BayArea

joined 2011 Oct 24, 1:41pm   United States 163 posts   1,871 comments   following x   ignore ignoring BayArea x ignore


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For the Married Guys (And the Guys Who Have Been Married)
by BayArea on 28 Dec 2012  575 comments, latest 4 years ago
Hi guys, As the old adage states, "Can't live with them, can't live without them." For the guys that are married now or have been married, I'm wondering what your...

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Bitcoin and Crypto-currency
by BayArea on 5 Nov 2017  283 comments, latest 7 days ago
#investingHi guys, I'd like to start a conversation on crypto-currency, particularly Bitcoin.What do you all think about it from an investment point of view today? I have some buddies in...

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What Stock Market Investments Are You Making in 2016?
by BayArea on 6 Jun 2016  224 comments, latest 2 years ago
Hi guys, I'm looking over my portfolio this week (both 401K retirement and personal brokerage account) and looking ahead at what to invest in during 2016. I see that...

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What will it finally take to turn Trump supporters against him? (washingtonpost.com)
by BayArea on 19 Aug 2018  146 comments, latest 13 minutes ago
I hear it from liberals all the time. How can you support a “pu$$y grabber”. How can you support someone that sleeps around? How can you support someone that lies?...

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My Home Buying Experience in the month of April, 2012 in the East Bay
by BayArea on 25 Apr 2012  121 comments, latest 6 years ago
Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told by...

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Who on Patnet owns a handgun(s) for home protection?
by BayArea on 21 Dec 2016  102 comments, latest a year ago
I've been anti-gun for most of my life but recently have taken a more neutral stance. I'm wondering how many Patnet members own a handgun for self defense? How has...

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The Secret is Out
by BayArea on 30 Aug 2012  93 comments, latest 6 years ago
You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the fact...

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Why Can't They Accept the Election Results?
by BayArea on 11 Nov 2016  87 comments, latest 2 years ago
President Elect Trump won the presidency in an electoral landslide (306 votes with Michigan counted) Why is it that they support a democracy only if their candidate wins? What is...

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NK detonated a hydrogen bomb today that was 7x more powerful than the one that destroyed Hiroshima (washingtonpost.com)
by BayArea on 3 Sep 2017  74 comments, latest a year ago
https://www.washingtonpost.com

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Mortgage Loan Amortization
by BayArea on 14 Nov 2011  73 comments, latest 6 years ago
Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is how...

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You have $100,000 cash to invest today. What do you do?
by BayArea on 16 Oct 2017  70 comments, latest 4 months ago
Hello Patnet,Say you have $100K-150K cash to invest today. Let's say the investment period is 5+yrs.Real estate and the stock market equities are bloated at historical highs. Where would you...

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What is driving the low real estate inventory we are seeing right now? (mercurynews.com)
by BayArea on 23 Apr 2012  63 comments, latest 6 years ago
Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving this...

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Triggers for a Housing Correction
by BayArea on 4 Mar 2018  62 comments, latest 3 months ago
Hi guys,Given that there is no subprime lending crisis like there was over a decade ago, any housing correction would come elsewhere. What are the possible triggers: Interest rate hikes...

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Dodge Releases the "Demon" - Claims Fastest Production Car Status in History
by BayArea on 15 Apr 2017  60 comments, latest a year ago
As a car guy, this is pretty neat. 9.65 @ 140mph in the quarter mile for a production car with a warranty is borderline unfathomable.

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Starbucks and their $5 Coffees
by BayArea on 1 Dec 2016  59 comments, latest 2 years ago
How in the world did Starbucks manage to slowly and methodically convince society that filtered water with a squirt of caramel is worth $5? And why are we supporting this...

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Police kill homicide suspect during I-80 standoff, traffic snarled for hours (ktvu.com)
by BayArea on 27 Sep 2017  59 comments, latest a year ago
http://www.ktvu.com/news/inter For several seconds it sounds like a war as about 50 rounds were fired after the suspect opened fire on Police.

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What is the definition of an assault rifle?
by BayArea on 3 Mar 2018  57 comments, latest 6 months ago
Media uses the term at every corner, but I have yet to see a clear definition.Does it mean a scary black semi-auto rifle? Or is there more to it?

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Tax Brackets Under President Trump
by BayArea on 10 Dec 2016  56 comments, latest 2 years ago
What do you all think?

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What's the Best and Worst Car You Have Ever Owned
by BayArea on 3 Dec 2012  55 comments, latest 6 years ago
I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might have...

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Should I keep this property or sell?
by BayArea on 22 Dec 2014  54 comments, latest 4 years ago
Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to 5.25%...
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The Housing Trap
You're being set up to spend your life paying off a debt you don't need to take on, for a house that costs far more than it should. The conspirators are all around you, smiling to lure you in, carefully choosing their words and watching your reactions as they push your buttons, anxiously waiting for the moment when you sign the papers that will trap you and guarantee their payoff. Don't be just another victim of the housing market. Use this book to defend your freedom and defeat their schemes. You can win the game, but first you have to learn how to play it.
115 pages, $12.50

Kindle version available


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