patrick.net

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Nomograph says

In order to play his little game,

So this is not Ad Hominem. How can you the master of Ad Hominem have the gaul to accuse anyone of the same? You know it is your nature. You get off on it. I just send it back at you in self defense and lest you get too big on yourself (which by the way is a futile effort).

Nomograph says

nvent fictitious enemies to have pretend Internet battles with.

You think this is a battle? I thought it was a conversation. A conversation per chance with a rational individual like myself trying to talk with someone who just wants to play games (nomograss).

Nomograph says

AdHominem, who chose his name very appropriately

To defend against personal attacks by NOMo primarily with a few others mixed in for good measure.Nomograph says

You can’t please everyone, whether the situation is municipal, county, state, or federal.

But the larger the government the more lucrative it becomes for corporations to lobby and control said government.

But all of this talk about what type of government is best is mute if we don’t have people who are willing to stand up for what is right, not sell out to corporate interests or act out of personal gain while under the guise of “public servant.” If we don’t have statesman we can’t have a viable state.

Case in point, not a person here has stood up for the patriot act. We all know it is a load of crap and needs to stop. But no one here seems to be willing to lift a pinky to do anything about it, let alone all the politicians out there who “represent” us.

Nomograss says

AdHominem says

.

Without question, that is the most intelligent thing you have said yet.

wish I could say the same for you.

Nomograss says

"invent fictitious enemies to have pretend Internet battles with."

You think this is a battle? I thought it was a conversation. A conversation per chance with a rational individual like myself trying to talk with someone who just wants to play games (nomograss).

Case in point, you are just playing games NOmO. As usual. I know it is harder than having a real discussion. I know you agree with me on 99% of things as you listed above, earlier on this thread. But it is actually you who must reduce this to Ad Hominem because you would rather talk about that than ideas and what we do agree on. Which again is 99% of most things as you astutely recognize.

AdHominem says

Nomograph says

"the truth is that unregulated free markets lead to extreme wealth concentration and eventually a feudal system of lords and serfs followed by violent wealth redistribution via revolution or war. "

NOMO, I agree that we do need a measure of regulation in free markets. (By the way I never said “unregulated free markets equal freedom” though this is a true statement. Remember freedom has consequences). There need to be rules in order for a free market to run efficiently. For example, it needs to be illegal to use a scale that is not accurate with penalties for this type of fraud. There needs to be a mechanism for contract enforcement, with penalties for breach of contract. These regulations actually protect the free market.

However, I would counter your statement that unregulated free markets lead to extreme wealth concentration and eventually a feudal system of serfs and lords followed by revolution with the fact that every government and societal system has gone through collapse, revolution or hostile takeover (except maybe for a few remote tribes in Africa, the Middle East or the Amazon). Every system is eventually replaced with another. The new leaders take control, concentrate wealth and power in a few privileged elites and rule until they either collapse or are overthrown. So it is not that free markets fail, it is that EVERYTHING fails.

In other words arguing that “unregulated” free markets fail and therefore they are bad is like arguing that everyone who eats meat dies therefore eating meat is bad.

It does not follow just because a system fails that it is bad. For example, the Native Americans were overtaken by Europeans. Does that mean they are bad? The remote tribes in Afganistan have never been conquered. Does that mean they are good? Not necessarily. USSR failed, so is it bad? Ancient Israel failed, is it bad? Ancient Egypt failed, is it bad? Rome failed so is it bad? A better question to ask is WHY do certain systems fail? I think you would be hard pressed to prove that it was lack of government regulation that is causing our system to fail, when our government is larger today than it ever was. No the problems is not lack of regulation rather the fact that it is essentially controlled by the corporate lobbyists and therefore any regulation we have (and there is a lot of it) exists WITH CORPORATE APPROVAL.

My point being that it doesn’t matter how much regulation you have when the people who need to BE regulated are MAKING the regulations.

And that my friends is why government must be small enough that corporations cannot use IT to THEIR advantage. This is what they are doing, and with every expansion of government the corporate lobbyists/elites power grows with it. That is why American Patriots fought the Revolution, to establish a government that would be DIFFERENT than the British Empire. The United States today is more like the British Empire it fought for independence from, than it is like the original American union of independent states.

Wow Nomo. You astutely say alot.

AdHominem says

But the larger the government the more lucrative it becomes for corporations to lobby and control said government.

Exactly--and if you give more power (and more money) to local, municipal and state governments, doesn't it follow that they will become even more corrupt?

SF ace says

“Doctors choose their profession because that’s what they want to do and certainly aren’t forced to do so, but the idea that an MD will be wealthy is a misperception. When you reduce his pay to an hourly rate, you’ll find that the educator that makes $60k a year makes more. ”
Wow, did I just hear that!
First, I doubt that a new MD pratitioner would start a private practice right off the bat in light of Hospitals, HMO’s private practice partnership. But for the sake of your concern, let’s say it is and I’ll just have my pediatricians to go by and see where’s the financial reward in going private. He runs a practice with at least four other MD’s (as can be seen since all the names are listed on the door), well my doctor (non-baby type so malpractice is less than 100K) probably books an appointment every 15 mins or about 30 appointments a day. Guess what, notwithstanding immune shots or special situations, the insurance bill is $185. You do that 30 time a day and (30*185) = 5,550 in fees a day and about 20 days average is 122,100 a month, four full time doctor and revenues are up to 488K a month
All that costs are leveraged with other doctors, say you have to hire 10 assistants, receptionist, billers to assist the doc and handle the paperwork and mailing @ 2,500 a month, the monthly expense is
Salary 10% 4000 = 40,000 a month

Rent = 10,000

Insurance = 50,000

Medical equipment/lease = 50,000

Other expense/overhead = 50,000
expenses 200K

revenue 488K

Equity per month 228K a month

4 partners 57,000 a month per partner or 684K equity per year per partner.
now, there are a lot of assumptions about revenues and expenses, but doctors who run their practice expertly know how to maxamize their time into $600-$800 of billable work and should easily be making $200-$300 an hour running their own practice. Afterall, this is ultimately the reason why people choose to go private over doing salary work anyway.

As someone who used to do medical office management software and medical office management consulting work I can tell you your expense numbers are way, way off to the low side. If you can hire medical coders for 2500 a month then you have found the key to great personal wealth. Open a coding business today, don't hesitate. On the revenue side, as several people have pointed out, the insurance billed amount is a meaningless number. It's just part of the game of negotiating with carriers. What is paid is always a lot less.

Doctors make damn good money, but they more than earn it. It's more than fair compensation for 12-17 years of training, including 4-8 years of residency at 100+ per hours per week, racking up student loans for 8 years, giving up 8-12 years of retirement contributions while going to medical school and residency, being on call constantly, being called into the hospital at 2 am for 4 hours then going to the office all day, making life or death decisions frequently with poor or incomplete information knowing an error or even bad luck will land them in court with a gaggle of lawyers second guessing them.

Sure there are doc's out there making 500-600k. They are the guys who went to the brutal 6-7 year residencies, followed by 2-3 years of fellowship, followed by years of developing their skills and reputations. The vast majority of doctors, the bread and butter GP's and Ped's and OB people, are making in the 100's to low 200's. Like the man said ass, gas, or grass no one rides free. You want to give up another 4-6 years of your career you can earn a lot more.

I do think the docs who own medical related business and refer to their own business are in a very serious conflict of interest situation that is probably unethical. The highest cost of medical care is in area's where a lot of these arrangements proliferate. South Texas comes to mind. The lowest cost of care is were the doc's are employed by the hospital and the hospital manages costs carefully. Read up on the Mayo or Cleveland clinic sometime. The obvious question is why health care reform isn't based on these working models.

Medical school applications are way down. If it's such easy money for an easy life then apply. Otherwise don't complain. Talk is cheap.

Why do you want to talk about Germany? Do you want to live in Germany?

Germany is a parallel trial of government policy. We can analyze what they're doing right and wrong and synthesize policy changes for our own, differing, national socioeconomic experience.

All things being equal this might be an interesting avenue for comparison. However all things are not equal. For example how can you compare a country who spends a massive portion of GDP on war and military occupation to one that spends only a tiny fraction on military? How can you compare the country where most medical advancements are made to anyone else who is riding on our coatails? How can you compare the country with the largest GDP to one with a GDP a quarter of the US? What gave US the largest GDP, perhaps lack of socialized medicine for one? How much higher would Germany's GDP be if it had lower taxes/socialism?

I find your comparison of apples and oranges to be a distraction at best. Arguing that Germany can afford their welfare state (at least for now) so we should expand ours too is asinine.

And lets not forget that Germany is a competing country. It has different form of government, offering an alternative to ours. Why would we want to copy them? There is already one Germany do we need another? People who like it should try living there. Is that what made America great, copying Europe?

AdHominem says

How can you compare the country where most medical advancements are made to anyone else who is riding on our coatails?

The coattail argument is rather bogus. Big Pharma spends 3X feeding the fat compared to R&D. Read any income statement, let's take GSK:

Topline $28B
COGS $7B
SG&A $9B
R&D $4B
Tax $2B
Shareholder profit $5.7B

Germany isn't riding on our coattails wrt drugs. We're just getting screwed sixways from Sunday.

Is that what made America great, copying Europe?

Pretty much, yes. We were burning witches and busy clearing forests while Europe had its Enlightenment. Adam Smith, Thomas Paine, and the pre-Revolutionary French milieu all had their impact on the social development of the colonies and nascent US.

It was the British Industrial Revolution we copied and accepted lock, stock, and barrel, and then built from there.

Then when things got wacky in the Gilded Age it was the Bismarckian social reforms and the British Liberal movement that inspired the Progressive era reforms of the early 20th century.

If you want to look to systems we can learn from, you've got to look at Europe state socialism, since going the otherway just results in the economic destruction of oligarchy and kleptocracy of the third world.

Middle classes can only exist where the state reigns in the predations of the upper class and provides ladders for the lower classes.

AdHominem says

And which German created drugs are on the top 100? Any in the top 200? Hmmn, their socialized medicine and overly regulated economy doesn’t exactly attract the top investors and bring the most innovation does it?

Perhaps you've heard of Bayer, or Merck, if not Boehringer Ingelheim. What do you mean by top 100? Over the counter volume? Prescription volume? Quality? New drugs?

?????

Bayer is #3 ranked worldwide.

Germany is well-respected for their engineering skills as well, some people I know prefer German products over Japanese, particularly for cars.

Oh wait I forgot USA USA USA!

AdHominem says

Are you talking about our great Federal Reserve bank and the host of welfare programs that are set to go bankrupt?

Nothing a few tax raises back to Clintonian if not Nixonian levels can't fix.

Yes, socialism excels at bringing out the best in these things. It must have been socialized medicine that enabled the Industrial Revolution right?

Your railing against teh socialism is rather content-free and on the order of paranoia or something. The UK and Germany both partially socialized their economies prior to WW I -- in response to even more radical big-S Socialists who really wanted to bring private enterprise under the heel of the State.

There are two kinds of socialism. The shitty kind like under Pol Pot and the kind that Eisenhower/Nixon-era Republicans would recognize and not necessarily oppose. The French, Germans, and the rest of the Eurosocialists operate towards the latter end of the spectrum.

Are you trying to tell me what to do? I thought this was a free country. Do you want to give me any other orders captain?

No, you're free to remain your special snowflake self. Don't ever change.

How about we look at USA pre 1913. Yes that is right Pre-Fed. It was a good time.

No it wasn't. The emergent industrial economy of the late 19th century was a continual series of monetary and economic boom/bust cycles.

Life sucked for tens of millions of Americans, and it was only thanks to the Homestead Act and the millions of productive land available for the taking that the economy grew and prospered as it did.

The problem was a great imbalance between labor and capital, what the railroad gaveth the railroad barons took away.

William Jennings Bryan was the teabagger of his day. He got pretty far until coopted by the Democratic establishment under Wilson.

But if by ladders you mean free medicine, housing, and all the other necessities of life, you should live in the mobile home park I grew up in full of families just living off your dime.

Not free, just government-run insurance and financial aid such that everyone has the resources to become and remain a productive member of society. We're an immensely productive people but anyone with a passing understanding of history realizes that free market fundamentalism is suboptimal compared to the mixed economy the US established and grew under ca. 1940-1980.

The economy ran off the rails somewhat in the 1970s thanks to Vietnam, going off the unsustainable foreign gold standard, necessity to weaken the dollar and the associated oil shocks, granted.

Vincente, don't get me wrong, the Germans can make a good product. Hey, if it wasn't for us they probably would have taken over the world. Of course we are the fourth Reich dressed up in the guise of bringing democracy to the world.

And in many ways America is not just the New England it is the New Bavaria as well (english edged out german when we voted on a national language). Politics aside of course.

Well, we agree on most things Troy, so I guess the biggest difference is that I never called you a snowflake.

Troy says

government-run insurance and financial aid such that everyone has the resources to become and remain a productive member of society.

or a freeloader

AdHominem says

And can I opt out?

Well because it's YOU.... not only no but HELL NO!

Anyone else feel like they're changing diapers here?

Nomo, you always make me laugh.

Vicente says

AdHominem says

And can I opt out?

Well because it’s YOU…. not only no but HELL NO!

Ah yes, dictatorship! Hail Vincente! King of .....

AdHominem says

Ah yes, dictatorship! Hail Vincente! King of …..

I was making a feeble attempt at Ad Hominem. Now I'm a sad panda you didn't like it.

Vincente, to properly use Ad Hominem you need to actually attack the credibility of the witness, usually because you do not want to acknowledge that you are standing on thin ice with your own warped views. Ellie and Nomo are good at it. It is their bread and butter. In fact it is just about all Ellie is good at and Nomo does it just for fun, though as he mentioned earlier we agree on 99% of things so he does it just for fun too. My response of Ad Hominem is therefore reserved for those who envoke it first.

But thanks for playing it makes you feel cool to be part of the gang puttin' down the guy who is different doesn't it?

Oh, my gawd! I knew it! You think I'm COOL!

WTF is "envoke?"

http://www.glennbeck.com/content/articles/article/198/36618/

I don't usually like Krugman, but he had a good take on GOP bait-n-switch tactics.

The conservative answer, which evolved in the late 1970s, would be dubbed “starving the beast” during the Reagan years. The idea — propounded by many members of the conservative intelligentsia, from Alan Greenspan to Irving Kristol — was basically that sympathetic politicians should engage in a game of bait and switch. Rather than proposing unpopular spending cuts, Republicans would push through popular tax cuts, with the deliberate intention of worsening the government’s fiscal position. Spending cuts could then be sold as a necessity rather than a choice, the only way to eliminate an unsustainable budget deficit.

So, lacking the political directness to tackle the SPENDING problem head-on, this misdirection has benefitted them NOW. They probably delude themselves they will be the recognized adults in the room after the crackup-boom. Most historical currency and deficit crisis though, just advance the whackiest elements not the ones who thought they'd be in position to profit.

The Bankruptcy Boys

Adhominem says: "I NEVER said raising minimum wage causes layoffs. It does however cause unemployment by reducing the amount of employees that a business will HIRE. Lower the minimum wage and I guarantee more people will have jobs."

The minimum wage has more or less been undermined by inflation to the point where few employers would bother offering jobs for less. At least to legal workers. Which makes small businesses that engage in such practices little different than chemical companies that cut back on costs by dumping asbestos and PCB"s into the river. Hey! You're saving 10 cents a can on bug spray! Quit whining!

In the beginning of change, like now, true patriots are ridiculed, hated and scorned. Career politicians and their supporters claim that criticism of government policies are dangerous to the country and label critics as subversives...even "terrorists".

Rebels, traitors and enemies of the state were terms used to describe American patriots by King George III.

It's funny Honest Abe is your nickname. After all your namesake put down a secession/rebellion by people that considered themselves "patriots" and that Washington DC was no longer their legitimate government. Lincoln seemed pretty liberal/progressive, which makes it more incongruous.

Let me repeat, in the beginning of change, TRUE PATRIOTS are ridiculed, hated and scorned. Which is what's happening now.

Honest Abe says

Career politicians and their supporters claim that criticism of government policies are dangerous to the country and label critics as subversives…even “terrorists”.

Really? What poiticians have claimed that? Or labeled critics as "terrorists"?

OK, for one, how about the "leaked" document that was all over the Internet last summer from the Dept of Homeland Security (?) that warned the police to be suspicious of anyone with a Ron Paul bumper sticker. It further stated those individuals may be 'TERRIORISTS'.

By the way, which radio and TV "personalities" today are ridiculed, hated and scorned?

Abe--

Is that the best you've got? A report saying that people with Ron Paul bumper stickers MAY be part of the radical right? That's a far cry from a politician calling people who disagree with their policies "terrorists".

You're really playing loose with the truth on this one...

You lazy, liberal, progressive, pompous commies make me laugh. Read it yourself:
http://www.reddit.com/r/politics/comments/86api/document_state_of_missouri_report_on_modern/

Honest Abe says

You lazy, liberal, progressive, pompous commies

hey man I'm not a communist.

The commie rats, of both parties, that have been in the White House and Congress, with the help of The Fed, continues to deficit spend us into bankruptcy.

They have built a rotten financial structure, made out of a house of cards, erected on a bed of sand, built over a fault line, in a known financial hurricane zone, on borrowed money, at huge degrees of leverage.

As our worthless, paper, fiat currency continues to collapse, everything will continue to increase in price due to horrible inflation caused by governments shameless expansion in the money supply.

Why do we "respect" and actually pay these people ?????????? Anyone ?

^ very nice. My general perspective on the Great Recession was that inflationary expansion was better than a deflationary collapse with mass unemployment, but we're still in the latter mode apparently.

Given that only 25% of this country can find their ass with a flashlight, should present conditions obtain in November there will be a major reversal in Congress, a la 1994.

I'm thinking of votiing Republican just out of self-preservation instinct. Let's get this over with.

^ The yuan is still at 7 now but since their minimum wage is 65c it clearly should be at parity or even 1:2.

I lack the brain to fully tease out the impact of this change.

Our foreign-held debt really isn't that bad I don't think:

http://www.ustreas.gov/tic/mfh.txt

grew 20% last year, that's not good.

Japan's economy is a fiscal mess yet they each own $6000 in t-bills. And their population is declining now so this will only get better : )

The trade imbalance with China fell a bit to $220B in 2009 but they only rolled over their treasuries, putting most of the cash in strategic investment funds I guess.

OPEC of course were the big winners in 2008 and I think a chunk of that windfall eventually ended up in the UK, which now has $300B in our bonds on their books.

Everybody's economy is f---ed to the degree capital gets tied up in its real estate sector. This only became obvious to me in late 2003, alas, but it's as plain as day to me now.

Every country's econony is messed up because every county uses its own worthless fiat currency. No country can have a sound economy until they have sound currency. fiat currency has been tried countless times thruout history and the result is always the same, without fail...the currency collapses. Can someone please name a fiat currency that has historically held its value? There are none.

Next, acting financially irresponsibly can never be a solution. Spending more than is available is a disaster, never a solution. Then one must borrow to cope. That creates additional problems, such as interest on the borrowed money which compounds the problem.

Our country borrows from the Chinese because our leaders are financially irresponsible, promise too much and spend too much. Its pretty obvious.

Our country has caused itself to be non-competitive by a blizzard of regulations, rules, laws, "codes" and the like. To compound the pain to business throw in abusive unions and crushing preditory lawsuits.
Is it any wonder american companies move offshore???

The bottom line is two wrongs don't make a right. OK, make that three wrongs: (1) Debasing our own currency can never be a solution, (2) Deficit spending due to financial irresponsibility can never be a solution (3) Countless government regulations, abusive unions and preditory lawsuits don't create competitive american companies - it does the opposite. OK, make that four wrongs: (4) Penalizing the american people who buy foreign products to help american businesses remain competitive is no solution either. It just costs the american consumer more, and doesn't make the american business any more competitive what-so-ever.

All the above is what america has been doing, its a reciept for failure, and is causing the pain most everyone is experiencing today.

The following is a quote from"Secrets of the Millionaire Mind" by T. Harv Eckler. It's appropriate and works equally well for individuals, families, businesses...even the U.S. Government..."IF YOU WANT TO GET RICH, FOCUS ON MAKING, KEEPING, AND INVESTING YOUR MONEY. IF YOU WANT TO BE POOR, FOCUS ON SPENDING YOUR MONEY"

No more hocus-pocus smoke and mirrors deficit spending worthless fiat currency leveraged to the moon non-sense. What our country needs is fiscal responsibility, sound currency and COMMON SENSE.
Thank you, and remember to vote EVERYONE out - impeach everybody.