patrick.net

bob2356 says

You are paying the same taxes

Yep, but a Texan first said, taxes are 'out of sight'. They are not. The tax rate is but that means absolutely nothing. My mom pays 5% in a Chicago suburb for shit services and a 135k home. That amounts to as much TAX as a typical 500k home here in OC with great schools, roads, etc. Tax rates are adjusted for home values. In the middle of Illinois, we paid 2%, also, just like Texans do.

On top of having the same taxes as you, we pay essentially 5% state income tax to 100k, and then it goes up from there. That's more than property tax.

Calling Texas property taxes out of sight is simply crap. It's cheap to live there for about a billion reasons.

JH says

My mom pays 5% in a Chicago suburb for shit services and a 135k home.

What suburb does she live in a 135K home?? You can hardly get a house for that in the crappiest near south burbs.

And nowhere do you pay 5%. You're telling me she's paying $6750 on a $135K house?

tatupu70 says

And nowhere do you pay 5%. You're telling me she's paying $6750 on a $135K house?

While that is high even for that region , it is not that uncommon really-especially if they haven't disputed their taxes in a while.

On prices, if you look in realtor.com and Chicago and SFH under 130k-you get over 2,000 listings. Now of course Rahhm is going to increase taxes and reduce services at the same time-what a charming combination!!

lostand confused says

While that is high even for that region , it is not that uncommon really-especially if they haven't disputed their taxes in a while.

OK--I take it back. I looked at some south suburbs and he is correct.

tatupu70 says

I'm from that region and have family there and I find it almost unbelievable

Not really. With prices going down so much, the tax assessments are not matching the downward trajectory as rapidly. Take a look at Zillow or realtor on decent houses-list prices vs property taxes. You will find a few approaching that figure/rate. Disputing is a pastime, but still it takes a while.

now of course 3%+ is almost standard especially collar counties of Cook. Cook was a bit less I believe , but Rahm is going to make up for that.

Though in Indiana I believe they have a cap or maybe just counties on the amount I think?

I am surprised residents put up with this crap though.

tatupu70 says

crappiest near south burbs.

Yep

lostand confused says

collar counties of Cook

Yep

lostand confused says

Cook was a bit less I believe

Nope

lostand confused says

the tax assessments are not matching the downward trajectory as rapidly

It's incredible. Last year the assessment went down by X amount (50%-ish), and the tax rate went up by Y. Amazingly, the tax bill was IDENTICAL!!! To the penny.

lostand confused says

I am surprised residents put up with this crap though.

I've been wondering this for years now.

People are generally Cheap bastards, I don't belive that bidding wars happen by accident, nor do I belive that buyers are presented with facts, when they place the offer.

I mean I believe that Realtors are telling potential buyers that a house has offers over $320K To get them to bid $330 or more, while the current bid be no more than $295K.

The whole contract and buying a house, should be an online transparent affair. Where people can go to a website(That is paid for by the millions of taxes already collected) and bring up any house, and see a list of offers. Hell while we're at it, you should be able to place a bid for that house as well.

I bet we would never have a RE bubble with that type of system.

Realtors are trained to attack people's fears and emotions, while they are most venerable, and manipulate them into placing high bids out of fear of not being able to ever buy a house.

I would be what would happen is the Housing market would behave more like Ebay. Where hot markets are expensive because the rich who live there. But I don't think a shitty Burbdale ranchero, would not be over 200K in most markets, and well under 100K in many other markets.

In the same way that hot items on Ebay are expensive, like classic musical instruments like Moog and Hammond can fetch thousands, but just any Radio Shack or Sears Electronic musical equipment from the same era.

A public bidding system would also paint a telling picture of how the Investor class are getting a better deal, and make you wonder who's financing them. And why aren't they sharing the same property tax burdens the rest of us are?

CaptainShuddup says

I would be what would happen is the Housing market would behave more like Ebay.

Health care and gasoline should also be run this way, on ebay. There is no free market in real estate, health care, gasoline, and I'm sure others could be added to that list.

JH says

CaptainShuddup says

I would be what would happen is the Housing market would behave more like Ebay.

Health care and gasoline should also be run this way, on ebay. There is no free market in real estate, health care, gasoline, and I'm sure others could be added to that list.

Banking, and drug companies.

sbh says

Correct . . . therefore there should not be a high price and high barrier to entry to the pursuit in these fields. Formal institutionalized education in these fields at high cost to students and families may well be a dis-service to the fields. To that list I would actually add medicine as well. Nowadays it's getting to the point where charity hospitals can no longer stay in business because they can no longer afford to hire medical school graduates with enormous educational debts.

It cannot be "high" because it is simply the pricing power of the service in the marketplace. Now, do what you always do and walk backward down the labyrinth of presumption and specious definition and try to pin the cost on the existence of government. Go on. You have no other purpose in life, so get on with it.

In case you did not notice, the cost of formal institutionalized education in those particular fields are already way too high. Students at a young age are being encouraged to take on non-discharge debts to pay for those educations of dubious market value after graduation.

sbh says

Is that to be accomplished through voluntary exchanges or through the introduction of an abundance of enforcers who come to the market with nothing but weapons? That is the key

It is not the key to anything meaningful. It is but the set-up that you always poison the water with. You don't get to define freedom and you don't get to obliterate reality with your paranoia.

Of course it is. You know it and that's why you truncated the relevant sentences illustrating the point in my original post. Perhaps you were consuming too much alcohol or drugs to remember pictures of the empty store shelves from the soviet union circa 1980's.

sbh says

the answer to that question

is irrelevant to people who's opinion and perspective where at work before you shit on the context and tried to steal the subject and force it back into the prejudice you live in.

You are never intellectually honest. You bastardize every topic and prostitute every concept. You are a one-trick pony selling snake oil at a revival tent, pushing satan into everyone's face, finding him in every aspect of mundane life. Reality itself is altered by government.....you know you believe this.

These charges would be quite appropriately applied to yourself, seeing that you have been repeatedly deliberately taking my statements out of their context mid-sentences.

I'm still waiting for you to mount a convoluted screed that claims Toyota's and GM's culpability in product failure and death is due solely and singularly to over regulation, and then to espouse that all the death's are the responsibility of government. don't let me down.

LOL. In case you did not remember, GM's continued existence is due to the government. In any case, you are out of your mind if you think it takes ascribing all deaths to government to establish that coercion is evil. Since not all deaths are due to rapes, do you consider rape a good thing?

bgamall4 says

I hope, someday, people will take this article seriously because this is seriously evil imperialism at work.

Isn't it Imperialism on Putin's part?

It wasn't completely failure, Putin got Crimea. We got the rest of Ukraine.

Although I really don't get why the hell are we getting involved in Ukraine. Don't some people have better things to do with their time than undermine other nations?

Just googled that 5 billion thing, wow it really is true.

https://www.youtube.com/watch?v=U2fYcHLouXY

You can buy auto insurance direct so why not title insurance.

cloud15,

I am familiar with the area. It is nice but to understand the price you have to look at the even more outrageous prices in Sunnyvale, Mountain View, Cuppertino, and Los Gatos. Prices are now above the previous bubble peak.

Oh. Well someone get to it then. That sounds simple enough.

bgamall4 says

Strategist says

bgamall4 says

I hope, someday, people will take this article seriously because this is seriously evil imperialism at work.

Isn't it Imperialism on Putin's part?

No, Putin would not have done this without being aware of the massive money the west provided to destabilize the Ukraine. Putin reacted to imperialism, just like he reacted to imperialism when Russians were attacked in Georgia in an unprovoked fashion.

So Russia steals territory that does not belong to it, and it's America that is imperialist aggressor?
I don't get it.

bgamall4 says

And if you think about it, the globalists are paying for revolution in all the middle east nations, including Syria. The idea is to surround Russia as all Russian allies are displaced. That is a dangerous plan. When your grandchildren glow in the dark from nuclear fallout remember what I said.

Russia is not a superpower anymore. It's economy has been reduced to a third world status. They invent nothing....have no entrepreneurship.....dependent on natural resources....drink vodka all day long.....dismal standard of living....they live in a dictatorship.
We already won the cold war. We don't need to surround them.

The only pretty Russian women are the ones in James Bond movies, and they aren't even Russian.

https://www.google.com/search?q=eva+green+casino+royale&espv=210&es_sm=91&biw=1280&bih=633&tbm=isch&imgil=2udj2bM0oe-q5M%253A%253Bhttps%253A%252F%252Fencrypted-tbn3.gstatic.com%252Fimages%253Fq%253Dtbn%253AANd9GcQEPQcuzmxv2BmaTeTVjX3yBFazx15cSCV-cIfWz06e8DQFsBqhGw%253B679%253B870%253BAGH7XeIkWOFA-M%253Bhttp%25253A%25252F%25252Fmakeup411.com%25252Fbreakdowns%25252Fid%25252F14%25252F&source=iu&usg=__CFjEsQEnJ0CE5ZK1eooboAsOFeE%3D&sa=X&ei=iAZCU_yFNM2msASUpIHYAw&sqi=2&ved=0CH8Q_h0wCw#facrc=_&imgdii=_&imgrc=2udj2bM0oe-q5M%253A%3BAGH7XeIkWOFA-M%3Bhttp%253A%252F%252Fmakeup411.com%252F411_product_images%252F2150_EvaGreen_Casino-Royale_crct.jpg%3Bhttp%253A%252F%252Fmakeup411.com%252Fbreakdowns%252Fid%252F14%252F%3B679%3B870

sbh says

Reality says

the cost of formal institutionalized education in those particular fields are already way too high.

'by your definition it cannot be "too high" it can only be transacted at its pricing power. You are clearly detached from reality.

Where did you find my definition that you cited? Stop projecting your own silly ideas. Prices can of course become too high when the government is subsidizing the bids, as in subsidizing / guaranteeing educational loans for banksters' benefit.

I like to think of them as bankster dick suckling pacifiers. I would hate to think what a truly horny bankster is capable of.

sbh says

Reality says

Students at a young age are being encouraged to take on non-discharge debts

Oh, but when even younger children were being encouraged to die in factories and mines this was the free market path to an increase in the standard of living. There is no lie you will not devote yourself to. Perhaps the only draw back to child labor is that it required no government backed debt. Ah....there's your bogeyman. Don't you feel better now?

Child labor were used in back breaking agriculture for thousands of years before factories and mines. Where was your beloved government in stopping that? There was none to be found. Child labor became unnecessary due to improvement in standards of living in the early 20th century, thanks to the free market achievement. Morons like you praised Osha for outlawing child labor, when in reality Osha did not come into being until the 1970, long after child labor was not only obsolete but also outlawed decades earlier.

sbh says

Reality says

the empty store shelves from the soviet union

have no relevance here, they are just the echo of your trauma rattling around in a hijacked context. Walk it all backwards now, into a period of time seeded with inapplicable conditions that, when run through the presuppositions and biased definitions of your paranoia, you can find satan existing at a molecular level.

You are an utter ignoramus when it come to economics. Just like in the soviet union, government price control cause shortage now in Venezuela and Argentina today! Government price control caused shortage of gas during Nixon era. Government price control caused shortage of gas in NYC during Hurricane Sandy less than 2 years ago! Government price control on entry level labor (minimum wage) is causing mass youth unemployment. You are just too ignorant to notice.

sbh says

Reality says

GM's continued existence is due to the government.

which has absolutely nothing to do with GM's original intent to defraud and disregard human safely simply for the market benefits. Of course, in your prejudice, GM is acting virtuously, while only the government is negligent.

Did it ever occur to you that consumers chose to stay away from GM products because the company had a long history of making marginal products and letting bean counters displace engineers of all sorts including safety engineers? Of course, morons like you advocated government running rough shods over consumer voluntary choice . . . insisted that GM had to be kept alive at consumer/taxpayer expense.

sbh says

Reality says

you are out of your mind if you think it takes ascribing all deaths to government to establish that coercion is evil.

This yet another example of your intellectual dishonesty and need to lie. This is not my standard, but it is the standard you wish to set as your contestant. You lie without hesitation and recognition.

You are the blatant liar. What's the relevance of bringing up other deaths as defense for government incompetence and evil if you don't think it takes ascribing all deaths to government to prove that government coercion is evil?

And you religiously deny and ignore coercion from any source other than satan.

Are you now equating government to satan? I don't remember ever mentioning satan in my writings. I do not deny or ignore coercion from sources other than government; however, in a modern society, it's very rare for any private entity to be able to carry out coercion without going through government.

Usually you just bastardize a definition so you don't have to. Works for you. Saying something utterly, stupendously stupid like "when education detaches from reality" is a perfect example.

Your own stupidity is making you blind to simple facts. Institutionalized education systems have detached from reality numerous times (if not most of the time) in human history. What do you think the 80% Theology major in Saudi Arabia is? What do you think the near-100% Theology major in almost all universities before the industrial revolution was about? What do you think the extremely high unemployment rate among college graduates nowadays and the even higher rate of young college graduates taking jobs unrelated to their majors tell you?

bgamall4 says

I know what I am talking about.

Sure Gary, keep telling yourself that.

bgamall4 says

You are listening to crazy people, Strategist

Yep, he's listening to you for one.

Reality says

Of course, morons like you advocated government running rough shods over consumer voluntary choice . . . insisted that GM had to be kept alive at consumer/taxpayer expense.

I missed the part where government made people buy gm products at gunpoint. Got any video's on that? Last time I checked you could buy whatever car you wanted.

Think the Cold War is getting reinvigorated.

http://neuro.bstu.by/ai/To-dom/My_research/Paper-gva/paper2.pdf

Strategist says

Florida? You don't have to shovel snow in March, your wife can have her pool year round, and you can take off on your boat with a girl friend.

South Florida is a ghetto interspersed with old folks homes and seasonal thieves from New York.

APOCALYPSEFUCKisShostikovitch says

Ceffer says

I like to think of them as bankster dick suckling pacifiers. I would hate to think what a truly horny bankster is capable of.

It's impossible to even imagine, given how twisted and inhuman their erotic responses are.

A horny bankster could never be so satiated by anything so much as foreclosing on a starving widow and her children and watching them freeze to death in the dark, and jerking off on their blue, dead bodies and warming his hands by torching their foreclosed home.

These are the moments, banksters tell me, that makes their miserables lives worthwhile.

That should be made into a screenplay! I suggest part of the soundtrack will be Schubert's death and the maiden and the dance of the demon fiddler will be enacted by a naked banksta playing the violin while performing twisted necrophilic acts - that should win the academy over instantaneously! Movie title: "a day in the live of a banksta".

one day it will go into the following year

smaulgld says

one day it will go into the following year

If they had to balance the damn budget it would go into next year, every year.

jazz music says

EVERYBODY vote in new representatives until they DO SOMETHING that DIRECTLY resembles your version of the ELECTORATE'S interests. (that's you)

... Free of complicated irony and without long theory as to why doing whatever they do would ever benefit the electorate.

Wrong country.

How is this managed? I don't understand how this is allowed?

Wall Street & Chinese Prospective Buyer Checklist:

1. Is it a house or condo?
2. Go to bank, withdraw cashier's check for 150% of asking price.
3. Deliver check to seller.
4. Repeat for next property

Mortgages tank? No problem. We have a replacement for it - CASH.

Houses have always been bought for cash, except now the banks have cut out the middle-man.

WOW! The UNtrustworthy are certainly in control of what information is apparent to the people!

Say hey! This was in the Wall Street Journal on March 30, 1999. Note "... how much it will buy."

Holy cow/interesting/compelling ...!

And where is it up to date??? Right here ... see the first chart shown in this thread.
Recent Dow day is Monday, April 7, 2014 __ Level is 103.4

WOW! It is hideous that this is hidden! Is there any such "Homes, Inflation Adjusted"? Yes! This was in the New York Times on August 27, 2006:

And up to date (by me) is here:
http://patrick.net/?p=1219038&c=999083#comment-999083

WOW! The UNtrustworthy are certainly in control of what information is apparent to the people!

And "ThePublic Be Suckered"
http://patrick.net/?p=1230886