At least I’m good for a laugh.

Yes you are.

OK good. I thought you might have a point. Now I see that you are just trying to imitate your buddy Fantastic.

tatupu70 says

At least I’m good for a laugh. Seriously–Nomo was right. The CCRs cost $100 before purchase, but are given free at closing. What did I miss?

I see it this way now. Jvolstad - this is your fault... LOL

tatupu70 says

At least I’m good for a laugh. Seriously–Nomo was right. The CCRs cost $100 before purchase, but are given free at closing. What did I miss?

They aren't free, the CC&R's, R&R's, HOA Certification, etc., are paid for out of the escrow account.

vain says

tatupu70 says

At least I’m good for a laugh. Seriously–Nomo was right. The CCRs cost $100 before purchase, but are given free at closing. What did I miss?

I see it this way now. Jvolstad - this is your fault… LOL

I'm a conservative. It's all my fault. ;-)

tatupu70 says

OK good. I thought you might have a point. Now I see that you are just trying to imitate your buddy Fantastic.

We know how you roll:

rob918 says

They aren’t free, the CC&R’s, R&R’s, HOA Certification, etc., are paid for out of the escrow account at closing.

The plot thickens.

So, again, what were you right about?

tatupu70 says

So, again, what were you right about?

I was right that Nomo didn't read the post and was just stating useless information (and misquoted me) - meanwhile telling jvolstad to ignore all of us who actually read the OP regarding CC&R's and closing.

Here you go:

jvolstad says

They said it would cost me $100 for a copy. I don’t get a copy until closing.

Which is why we're all saying RUN, (if this is the case) because you've already plopped down a deposit, paid the inspector etc.... and you're stuck at the closing table.

Nomograph says

(1) Ignore the advice you have received thus far. They have absolutely no knowledge of the situation

The only knowledge any of us have is based on what the OP posted (DUH).

Nomograph says

(3) Once you have the CC&R’s, make an informed decision.

Explain how you can make an informed decision if you don't have the CC&R's - and you don't get them until closing (after you've already started shelling out money)

Tatupu - read. It gets old having to explain things to you. The original argument was based on only being able to obtain the doc's at closing - which jvolstad may be able to get before hand - plus $100. It appears this issue has been cleared up with this:

jvolstad says

Email from management company:

Mr. Volstad-

The realtor may be able to obtain the CCR’s from the previous owner, otherwise there is a $100.00 fee.

Thank you,

Marisela D.L. Delgado, CMCA®, AMS®, PCAM®
Association Management Services
1600 NE Loop 410, Ste 202
San Antonio, Texas 78209
Phone: 210-829-7202 ext 106 ** Fax: 210-829-5207

Website: www.ams-sa.com
Email: Marisela@ams-sa.com

——————————————————————————–

From: Jim Volstad [mailto:jvolstad@yahoo.com]
Sent: Monday, February 28, 2011 1:21 PM
To: Marisela De Leon
Subject: Moss Brook Estates HOA

I am thinking about buying a house in Moss Brook Estates. Is there an HOA web site? I would like to see the CCR’s before making an offer.

Jim Volstad
jvolstad@yahoo.com

Which means you're just jumping in, arguing for no reason (like usual).. Like I said. Read.

Mr.Fantastic says

I’m going to go program a good spam bot that tatupu can argue with.

Please provide a separate forum for Tatupu as well.

My old folks live in an HOA. It's a never ending drama. Somehow there is always a ahole who will do all he/she/they can in order to get the entire community pay to their contractor friends, someone to pay for their personal expenses.

josh--

So let me get this straight. You and others tell the OP to run because you didn't think he could get the CCRs before closing. Nomo correctly says that he can, in fact, get them by paying the $100. You and others post that he's wrong and insult him.

The OP appears to confirm that Nomo was correct. You and others then continue to post that Nomo was wrong and gave bad advice anyway.

Did I summarize that correctly?

EBGuy says

Here’s a novel idea. Knock on a prospective neighbor’s door. If they’re renters, perhaps you don’t want to live in that subdivision. If they’re home owners, they would probably appreciate a responsible person like you living next door and they may loan you a copy of the CR&Rs (or look at you blankly and ask “What’s a CC&R”). Who knows, you may learn some valuable information from them about the neighborhood. Perhaps they raise pitbulls (again the CC&R’s I might add), but do you really want to live there after finding this out?

+1

i'd just knock on a few doors and ask how the hoa is.
if they've had or heard of problems, what the rules are, how lenient/strict they are.
i suspect if there's major problems they would have heard and probably would love to complain about it to someone.

if everything is fine, then i'd go and read the cc&r

tatupu70 says

josh–
So let me get this straight. You and others tell the OP to run because you didn’t think he could get the CCRs before closing. Nomo correctly says that he can, in fact, get them by paying the $100. You and others post that he’s wrong and insult him.
The OP appears to confirm that Nomo was correct. You and others then continue to post that Nomo was wrong and gave bad advice anyway.
Did I summarize that correctly?

Tatupu, would you read?

Nomograph says

joshuatrio says

The only knowledge any of us have is based on what the OP posted (DUH).

Wrong.
(HINT: Some of us possess knowledge beyond this forum; say, for example, how one obtains CC&R’s on a prospective property)

You were right nomo, but for those of us who don't deal with HOA's - and someone wanted advice about a home where you could only get the CC&R's @ closing, we'd all say run. If all we had to go by was the OP (and if that were true for that subdivision) then that is what we have to go by.

My apologies for ruffling your feathers :)

If you have to pay $100 to get CCR's you should run as far as you can from that place.

From my experience with HOA's is that if they start money grabbing that early, it's only the icing on the real cake you'll get into later.