Bellingham Bill

This is not my house. But it, or one like it, will be someday!

joined 2012 Apr 8, 10:54am   United States 143 posts   4,906 comments   following x   ignore ignoring Bellingham Bill x ignore


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St. Petersburg troll factory (meduza.io)
by Bellingham Bill on 17 Oct 2017  7 comments, latest 2 years ago
https://meduza.io/en/news/2017

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Social Security Trust Fund Surplus
by Bellingham Bill on 7 Oct 2017  12 comments, latest 2 years ago
This is taking FICA taxation received less SSA benefits paid, 1984 - 2016.Annual numbers were adjusted for inflation -- but to compensate, credited interest is ignored since that is just...

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Where else can I make an honest 5%? (finance.yahoo.com)
by Bellingham Bill on 22 Sep 2017  33 comments, latest 2 years ago
Moved this month's IRA contribution into BAC-L when it was touching $1300 https://finance.yahoo.com/quot (it's a 7.25% yield preferred at $1000 issue price) Converts into 20 shares of common if/when BAC...

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Real Corporate Profits By Decade (fred.stlouisfed.org)
by Bellingham Bill on 22 Sep 2017  4 comments, latest 2 years ago
https://fred.stlouisfed.org/gr Annual numbers (2009 dollars): 1950: $190B 1960: $180B (-5% growth for the 1950s) 1970: $230B (+30%) 1980: $440B (+50%) 1990: $390B (-10%) 2000: $590B (+50%) 2010: $1.45T (+150%) 1H17:...

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After-tax Corporate Profits vs S & P 500
by Bellingham Bill on 17 Sep 2017  7 comments, latest 2 years ago
#investing

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Lender Fees & Points for getting a $340,000 3.625% 30 year fixed loan in CA since last year
by Bellingham Bill on 4 Sep 2017  1 comment, latest 2 years ago
quotes from AmeriSave

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Gini -- before and after redistribution (Chile #1) (imgur.com)
by Bellingham Bill on 31 Jul 2017  1 comment, latest 2 years ago
Orange is national Gini inequality before gov't redistribution, blue is after tax transfers and welfare https://imgur.com/5X2eRMT

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Neoliberalism
by Bellingham Bill on 19 Jul 2017  9 comments, latest 2 years ago

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Saw this in the paper this AM (christianpost.com)
by Bellingham Bill on 2 Jul 2017  4 comments, latest 2 years ago
On the one hand, I fully believe all private organizations (tax-exempt or no) have the absolute right to as much political speech as they care to emit. So this...

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Why I'm In Cash, Mostly
by Bellingham Bill on 2 Jun 2017  18 comments, latest 2 years ago
#investing

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Peak Retail -- Dec 1999 (fred.stlouisfed.org)
by Bellingham Bill on 17 Jun 2017  Posted 2 years ago
https://fred.stlouisfed.org/gr Still 16M jobs on the chopping block . . .

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34%
by Bellingham Bill on 7 May 2017  4 comments, latest 2 years ago

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This Cracked Me Up (abc30.com)
by Bellingham Bill on 21 Apr 2017  1 comment, latest 2 years ago
http://abc30.com/society/clovi The Arabian Villa park is located on Villa between Shaw and Barstow. There are 218 units for senior citizens. The park's owner, Rutherford Investments of Los Gatos, said residents...

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Real YOY Wage Gains (fred.stlouisfed.org)
by Bellingham Bill on 12 Apr 2017  1 comment, latest 2 years ago
https://fred.stlouisfed.org/gr

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TaxFoundation's Summary of Federal Income Tax Data is out now (taxfoundation.org)
by Bellingham Bill on 17 Feb 2017  Posted 2 years ago
https://taxfoundation.org/summ For 2014: Top 1% ($465k+) took 20% of the AGI, paid 40% ($540B) of the taxes, 27% tax rate. Top 5% ($188K+) took 36% of the AGI, paid 60%...

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A Tale of Two Interest Rates
by Bellingham Bill on 26 Dec 2016  3 comments, latest 3 years ago
These two screenshots show home prices went up 1% thanks to the Fed raise. Top is December 3 ratesheet, lower is December 24, on a $425,000 property with 20% down....

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The Baby Boomer Service Economy Has Arrived (pbs.twimg.com)
by Bellingham Bill on 4 Sep 2016  81 comments, latest 3 years ago
#economics

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Where's the Third Wave (fred.stlouisfed.org)
by Bellingham Bill on 27 Aug 2016  1 comment, latest 3 years ago
https://fred.stlouisfed.org/gr

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Double Bubble (fred.stlouisfed.org)
by Bellingham Bill on 27 Aug 2016  3 comments, latest 3 years ago
https://fred.stlouisfed.org/gr #suckmydickamerica

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Christmas Bombing, 1972 (nixonlibrary.gov)
by Bellingham Bill on 2 Aug 2016  7 comments, latest 3 years ago
https://www.nixonlibrary.gov/e This is kinda cool, the formerly classified letter from Nixon to Thieu summarizing what concessions the US wrung out of the N Vietnamese after the Christmas bombings. (See pages...

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2006 Presentation On Stated-Income Lending (federalreserve.gov)
by Bellingham Bill on 17 Jul 2016  Posted 3 years ago
http://www.federalreserve.gov/ http://neweconomicperspectives For the back-story on how the author snuck it into the Fed Reserve minutes.

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Per-worker national debt (2009 dollars) (fred.stlouisfed.org)
by Bellingham Bill on 10 Jul 2016  2 comments, latest 3 years ago
https://fred.stlouisfed.org/gr In case you were interested.

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Krugman is Wrong (nyti.ms)
by Bellingham Bill on 9 Jul 2016  1 comment, latest 3 years ago
http://nyti.ms/29fkZef "How much manufacturing did that deficit displace? . . . a rough number would be 60 percent for manufactured content; so we’re talking about $360 billion. "Then, employment: value...

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Rents Have Doubled in Silicon Valley In 10 Years
by Bellingham Bill on 9 Jul 2016  4 comments, latest 3 years ago
I rented this for $1320/mo back in 2006. 7% annual rate of rise. Under LA's 3-5% rent control ordinance, if I was paying $1320 in 2006 I'd be paying...

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Patroons -- America's early dalliance with Feudalism (en.wikipedia.org)
by Bellingham Bill on 8 Apr 2016  1 comment, latest 3 years ago
Currently reading The Island At The Center of the World, about the Dutch experience colonizing what became "New York" after the British stole it from them. This was interesting as...

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Why the 1990s economy was so good?
by Bellingham Bill on 13 Mar 2016  Posted 3 years ago

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I liked this house plan . . . (houseplans.co)
by Bellingham Bill on 12 Mar 2016  Posted 3 years ago
https://houseplans.co/house-pl well, style actually. The plan itself needs some work, why put the W&D all the way across the house from the bedrooms?? If you're going to have flat...

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Rent vs Buy (the big picture) (i.imgur.com)
by Bellingham Bill on 7 Mar 2016  12 comments, latest 3 years ago
Model assumptions: Purchase Price $425,000.00 Down Payment 20% Interest Rate 3.50% Points 1.23% PMI 0% Term 30 Tax Bracket 21% Base Deduction 6300 Savings Yield 4.0% Insurance 0.30% Maintenance...

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New Model of Home Purchase Spreadsheet (i.imgur.com)
by Bellingham Bill on 27 Feb 2016  Posted 3 years ago
I've revisited modeling annual home purchase expenses, more accurately (?) projecting the various categories over the life of the loan. This chart shows how the effective monthly expense shrinks over...

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Got two books on Upton Sinclair
by Bellingham Bill on 1 Feb 2016  2 comments, latest 3 years ago
Page 14 of the first book: "You have to do away with the power of any man, anywhere, to make his comfort and his glory out of the necessities of...

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S&P500 vs. Corporate after-tax earnings
by Bellingham Bill on 23 Jan 2016  Posted 3 years ago
This is up to mid last year and what I meant by 'the market getting ahead of itself' earlier here.

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The joys of a strong dollar (mymaido.com)
by Bellingham Bill on 9 Jan 2016  9 comments, latest 4 years ago
In other news I ordered and ten of these: and 2 cases of 20 of: from amazon.co.jp today. They don't ship any of that to the US, but there is...

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Real price of Gold, 2015 dollars
by Bellingham Bill on 7 Nov 2015  Posted 4 years ago
interesting repeat of previous 1980s blowoff top. Might get a another move up before the bulls of yesteryear finally capitulate . . .

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Got a Leaf this week . . .
by Bellingham Bill on 22 Oct 2015  3 comments, latest 4 years ago
Pretty cool car. I drove one a lot 2012-2014 when I housesat for a friend . . . I don't really understand* Nissan's incentives on the 2015s right now (they're...

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How to Lie on National TV (treasurydirect.gov)
by Bellingham Bill on 11 Oct 2015  5 comments, latest 4 years ago
So Rep Brat said on Meet the Press or whatever this morning that the nation has $19T in debt and $100T in unfunded liabilities. He being a member of the...

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Why Things Are So Screwed Up (taxfoundation.org)
by Bellingham Bill on 11 Oct 2015  1 comment, latest 4 years ago
is why things are screwed up here. If you’ve got single-issue voters, it’s pretty easy to cobble 40%+ of the population into a coalition. Say 10% of the population...

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Generation Rent (theguardian.com)
by Bellingham Bill on 3 Sep 2015  4 comments, latest 4 years ago
http://www.theguardian.com/soc In 1985 Melanie Glanville and Adrian Harrison bought a flat. It was their first home together: a spacious one-bed, ground-floor Victorian conversion in spottily gentrifying and, as yet, some...

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Rightwing BS radio
by Bellingham Bill on 17 Aug 2015  14 comments, latest 4 years ago
So I was listening to some right-winger on my local talk radio station today claim that the end of the Carter admin had double-whammy double-digit inflation and double-digit unemployment. That...

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Trump and the Yuan
by Bellingham Bill on 11 Aug 2015  20 comments, latest 4 years ago
"[China] continuously devalue their currency . . . they've been doing it for years, this hasn't just started" He knows not 1 person in a 1000 knows that is a...

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Gold vs Diesel
by Bellingham Bill on 31 Jul 2015  1 comment, latest 4 years ago
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