BoomAndBustCycle

joined 2012 Mar 7, 4:22pm   United States 53 posts   559 comments   following x   ignore ignoring BoomAndBustCycle x ignore


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Times a ticking on Roe v. Wade....
by BoomAndBustCycle on 27 Jun 2018  3 comments, latest a year ago
But it’s all kind of a dated debate anyway. In another 30 years we won’t be talking about abortion in the same way we do today if medical science advances...

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Why are Covered California exchanges so successful?
by BoomAndBustCycle on 7 Aug 2017  12 comments, latest 2 years ago
Every year more health insurers join and more options are available. It's still far from perfect, but why don't other states follow CA lead? People would like ACA more if...

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Mitch McConnell is the most hated politician!
by BoomAndBustCycle on 30 Mar 2017  4 comments, latest 2 years ago
How does he still have a job? Both sides hate him... As well as independents. Name a single thing he has done to improve the state of Kentucky since he...

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Looks like we all get big Tax cuts... Cause that's one thing Repugs can agree on!
by BoomAndBustCycle on 24 Mar 2017  66 comments, latest 2 years ago
ACA is here to stay... Well here to die a long slow death of neglect in Red States and hopefully continue to flourish in CA..... But now they can all...

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White man targets and kills black man with sword for fun.... (nbcnewyork.com)
by BoomAndBustCycle on 23 Mar 2017  18 comments, latest 2 years ago
http://www.nbcnewyork.com/news Just gonna leave this one right here... To counter all the anti-Muslim rhetoric.

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Republicans can't instantly repeal ACA care...
by BoomAndBustCycle on 9 Jan 2017  3 comments, latest 2 years ago
Everyone already signed up for 2017 exchanges. Worst case scenario is they don't make you pay a penalty next tax season for not signing up. And in 2018 they won't...

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Trump can't lose!
by BoomAndBustCycle on 16 Aug 2016  2 comments, latest 3 years ago
Because he is always "winning!". I guarantee, especially if Trump loses in a LANDSLIDE... he won't concede... and instead have an odd press conference where he announces his mission is...

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Southern California Drought positive spin...
by BoomAndBustCycle on 5 Mar 2015  2 comments, latest 4 years ago
Looks like I got through another "rainy season" in southern California without replacing my roof. Who says maintenance costs are high in Cali... when all you get are light rain...

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If by 2050 nearly all cars on the road were self-driving! (usatoday.com)
by BoomAndBustCycle on 3 Jan 2014  14 comments, latest 4 years ago
http://www.usatoday.com/story/ Annual sales of self-driving cars worldwide — including those that require some driver input — will balloon from 230,000 in 2025 to 11.8 million by 2035, a new study...

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Wait... I thought rates were suppose to go up by now?
by BoomAndBustCycle on 9 Jan 2015  21 comments, latest 4 years ago
I thought the FED couldn't control interest rates... Everyone said we'd be at 8% by now a few years ago.

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OBAMA lowering FHA insurance rates.... (azcentral.com)
by BoomAndBustCycle on 7 Jan 2015  2 comments, latest 4 years ago
The plan calls for cutting FHA mortgage insurance premiums from 1.35 percent of the loan amount to 0.85 percent. http://www.azcentral.com/story Keeping the Real Estate run alive for now...#politics

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CDC Director Tom Frieden was right afterall...
by BoomAndBustCycle on 10 Nov 2014  20 comments, latest 5 years ago
All the fear mongers saying Ebola has gone airborne and an outbreak in the US is imminent if we don't burn, kill or treat all potential Ebola patients and healthcare...

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Interest Rates flirting close to sub 4% territory again...
by BoomAndBustCycle on 9 Oct 2014  17 comments, latest 5 years ago
Will the 30 year fixed home loan flirt with the 3.25% low in 2012? QE infinity is here to stay!#investing

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Appraisal To Remove PMI...
by BoomAndBustCycle on 24 Jul 2014  12 comments, latest 5 years ago
We purchased a little over 3 years ago in L.A. We refinanced 6 months later and got our PMI lowered by almost half... with a 15% equity appraisal. Now we...

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Assumable Mortgages For EVERYONE
by BoomAndBustCycle on 30 Sep 2012  19 comments, latest 5 years ago
I don't see this being necessary for another 5-10 years. But I do believe that the trick to prop up home prices when interest rates begin to rise again, will...

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One US export that's still going strong and growing...
by BoomAndBustCycle on 16 May 2014  Posted 5 years ago
Hollywood movies! Actually, international grosses are doubling and sometimes even tripling Domestic grosses, like the upcoming Godzilla movie probably will do. I mean, Captain America is already at $700 Million...

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Why aren't ACA premiums tax deductible?
by BoomAndBustCycle on 17 Apr 2014  10 comments, latest 5 years ago
If you get insurance through your job.. and then are enrolled in a Cafeteria plan... Your health insurance premiums are taken out PRE-TAX.. which amounts to a massive amount of...

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Foreclosure Starts Fall to 2006 Level as Home Prices Rise (bloomberg.com)
by BoomAndBustCycle on 21 Feb 2014  18 comments, latest 5 years ago
http://www.bloomberg.com/news/ The rate of new foreclosures in the U.S. dropped to the lowest level in eight years as rising property prices erased negative equity and allowed more delinquent homeowners to...

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Interest Rates to fall below 4% again?
by BoomAndBustCycle on 14 Jan 2014  15 comments, latest 5 years ago
Any predictions on when OR if 30 year fixed mortgage rates drop below 4% again.. or even below the 3.25% range they flirted with last spring?#housing

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So Cal's weather premium in full effect...
by BoomAndBustCycle on 8 Jan 2014  Posted 5 years ago
Went back east for christmas... The cold weather didn't get to me as much as waking up to a grey, gloomy sky every morning. I grew up back east and...

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Company is switching to ACA Care in February!
by BoomAndBustCycle on 1 Jan 2014  2 comments, latest 5 years ago
The small company I work for is switching everyone over to an Affordable Healthcare Gold Plan this February. Curious how many other small companies are doing this... I'm happy since...

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How is it legal for an insurer to cancel an insurance policy?
by BoomAndBustCycle on 11 Dec 2013  9 comments, latest 5 years ago
That has to be the stupidest thing about ACA, that a loophole existed where insurance plans can be cancelled. I'm not understanding the legality of these sob stories about losing...

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COVEREDCA exchange.. I give up!
by BoomAndBustCycle on 2 Dec 2013  20 comments, latest 5 years ago
I signed up on the COVEREDCA website the 2nd week of October. Went fairly smoothly at the time compared to all the nightmare scenarios by the media. Now it's early...

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PMI Removal Request Denied.. Bank Claims 75% LTV needed to remove PMI.
by BoomAndBustCycle on 1 Nov 2013  1 comment, latest 6 years ago
I never heard 75% LTV was required to remove PMI before. I have heard 78%... But the 75% figure just feels like they are moving the needle however they feel...

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HealthCare Website Problems...
by BoomAndBustCycle on 22 Oct 2013  2 comments, latest 6 years ago
Couldn't all the website problems been avoided with a pre-planned QUEUE system enacted. Why not just say... Week 1... Only those with last names beginning with A thru C will...

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Free Market healthcare options in CA? Outside of ObamaCare? Are there any?
by BoomAndBustCycle on 11 Oct 2013  4 comments, latest 6 years ago
Ever since I lived in CA i have had health insurance covered by my employer. I recently got married and my employer charged me $425 a month for my spouse...

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$300K Los Angeles House flipped in one month for $922K (la.curbed.com)
by BoomAndBustCycle on 6 Apr 2013  1 comment, latest 6 years ago
http://la.curbed.com/archives/ Had to been an all cash buyer... I bet the neighbors are loving the boost it gave to comps in the hood.

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Chinese Mother buys $6.5 MIL condo in Manhatten for 2 year-old (finance.yahoo.com)
by BoomAndBustCycle on 28 Mar 2013  15 comments, latest 6 years ago
http://finance.yahoo.com/blogs Somebody must think Real Estate is going up!#housing

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Any 401K investors who luckily started investing in around March 2009..?
by BoomAndBustCycle on 14 Mar 2013  9 comments, latest 6 years ago
There's gotta be a lot of 20-30 year olds who started investing in their 401K accounts in March 2009... and in 4 short years.. have more than doubled their portfolio....

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Job Creation myths...
by BoomAndBustCycle on 6 Mar 2013  6 comments, latest 6 years ago
I hear a lot of talking points about how the government can't create jobs... small businesses create jobs. But do small business or creation of any new businesses really create...

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Retirees Are the Casualties of the Currency War: Schiff (finance.yahoo.com)
by BoomAndBustCycle on 19 Feb 2013  Posted 6 years ago
http://finance.yahoo.com/blogs If and when inflation kicks in the way Schiff and others predict, the problem gets even worse. Suddenly nest eggs will have almost no buying power, those who borrowed...

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Chris Dorner's Manifesto (wap.myfoxla.com)
by BoomAndBustCycle on 7 Feb 2013  Posted 6 years ago
http://wap.myfoxla.com/w/main/ Well, as sick as what this guy did killing that innocent irvine couple... It looks like he got national attention and got to name all the names and air...

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Apple getting hammered...
by BoomAndBustCycle on 15 Nov 2012  18 comments, latest 6 years ago
Nothing trades on fundamentals anymore. With Apple PE below 10 when accounting for their cash... And Amazon PE of 2800 or so... With razor thin margins.... How can anyone pretend...

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I am Adam Lanza's Mother... (huffingtonpost.com)
by BoomAndBustCycle on 18 Dec 2012  1 comment, latest 6 years ago
http://www.huffingtonpost.com/ **** As much as I still feel semi-automatic weapons restrictions need to be re-instated. I can see where the NRA and gun lovers want to protect the 2nd Amendment....

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All I want for Christmas is a "Fiscal Cliff Solution"
by BoomAndBustCycle on 11 Dec 2012  Posted 6 years ago
Say that FIVE times fast... Fiscal Cliff Solution... Fiscal clifsaolutio....

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Shiller: Housing Likely Has Bottomed, but Ample Worries Remain (finance.yahoo.com)
by BoomAndBustCycle on 30 Oct 2012  26 comments, latest 7 years ago
http://finance.yahoo.com/blogs **** Wow, Shiller called a bottom... for now. Where the bears at? Yale University economist Robert Shiller believes housing might have seen the lowest point it will for some...

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Hurricane Sandy... saved some UnderWater homeowners?
by BoomAndBustCycle on 30 Oct 2012  3 comments, latest 7 years ago
Curious what portion of the destroyed homes were underwater... before the hurricane hit? Some may be thanking Hurricane Sandy when the insurance check arrives.

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Are ALL refinanced loans automatically changed to RECOURSE loans?
by BoomAndBustCycle on 25 Jun 2012  24 comments, latest 7 years ago
I've read different things on the subject... My broker said as long as you don't do a CASH OUT refinance or take out a HELOC, your loan will remain non-recourse....

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OC cost of ownership falls to 1980s levels (ochousingnews.com)
by BoomAndBustCycle on 14 Oct 2012  Posted 7 years ago
http://ochousingnews.com/news/ Let that sink in for a moment. In April of 1989, the median home price in Orange County, California, was $206,000. With a 10.77% interest rate, the monthly cost...

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2013 Tax Hikes (news.yahoo.com)
by BoomAndBustCycle on 1 Oct 2012  10 comments, latest 7 years ago
WASHINGTON (AP) — A typical middle-income family making $40,000 to $64,000 a year could see its taxes go up by $2,000 next year if lawmakers fail to renew a lengthy...
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