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Peter,
Didn't you read Uncle Al's book. (don't hate me folks, but yeah, I did) One recurring theme that jumped out at me was how he is so hung up on property ownership as a cure for so many economic ills. It adds stability, wealth, pride, he says. What he didn't say was: Lets get a bunch of idiots into houses that they cannot afford, let them HELOC the daylights out of them because they'll spend every dime and hold off the recession until I'm outta' here.
Was it deliberate? Gee, I gotta ponder that one. :)
I still have a big stack of books to read... I do not like Uncle Al. (Believe it or not, I admire Oprah though!)
Ownership is not a well-defined word. (Renters own the use of their apartments for a specified period of time.)
To me, rent vs own is merely a matter of financing arrangement.
The best way to improve social stability is to encourage enterprising behaviors and to incentivize production. This can only be achieved with minimal taxation and minimal welfare.
He ties it into Governmentally protected private property rights in terms of increasing the overall wealth of a nation by allowing private parties to own land or homes or whatever. If it has value and they own it, they can borrow against it and spend. It's too cowinkydinky.
If it has value and they own it, they can borrow against it and spend.
Then this is all borrowing and leverage, not ownership.
...the federal government has placed a moratorium on new solar projects on public land...
Why should these projects be carried out on public land in the first place?
Are they public projects? If they are public projects, why not. And by public projects, I mean a public utility.
It's not like they are in Yosemite Valley or something. Oh no! we're casting shade on lizzard poop.
The government should NOT finance solar power. However, in AZ, solar power can be attractive enough for private ventures.
It's a shame we didn't have this conversation six years ago. We each could have bought a thousand houses @ no money down, MEWed the crap out of them, built a solar power plant, let the houses go and made a fortune selling electricity and charging the electric cars of the future. Gosh, why didn't we think of this sooner? :)
Intuit to layoff 575
How many in the Bay Area, though?
Doesn't sound like many, one rumour I heard was outsourcing QuickBooks tech support rep to India or philippines.
Peter P Says:
June 27th, 2008 at 9:24 am
The privatized medical insurance in the US is not working well because it is not privatized enough.
Emergency rooms needs to charge entrance fees to people with non-critical conditions.
Socialized medicine for special interest groups (e.g. Medicare) must be severely curtailed.
Employers should be encouraged to provide high-deductible plans together with health saving plans.
In short, people should take responsibility of their bodies. If they do not, no one else should care.
Sean, perhaps a resource-rich country like yours can thrive without private gun ownership. Perhaps the USA can do the same. Perhaps not. I do not know.
The only issue here is that the right to bear arms is a constitutional right.
well, that's all just wrong, to be succinct. Nobody much in Oz sees the mineral wealth, as 70% of mining interests are offshore-owned. But the cost per capita of any country, including say Finland, running single-payer medicine = 'socia1ised medicine' is about half of the US system. I forgot to add that the US system has been ranked 38th in the world by WHO for quality of care, with 'denial of access to care for those who need it a prominent feature'. Let's face it, it benefits insurers to attempt to deny payouts for conditions wherever possible -- here, the govt just decides what it will pay for and it's on the house without any questions... saves a lot of admin overhead as well, so it's more efficient...
The 2nd Amendment was written over 200 years ago under very different social, technological and political circumstances. I doubt whether the people in Massachusetts who insisted on the right to bear arms amendment would see it that way looking at today's society. There is still a very big question about the clause insisting it is for the purpose of 'raising a militia' which had been somewhat successful against the British. Remember the British tried to regain the American colonia possession in 1812 in the next American-British war also, and got as far as burning down the (then wooden) Capitol building in Washington DC.
The US is a large, near continental-sized mass with lots of resources. Australia has some resources, but is mostly desert, with extremely limited arable land. However, there are dozens of other first world countries occupying extremely small spaces with much larger populations and limited natural resources who have no need for extensive personal gun ownership either, and their notion of a 'civilised rule of law' would prevent them from ever entertaining it.
Just my 2c
Something amusing on solar from crikey.com (www.crikey.com.au):
Powering Sydney with the sun? Not if the pols can help it
Alex Mitchell writes:
Here's a case study in the short-sightedness of politicians in establishing sustainable energy options and leaving behind the reliance on the finite, dwindling and increasingly expensive sources of coal and oil.
In 2006, City of Sydney councillor Chris Harris of the NSW Greens held talks with sustainability expert Michael Mobbs and Sydney University's Professor David Mills to discuss opportunities of solar thermal power for Sydney.
Mills explained how the solar thermal technology used in his prototype project at the Liddell power plant in the Hunter Valley was progressing. He predicted that the results were so impressive that if the project was expanded, then Sydney could be partly powered by solar thermal power down the grid within three years.
Avenues of major investment in the technology were readily at hand: adequate land was available at either Moree or Bourke in the state's north-east where more than adequate sun power is available; Moree sat on an electricity hub; and there was spare capacity on the electricity grid so that the solar thermal energy could run down the line to Sydney.
The Greens released a plan and produced a brochure on the proposal before the state election in March 2007.
What happened? The Iemma Government won the state election, ignored the technology on offer and Professor Mills received no encouragement from Labor ministers. So he pulled up stakes and went to California where he built the world’s largest solar thermal power station with the blessing of Republican Governor Arnold Schwarzenegger. Australian technology was lost.
Now let's cut to 2008. Iemma sends his Environment and Climate Change Minister Verity Firth on a taxpayer funded junket to Las Vegas to view and learn about Mills' solar thermal technology, even though she could have seen it in her own backyard at Liddell.
As Harris lamented: "All Ms Firth had to do was take an 80-minute drive where she could have inspected the demonstration which is producing steam to drive turbines using free energy from the sun."
Back from Las Vegas, Ms Firth is trilling about the solar thermal technology and trying to hide the inconvenient truth that NSW let its technology go offshore, jobs were given away and an opportunity to be a world leader in this field has gone.
Meanwhile, the environment and climate change minister is showing Cabinet solidarity by supporting the advanced plans to open more coal and gas-fired power stations and maintain the myth of "clean coal".
The 2nd Amendment was written over 200 years ago under very different social, technological and political circumstances. I doubt whether the people in Massachusetts who insisted on the right to bear arms amendment would see it that way looking at today’s society.
And of course if people don't like the 2nd Amd, they are free to repeal it IF they get the necessary votes together. Amendments to the US Constitution require a 2/3 majority in both House and Senate, followed by ratification of 3/4 of the several state legislatures.
Most Americans (outside of liberal areas) do think that individuals should have the right to bear arm. The amendment is safe for now.
Guns are not the problem. People are. Banning guns is no better than banning humans.
‘denial of access to care for those who need it a prominent feature’
Do you think you can get a loan from a bank if you need one?
Need and access ought NOT be connected.
Humanity was doomed the moment we rejected evolution.
Actually banning humans isn't a bad idea.....
It would only take 13 "holdout" states to block a repeal of the 2nd Amd.
I wonder who those would be? :?
Alaska
Idaho
Nevada
Utah
Arizona
New Mexico
Wyoming
Montana
Texas
Arkansas
Virginia
South Carolina
New Hampshire
Actually banning humans isn’t a bad idea…..
I agree. Unchecked population growth is the environmental disaster.
Peter P Says:
June 28th, 2008 at 9:31 am
‘denial of access to care for those who need it a prominent feature’
Do you think you can get a loan from a bank if you need one?
Need and access ought NOT be connected.
Humanity was doomed the moment we rejected evolution.
There is less denial of access to housing, regardless of whether you can get a loan. Hence emergency accom, affordable housing schemes, public housing, and so on. Certain things are thought of as universal rights of citizenship. It is perhaps unfortunate that Americans think universal access to guns is far more important than universal access to healthcare.
Let's see what Hillary has to say when she gets the healthcare reform project again in November.
Peter P Says:
Actually banning humans isn’t a bad idea…..
I agree
There is nobody left to offend, troll.
If you take guns, they use spears and bats.
take away spears and bats, they use knives and brass knuckles.
All those things are illegal to carry on your person here. Many of them are also illegal to carry around in the US.
One piece of advice is not to walk down dark alleys in gang areas. For those countries that have gang areas. Also, with a decent welfare state, you will have fewer 'bad guys' driven to acts of economic desperation in general.
I don't believe the aim of bearing arms in the 2nd amendment was to protect people against internal threats, I thought it was to 'raise a militia' under 18th century conditions in a frontier society. Further, it is quite difficult to get a Concealed Carry license, most people keep their guns at home, where they are mostly used by children, in accidental discharges, and for suicides.
That reminds me of a disturbing view of the US by a writer called Bob Ellis:
...one quarter of it Third World, one half of it stressed and barely coping, divorced, face-lifted, working a second job to pay the alimony, one quarter of it millionairist or billionairist, smug and power-crazed and swindling anyone it can.
House price carcinoma
Bob Ellis has had a long and close involvement with politics, covering as a journalist twenty-four campaigns in Australia, the UK and the USA, and writing speeches or slogans for Kim Beazley, Bob Carr, Mike Rann and others.
Something on Li-ion battery technology:
Nanowire battery can hold 10 times the charge of existing lithium-ion battery
Also, with a decent welfare state, you will have fewer ‘bad guys’ driven to acts of economic desperation in general.
People in "economic desperation" have no rights to commit crime. We the people should not have to pay them protection fees just to be safe from their misbehaviors.
Further, it is quite difficult to get a Concealed Carry license, most people keep their guns at home, where they are mostly used by children, in accidental discharges, and for suicides.
Children can also drown themselves in their parents' HELOC-financed pools, while their parents are drowning in HELOC-financed debt.
Those who think outlawing guns will make illegal guns disappear should be reminded that crimes were outlawed long ago.... and they are still around.
Peter P Says:
June 28th, 2008 at 4:52 pm
People in “economic desperation†have no rights to commit crime. We the people should not have to pay them protection fees just to be safe from their misbehaviors.
Yes, but they will. And you have made it abundantly easy for them to obtain arms to do it with. You are paying a very dangerous 'protection fee' by having to purchase your own arms, with its training and registration costs, and the outcome will very likely be death for someone if ever used. And the death could be the user's. Perhaps welfare costs are a more humane alternative.
Besides which, the argument is irrelevant in terms of defending a supposed 'constitutional right', as the context of the 2nd amendment is clearly around being able to raise an organised militia to add to a standing army.
Children can also drown themselves in their parents’ HELOC-financed pools, while their parents drown in HELOC-financed debt.
yes, so let's keep piling on the risk -- if we have 1 risky situation at home, then it will be just as safe as if we create 100.
Oh, and I forgot crimes of passion and unstable persons. And shopping mall and school and college massacres.
Yes, but they will.
So it is necessary for the rest of us to defend ourselves from these people.
Welfare costs may look affordable by themselves but welfare itself disincentivizes production. Welfare is the cancer of the economy.
Oh, and I forgot crimes of passion and unstable persons.
Such "passionate" people are highly motivated. See OO's example in Japan. Unstable persons should have been isolated from the society in the first place.
How many mall shootings could have been prevented or stopped if more people carry legal concealed weapons?
as the context of the 2nd amendment is clearly around being able to raise an organised militia to add to a standing army
It is clearly around individual rights. But sometimes reality is so clear that nobody sees a thing.
Imagine being in room with 10000 light bulbs. ;)
already done it on another forum a while ago, but I'll dig out the stats again.
already done it on another forum a while ago, but I'll dig out the stats again.
NEJM -- Protection or peril? An analysis of firearm-related deaths in the home
AL Kellermann and DT Reay
Abstract
To study the epidemiology of deaths involving firearms kept in the home, we reviewed all the gunshot deaths that occurred in King County, Washington (population 1,270,000), from 1978 through 1983. The medical examiner's case files were supplemented by police records or interviews with investigating officers or both, to obtain specific information about the circumstances, the scene of the incident, the type of firearm involved, and the relationship of the suspect to the victim. A total of 743 firearm-related deaths occurred during this six-year period, 398 of which (54 percent) occurred in the residence where the firearm was kept. Only 2 of these 398 deaths (0.5 percent) involved an intruder shot during attempted entry. Seven persons (1.8 percent) were killed in self-defense. For every case of self-protection homicide involving a firearm kept in the home, there were 1.3 accidental deaths, 4.6 criminal homicides, and 37 suicides involving firearms. Hand-guns were used in 70.5 percent of these deaths. The advisability of keeping firearms in the home for protection must be questioned.
-----
Dr. Arthur L. Kellermann, M.D., M.P.H., F.A.C.E.P. (born 1955) is professor and founding chairman of the department of Emergency Medicine at Emory University in Atlanta, Georgia, USA, and founding director of the Center for Injury Control at Rollins School of Public Health, a collaborating center for injury and violence prevention of the World Health Organization. His publications include more than 180 peer-reviewed papers, monographs and book chapters on various aspects of emergency cardiac care, health services research, injury prevention and the role of emergency departments in the provision of health care to the poor.
Kellermann co-chaired the Committee on the Consequences of Uninsurance of the Institute of Medicine of the United States National Academies, of which he is an elected member. Kellermann holds career achievement awards for excellence in science from the Society for Academic Emergency Medicine, and the Injury Control and Emergency Health Services Section of the American Public Health Association. As a 2006-2007 Robert Wood Johnson Foundation Health Policy Fellow, he joined the Professional Staff of the United States House Committee on Oversight and Government Reform in Washington, D.C. In 2007 he was awarded his profession's highest leadership and career achievement award by the American College of Emergency Physicians.
Kellermann is well known for his research on the epidemiology of firearm related injuries and deaths, published over two decades in 50 peer-reviewed publications. In a 1995 interview, Kellermann saw firearm and other injuries not as random, unavoidable acts but as preventable public health priorities: "I grew up around guns. My dad taught me how to shoot when I was eleven or twelve years old. Firearms are fascinating pieces of equipment. I enjoy the sport of shooting, although I rarely shoot anymore. However, as a clinician, as someone who is committed to emergency medicine, it is equally evident to me that firearm violence is wreaking havoc on public health."
NEJM -- Handgun regulations, crime, assaults, and homicide. A tale of two cities
JH Sloan, AL Kellermann, DT Reay, JA Ferris, T Koepsell, FP Rivara, C Rice, L Gray, and J LoGerfo
Abstract
To investigate the associations among handgun regulations, assault and other crimes, and homicide, we studied robberies, burglaries, assaults, and homicides in Seattle, Washington, and Vancouver, British Columbia, from 1980 through 1986. Although similar to Seattle in many ways, Vancouver has adopted a more restrictive approach to the regulation of handguns. During the study period, both cities had similar rates of burglary and robbery. In Seattle, the annual rate of assault was modestly higher than that in Vancouver (simple assault: relative risk, 1.18; 95 percent confidence interval, 1.15 to 1.20; aggravated assault: relative risk, 1.16; 95 percent confidence interval, 1.12 to 1.19). However, the rate of assaults involving firearms was seven times higher in Seattle than in Vancouver. Despite similar overall rates of criminal activity and assault, the relative risk of death from homicide, adjusted for age and sex, was significantly higher in Seattle than in Vancouver (relative risk, 1.63; 95 percent confidence interval, 1.28 to 2.08). Virtually all of this excess risk was explained by a 4.8-fold higher risk of being murdered with a handgun in Seattle as compared with Vancouver. Rates of homicide by means other than guns were not substantially different in the two study communities. We conclude that restricting access to handguns may reduce the rate of homicide in a community.
I have worked (however briefly) in a "desperate" area or two. Gang violence at night. Family problems and mental problems by day. And from what I have seen, the welfare and the well-intentioned social workers do not help much. Maybe they help a little. With the young ones.
That said, it does not seem right to just throw the desperate people away for the sake of economic expedience. Those without athletic or academic or other gifts do seem to find themselves with few good choices with regard to job, safety, nutrition. Some areas don't have grocery stores, just corner stores, and nutrition absolutely has an impact on mental and emotional state.
Welfare, no, that is not a choice. It does not lead anywhere. But all of us would be better off if those folks suffering from a severe lack of good choices could be offered just a few good options.
Note these only refer to 'successful' homicides and suicides -- survivable woundings and maimings, sometimes creating lifelong disability, comprise a much larger group.
I now think airline deregulation was a failure. Smaller and mid size markets are losing service. The industry in total is losing over 6B per year.
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Thanks Phil,
I've heard that as well, but it's hard to believe, since it would be so unfair that banks pay no taxes while everyone else has to.
The idea of using property tax to keep things fair (and eliminating income tax and sales tax entirely) is an old one, but not yet tried anywhere. Henry George proposed it more than 100 years ago:
http://en.wikipedia.org/wiki/Georgism
I'll make a post out of this.
Patrick
#housing