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Patrick.net Photoshop Extravaganza!


By HARM   Follow   Tue, 14 Nov 2006, 10:29am PST   3,090 views   127 comments
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Ok, all you Photoshop wizards out there finally have a creative outlet. Please post links to any of your REIC/Bubble-themed masterpieces here. If you don't know Photoshop, no problem: "found art" (proper credit given to the artist, of course) is just as good.

Because only threadmasters can post images, you'll have to just post them as normal links and I'll try to convert them to viewable images as time permits. I'll give you my own and Muggy's latest contributions to start things off:

Enjoy...
HARM

« First     « Previous     Comments 88-127 of 127     Last »

Randy H   Thu, 16 Nov 2006, 6:14am PST   Share   Quote   Permalink   Like   Dislike     Comment 88

Personally, I can’t see why anyone cannot just rent and wait [...] Does anyone really “need” to buy right now?

Wheel chair access. Seeing my mother has fallen again tends to drive up ownership utility pretty fast. Although you are right, there are alternatives to even that. We're looking at finding her something very nearby which is partially-disabled-friendly. But it's still suboptimal. This is why we will buy _before_ absolute bottom, and feel very good about it, irrespective of whether I'm called a sheep or not.

@King_Cobra:

I'm renting in Mill Valley, and we're looking to move north to get out of the fog. I'm tired of having a near-miss head-on collision every morning leaving my house on these blind-curve .75lane streets, anyway.

DinOR   Thu, 16 Nov 2006, 6:23am PST   Share   Quote   Permalink   Like   Dislike     Comment 89

Randy H,

We have those kind of roads all over OR! (They're called "a lane and half!) It really requires cooperative driving techniques and both parties full attention.

Claire   Thu, 16 Nov 2006, 6:38am PST   Share   Quote   Permalink   Like   Dislike     Comment 90

SFWoman,

As I understand it (in CA) people are still liable for an equity line, even if the house is repossed and sold for less. The first mortgage, however, they are able to walk away from and the bank can't go after them for any difference between mortgage and selling price. Help me out here, if anyone knows better.

That could be why someone is selling from one person in the family to another and then back again - or maybe I am too suspicious and paranoid - sounds like dodgy dealings anyway - either mortgage fraud (or close to it) or tax dodging?

HARM   Thu, 16 Nov 2006, 6:39am PST   Share   Quote   Permalink   Like   Dislike     Comment 91

@Patch Tuesday,

I'm getting "You are not authorized to view this page" errors for those links you posted. Is there an alternate site you can upload them to?

DinOR   Thu, 16 Nov 2006, 6:40am PST   Share   Quote   Permalink   Like   Dislike     Comment 92

HARM,

Any time someone even "suggests" lower int. rates re-igniting speculative fervor I get so flustered I can't even speak. I have to hand it to you keeping your composure like that. It is so........ begging the issue.

Different Sean   Thu, 16 Nov 2006, 6:41am PST   Share   Quote   Permalink   Like   Dislike     Comment 93

thanks for that extremely long post earlier, Ha Ha. I forwarded it on to a mate who's a professor of political economy at syd u, the content of the article on all topics is exactly the sort of thing he writes and lectures about...

you may make obscene and incalculable amounts of money but you have a heart of gold...

sydney university has just 'won' a $50m 'US Studies Centre' contract, which is located just around the corner from me. not sure what that really means, is it a signal for an even bigger influx of exchange students for landlords in the area to gouge for rent? interestingly, it's being funded by Lowy of Westfield (owns all US shopping centres) and Murdoch of News Corp (owns all US papers, TV and radio stations). or at least it seems like it. they've asked me to be the founding professor...

Sydney University wins bid for US centre

HARM   Thu, 16 Nov 2006, 6:48am PST   Share   Quote   Permalink   Like   Dislike     Comment 94

@DinOR,

I know what you mean, but I've --as they say-- "been at this a while". Over the last 18 months or so, I've learned not to assume that everyone else out there knows what we (who have been carefully dissecting this mess for months/years) know. They don't, and the non-trolls, who are willing to listen, require our patience.

DinOR   Thu, 16 Nov 2006, 6:49am PST   Share   Quote   Permalink   Like   Dislike     Comment 95

Randy H,

Sorry to hear about your mom. Seems like we'll be in a similar situation sooner than we think. We had looked (not all that seriously) at a few condos in LV and Mrs. DinOR is keen to remind me not to "waste time" looking at anything that isn't on ground level. Kind of drag. What's better than being in Vegas and looking out over the pool from your balcony! Oh well.

HARM   Thu, 16 Nov 2006, 7:02am PST   Share   Quote   Permalink   Like   Dislike     Comment 96

@Randy H,

Ditto to what DinOR said. I agree that sometimes it's difficult to find an *exact* rental substitute for your needs in any market, especially given your mom's situation.

I'm also not expecting to time the absolute market bottom. "Close enough" is good enough for me. As DinOR says, anyone who can consistently do that is a liar. Even Buffett says he made his billions by buying & selling "too early".

DinOR   Thu, 16 Nov 2006, 7:03am PST   Share   Quote   Permalink   Like   Dislike     Comment 97

HARM,

As always, good point. Just in passing, bubble watching isn't just some perverse thrill for me. Well in ways it is, but imagine having today's technology to monitor the events leading up to the Crash of 29. Knowing all of the events that are about to unfold just not having the exact date!

Who among us could resist watching that?

DinOR   Thu, 16 Nov 2006, 7:07am PST   Share   Quote   Permalink   Like   Dislike     Comment 98

I've often heard of attempting to over analyze the timing of the market as "getting too cute".

Damn it, if you think the cops are on their way do you really need to stick around to prove your point?

Randy H   Thu, 16 Nov 2006, 7:53am PST   Share   Quote   Permalink   Like   Dislike     Comment 99

King_Cobra,

Petaluma? No. We're trying to stay south of the "Wall of Traffic". I have some friends who bought a virtual estate in Novato, but he is already complaining about the traffic into SF every day. The other day I heard on the radio the trip from Rowland to the bridge was nearly 90 minutes. My trip to the bridge is 8 minutes.

Maybe if the Larkspur Ferry schedule didn't suck so bad.

HARM   Thu, 16 Nov 2006, 9:08am PST   Share   Quote   Permalink   Like   Dislike     Comment 100

@dryfly - so can you view those images? Odd, but for some reason I can't.

HARM   Thu, 16 Nov 2006, 9:16am PST   Share   Quote   Permalink   Like   Dislike     Comment 101

So far, we've had parodies with images of D.L., LAY, Gary "Bagman" Watts, Bendover Ben, Greedspin, Senor Cardgage, an alligator and even a crackhead. But so far, not one with Casey Serin. What gives?

Randy H   Thu, 16 Nov 2006, 9:20am PST   Share   Quote   Permalink   Like   Dislike     Comment 102

He's got youtube videos of himself whining up, so it takes all the fun out of it.

HARM   Thu, 16 Nov 2006, 10:00am PST   Share   Quote   Permalink   Like   Dislike     Comment 103

Randy,

If you can view/download those 'Patch Tuesday' images, could you email them to me? Thanks.

HARM   Thu, 16 Nov 2006, 10:01am PST   Share   Quote   Permalink   Like   Dislike     Comment 104

@Muggy,

Can't wait... ;-)

astrid   Thu, 16 Nov 2006, 10:21am PST   Share   Quote   Permalink   Like   Dislike     Comment 105

We're still operating under the assumption that Casey Serin is the real thing?

DinOR   Thu, 16 Nov 2006, 11:26am PST   Share   Quote   Permalink   Like   Dislike     Comment 106

Muggy,

Normally teen movies of this genre are destined for the bargain bin. However when you have big name talent like the Case-man you've just gotta know it's got cult classic written all over it.

Can we do a parody of Saving Silverman? Like Saving Serinman?

Randy H   Thu, 16 Nov 2006, 11:38am PST   Share   Quote   Permalink   Like   Dislike     Comment 107

@HARM

I can't see them either. Those links sound a bit "EQish", as does the "patchtuesday" name.

Different Sean   Thu, 16 Nov 2006, 12:00pm PST   Share   Quote   Permalink   Like   Dislike     Comment 108

Knife catchers that buckle and give in will justify it in their own mind by saying, “Yeah, comps may be falling all around me but long term this will be good for me”. By the time those fencesitters…….yada yada…..

The interesting thing is, apart from knife catchers and true FBs, a lot of people who already own can sell and buy a new place in the market at about the same time without losing anything by it -- this is the safest way to transact. They sell for a huge sum and buy for a huge sum. This is another reason prices are bolstered or are 'sticky'. Some very clever people even sold 2 years ago at the top trying to time the fall, as discussed above. The fall will come when increasing numbers in the Gen X or Gen Y come to buy their first new place, and demand will increasingly be from them rather than existing home owners (who will be dying off). The only other path to home ownership will be to inherit, and you either chose your parents wisely and/or they didn't have too many kids...

HARM   Thu, 16 Nov 2006, 12:49pm PST   Share   Quote   Permalink   Like   Dislike     Comment 109

Muggy,

Serin's face fits that 'Dude' poster so well, it's scary.

skibum   Thu, 16 Nov 2006, 1:08pm PST   Share   Quote   Permalink   Like   Dislike     Comment 110

HARM,

Okay, here's another Casey Serin and RE bull family photo(shop):

Note the homes in the picture are from his "portfolio."

HARM   Thu, 16 Nov 2006, 1:13pm PST   Share   Quote   Permalink   Like   Dislike     Comment 111

OMG, skibum killed D.L.!

skibum   Thu, 16 Nov 2006, 1:21pm PST   Share   Quote   Permalink   Like   Dislike     Comment 112

OMG, skibum killed D.L.!

"Sweeeeet" -Donald Trump
"Robert, what's your right hand doing?" - Casey Serin
"mmfmfmfmfmmffmmf" -D.L.

Brand165   Thu, 16 Nov 2006, 4:06pm PST   Share   Quote   Permalink   Like   Dislike     Comment 113

You could start quoting CR. Ya know, pretend to be a convert to the whole "infinitely up and to the right" mindset. Be sure to talk glowingly about the Brazillian cherry floors you saw at an open house last week. Mention that it sold for over asking.

"Guess those flippers really made their money on that one! You know any brokers who could get me one of those Interest Only loans? I need about two million... but you should see the VIEWS!"

surfer-x   Thu, 16 Nov 2006, 6:13pm PST   Share   Quote   Permalink   Like   Dislike     Comment 114

It is actually a very simple equation, if you "bought" a house (whoops, home) in the past three years and you could not afford a traditional amortizing mortgage, you are fucked.

The only real question is how many fucks have stupid fucking mortgages.

surfer-x   Thu, 16 Nov 2006, 6:16pm PST   Share   Quote   Permalink   Like   Dislike     Comment 115

@I like Scotch, I think you should whore out your slut of a girlfriend and should sell your bastard children to the white baby black market slave traders and "buy" that fucking house. Or you could just go fuck yourselves back on craigslist.

Allah   Thu, 16 Nov 2006, 11:21pm PST   Share   Quote   Permalink   Like   Dislike     Comment 116

Here's another picture I made last night

2006 REIC Shill Award Winners!

Allah   Thu, 16 Nov 2006, 11:26pm PST   Share   Quote   Permalink   Like   Dislike     Comment 117

The October Housing Starts numbers are out and they are UGLY.

Down 14% MOM, 28% YOY.

They sound beautiful to me.

skibum   Fri, 17 Nov 2006, 12:05am PST   Share   Quote   Permalink   Like   Dislike     Comment 118

Is this UK's version of surfer-x?

http://www.cnn.com/2006/WORLD/europe/11/17/britain.webrage.reut/index.html

DinOR   Fri, 17 Nov 2006, 12:30am PST   Share   Quote   Permalink   Like   Dislike     Comment 119

Allah,

That was awesome! Nice work. Btw I'd heard it was actually 14.6% down MoM! Don't cheat me out my .6%, not even on a Friday!

DinOR   Fri, 17 Nov 2006, 12:32am PST   Share   Quote   Permalink   Like   Dislike     Comment 120

skibum,

Well there's a reason we use "screen names".

Allah   Fri, 17 Nov 2006, 12:53am PST   Share   Quote   Permalink   Like   Dislike     Comment 121

I’m confident that house prices will either stay flat or decline slightly over the next few months. However, my fiance and I are 36 and 32 yo, and have been living in a 1 br apt for the past 1 1/2 years so we could save $ for a house, and we are anxious to move into a bigger place, so we’re going to put in an offer of 5%-7% below asking.

Scotch,

You are going to make a flipper very, very happy......you may even keep him from commiting suicide. If you do buy, I think in a year or two, your going to be drinking alot of scotch......but then again, maybe you won't be able to afford it.

skibum   Fri, 17 Nov 2006, 1:00am PST   Share   Quote   Permalink   Like   Dislike     Comment 122

I Like Scotch,

Welcome to the Board. As you can see, you need a tough skin to pass the "gauntlet" of surfer-x and co. Don't take it personally.

HARM   Fri, 17 Nov 2006, 3:54am PST   Share   Quote   Permalink   Like   Dislike     Comment 123

@allah,

Just LOVED the clapping Saddam & Osama --nice work!

Allah   Fri, 17 Nov 2006, 4:52am PST   Share   Quote   Permalink   Like   Dislike     Comment 124

Thanks everyone, I was having so much fun drawing this stuff that I can't stop....

skibum   Fri, 17 Nov 2006, 5:38am PST   Share   Quote   Permalink   Like   Dislike     Comment 125

@allah,

"Leslie, you got some 'splainin to do" - DL
"Waaaaahhhhh" - LAY

Is Gary Watts supposed to be Fred Mertz?

Allah   Fri, 17 Nov 2006, 5:52am PST   Share   Quote   Permalink   Like   Dislike     Comment 126

Is Gary Watts supposed to be Fred Mertz?

I haven't really written a script for it, but it was a Gary Watts infomercial Lucy was watching; Gary had convinced Lucy that the gains were "in the bag". She went on a spending spree buying up "too many houses" and couldn't sell them after the market tanked. Ricky (Desi) went on a advertising campaign convincing people that "the market is local" and that prices "here" will go back to normal appreciation, you know 8-10%. Alan Greenspam provided the easy to get funds that Lucy would have never been able to acquire in a normal market.

skibum   Fri, 17 Nov 2006, 5:59am PST   Share   Quote   Permalink   Like   Dislike     Comment 127

@allah,

Better yet, have you seen/heard the classic Eddie Murphy "Delirious" standup routine? If you have, need I say more?

"Hey Gary, how would you like to...?" - DL
"Babalooooo!"

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