someone else


joined 2011 Jun 29, 11:31pm   United States 7,599 posts   12,029 comments   following x   ignore ignoring someone else x ignore


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National Political Incorrectness Day
by someone else on 19 Sep 2015  886 comments, latest 4 days ago
How about a national day where everyone is encouraged to say politically incorrect things?What would you say? You don't have to actually believe what you say, it just has to...

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Equal post-conception rights for men
by someone else on 19 Jan 2017  435 comments, latest 2 years ago
Unmarried men should have equal post-conception rights including ability to refuse financial obligation for a child where the woman unilaterally decides to continue the pregnancy. Let's call it the affirmative...

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Why are there medical care reform links on patrick.net?
by someone else on 11 Aug 2009  423 comments, latest 10 years ago
My reply to a reader who called me an "Obama zombie" for supporting medical care reform that would save her ass along with the rest of us. Hi Kerri, it...

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Protecting Your Savings
by someone else on 27 Jan 2008  390 comments, latest 11 years ago
With the government now mounting a full-scale assault against savers by cutting interest rates, attempting to keep housing prices unreasonably high, and even handing out raw cash (do I...

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Refi Interest Trap?
by someone else on 28 Mar 2008  354 comments, latest 11 years ago
A reader writes: Word from the IRS is that they are auditing people based on refiances on their house. If you refied and pulled money out of the house...

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Blue Shield Raised Our Rates 73% In One Year (healthcare.gov)
by someone else on 27 Dec 2010  352 comments, latest 7 years ago
Blue Shield has raised our rates so many times recently that I decided to graph it. We have a very high deductible plan because I'm trying to be self-employed and...

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Invitation to Financial Suicide
by someone else on 1 Jan 2008  341 comments, latest 12 years ago
Found by reader Larry, when cleaning out the garage of his rental place: #housing

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Stock Market Hates Bailout
by someone else on 6 Oct 2008  327 comments, latest 11 years ago
Great, after the stock market spasm last Monday when it looked like the bailout would not pass, we get the same thing this Monday when it does pass. So...

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A Modest Proposal
by someone else on 24 Jan 2008  323 comments, latest 11 years ago
How about some legislation with the express intent to LOWER house prices, unlike the crap legislation we're getting from Pelosi and Barney Frank designed to make housing less affordable?...

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Banks pay no property tax on foreclosures? (en.wikipedia.org)
by someone else on 23 Jun 2008  320 comments, latest 11 years ago
On Jun 23, 2008, at 11:49 AM, A Guy wrote: Long time reader...and, luckily, a renter here. I would like to bounce an idea off of you. I hear that...

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Lower Rents (baltimoresun.com)
by someone else on 17 Jan 2008  318 comments, latest 11 years ago
Given the record level of empty housing, rents seem to be falling in most parts of the country. But my own rent went up for the first time in...

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Equity gains more than wiped out by equity loans
by someone else on 2 Apr 2008  318 comments, latest 7 years ago
From a reader: Americans now own less than 50% of their home for the first time in many years. What I did not hear in the press is that...

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More Missing Listings
by someone else on 9 Jan 2008  315 comments, latest 11 years ago
From patrick.net reader M.K. Last time I visited Stockton (4415 Abruzzi Circle, Stockton, CA), I saw an entire row of houses for sale. But only one home was listed...

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Brave engineer at Google states biological facts (gizmodo.com)
by someone else on 7 Aug 2017  311 comments, latest 2 years ago
Woohoo! There is a small break in the dam holding back scientific truth about gender. http://gizmodo.com/exclusive-h A software engineer’s 10-page screed (sic) against Google’s diversity initiatives is going viral inside...

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Owner Identity
by someone else on 22 Aug 2007  308 comments, latest 12 years ago
How can the public easily get the identity of the owner of any given address? I know Property Shark gives away this information if you sign up for a...

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Government deaf to simple plea: less debt!
by someone else on 21 Apr 2008  307 comments, latest 11 years ago
Saver: I'd really like lower house prices instead of "affordability" programs that just tell me to get deeply into debt. Government: How about the nice mortgage debt interest deduction?...

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Prices Shaved 33% In Modesto, CA
by someone else on 4 Sep 2007  306 comments, latest 12 years ago
I was just talking to a realtor this morning, and he said that typical prices in his area (Modesto) are down from $450K last year to $300K this year....

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Prices and Days On Market
by someone else on 13 Jan 2008  305 comments, latest 11 years ago
Sale prices are always given as an absolute number, without context. The reality is that falling prices can be masked to some extent by a longer number of days...

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Bear Stearns Bailout To Pay Bonuses?
by someone else on 16 Mar 2008  300 comments, latest 11 years ago
From a reader: Did everyone forget that Wall St. bonuses get paid in march? The Fed just guaranteed all of Bear's bonus checks will clear, $3+ billion! The company...

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Effective Protest Against Bailouts
by someone else on 28 Feb 2008  286 comments, latest 11 years ago
The NY Times illustrated nicely that most people are against paying their neighbor's mortgage: But readers aren’t biting. More than 400 vehement reader comments on the Times’ site ran...

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Direct Lending
by someone else on 21 Nov 2008  286 comments, latest a year ago
With CD's paying 4%, and Wells Fargo charging 8.8% for a jumbo 30-year fixed, maybe I should finance someone's jumbo mortgage -- but only for a house that I'd...

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The Joy Of Deflation
by someone else on 18 Dec 2008  285 comments, latest 11 years ago
Why is deflation written about as if it were a bad thing? Personally, I love deflation because it means lower prices for pretty much everything. OK, I can see...

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Funny how the Obama haters can't say exactly why they hate him
by someone else on 9 Nov 2011  285 comments, latest 2 years ago
Is it the 15 cent Christmas tree tax? I don't think so. Hate for Obama is something they can't explain by anything Obama has done or not done. Just they...

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Average Joe's Take
by someone else on 21 Feb 2007  283 comments, latest 12 years ago
From a reader: I am a renter and I have been thinking that is time to buy RIGHT NOW. What if the market goes up and sellers stop offering price...

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Can't refinance under water
by someone else on 3 May 2007  283 comments, latest 12 years ago
During the boom, if borrowers asked about the adjustable rates on their mortgages, they were told "oh, you can just refinance and start over". But no one told them...

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Mortgage Strike To Protest Paulson $700 Billion Theft
by someone else on 24 Sep 2008  277 comments, latest 11 years ago
One patrick.net reader suggested a simple antidote to Treasury Secretary Paulson's proposed theft of $700 billion from taxpayers: a mortgage strike. Since Paulson is trying to steal more than...

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High House Prices Hurt People
by someone else on 4 Feb 2009  273 comments, latest 10 years ago
Why do we see so much suffering and moaning in the press about falling house prices when high house prices have directly injured and enslaved millions of Americans? To...

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375 Hawthorne Avenue, Palo Alto CA 94301
by someone else on 30 Apr 2006  272 comments, latest 13 years ago
This tiny old box is for sale to any fool willing to throw away $1,595,000. While it is close to a nice park, what you will not learn from...

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SUV Bailout To Keep America Humming
by someone else on 2 Dec 2007  268 comments, latest 12 years ago
Lawmakers in Washingon are near final agreement on a proposed $400 billion bailout of SUV buyers. The massive amount of debt taken on by drivers in an attempt to...

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Alien Bailout
by someone else on 1 May 2007  266 comments, latest 12 years ago
Hi there, I LIVE in southern CA, I’ve been reading these blogs and reports now for a few months.. AND I have to say that I have seen first...

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The Biggest Default In History
by someone else on 2 Mar 2008  266 comments, latest 11 years ago
The biggest default in history has already happened: the US has devalued its promises of repayment to everyone who bought US Treasuries or US bonds of any kind, by...

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The Housing Trap (amazon.com)
by someone else on 18 Sep 2012  265 comments, latest 4 years ago
http://www.amazon.com/Housing- It's $12.50 so that if you buy two (makes a great gift!) then you don't have to pay any shipping charges. Here is the table of contents: Trapped! 8...

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Anna Eshoo, Enemy Of Cheap Housing
by someone else on 10 Apr 2008  263 comments, latest 11 years ago
I tried to reply to a spam mail Congresswoman Anna Eshoo sent me, but my reply bounced because communication with our "representatives" is apparently one-way only, so I'll post...

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White murder of blacks vs vice versa (fbi.gov)
by someone else on 30 Mar 2012  261 comments, latest 5 years ago
It is very politically incorrect but nonethess a fact that white people are much more likely to be murdered by black people in the US than vice versa. Most murders...

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What do you think of the Fed?
by someone else on 20 Mar 2007  259 comments, latest 12 years ago
Is the Fed really responsible for the housing mess? They definitely contributed through their interest rate cuts, but buyers and realtors must also have some responsibility. And is the...

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NAR Lobbies Against 20% Downpayments
by someone else on 18 May 2011  257 comments, latest 7 years ago
A realtor forwarded me the email below, showing that he is being pressured by the NAR to lobby against 20% downpayments. Lending without 20% down is very risky, but it...

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Thread for Tonight's Debate
by someone else on 9 Oct 2016  256 comments, latest 3 years ago
Let's all comment here. Sorry I still haven't learned enough websockets to get the comments to appear without a reload.

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Bubblepalooza
by someone else on 31 Jan 2007  254 comments, latest 12 years ago
From a Malcolm S in San Diego: Hey Patrick, I just had an idea which is so morbid, ridiculous and ill conceived, I thought I would run it by...

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Mortgage Backed Securities
by someone else on 9 Oct 2006  253 comments, latest 13 years ago
Ultimately, most of the money that financed the bubble is owed to the owners of mortgage-backed securities. What are these securities? Who owns them? Do these investors realize the risk?...

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High Interest Rates Fix Everything
by someone else on 16 Nov 2008  251 comments, latest 11 years ago
Perhaps the entire credit crunch could be fixed with very high interest rates. Currently, banks and other institutions have to compete with the suicidally low interest rates of the...
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