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  justme   ignore (0)   2018 Jun 21, 3:28pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

People who are against free speech criticizing other people who are possibly also against free speech.

Oh, the irony.
  justme   ignore (0)   2018 Jun 22, 11:42am   ↑ like (0)   ↓ dislike (0)   quote   flag        

No percentages listed ...
  justme   ignore (0)   2018 Jun 24, 1:19pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

A question for Tenpoundbass: How do you argue with a person that commits atrocities against the truth, and revels in murder? It is hard to avoid getting personal about it, because it is a personal failure.
  justme   ignore (0)   2018 Jun 24, 1:22pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

The Che-with-a-pistol-pointed-at-women does not appear in a web search. I hereby question the validity of the photo.

The following photo, though, everyone knows is authentic, and shows the police chief of Saigon seconds before murdering a suspected Viet Cong in cold blood. Capitalism is peace!

  justme   ignore (0)   2018 Jun 24, 1:27pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Capitalism leads to peace and democracy, and socialism is inherently murderous. Everyone knows that (channeling AF).

Just ask the millions of dead people of Vietnam and North Korea. Yes, that is sarcasm.
  justme   ignore (0)   2018 Jun 24, 1:34pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Tenpoundbass says
So you have to work for FIVE WEEKS to buy a dozen eggs.

Those damned socialist chickens and their public union! Why do they refuse to work themselves to death!
  justme   ignore (0)   2018 Jun 24, 10:51pm   ↑ like (1)   ↓ dislike (0)   quote   flag        

Tenpoundbass says
The only good commie are dead ones.

It is good to know that your dislike for communists are based on such purely moral considerations. For a moment there I was in doubt about your moral standing.
  justme   ignore (0)   2018 Jun 27, 3:18pm   ↑ like (0)   ↓ dislike (0)   quote   flag        


One of the factors appears to be that people on SSDI disability benefiots are getting regular SSI age-based benefits instead.

>>Of course, other factors have contributed to the decline in disability applications. As aging baby boomers receive Social Security retirement benefits and Medicare, fewer require disability benefits. People in the disability program receive an average of $1,200 a month and get health insurance through Medicare.

Thanks for the link/quote.
  justme   ignore (0)   2018 Jun 27, 3:22pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

>>The Supreme Court dealt labor unions a sharp defeat Wednesday, ruling that teachers, police officers and other public employees cannot be forced to pay dues or fees to support their unions.

When will the Supreme Court finally rule that employers should not have to pay wages? That's what the founding fathers intended. Everybody knows that.
  justme   ignore (0)   2018 Jun 27, 3:24pm   ↑ like (1)   ↓ dislike (1)   quote   flag        

Goran_K says
Public Union debt is going to bankrupt Illinois, and it will eventually catch California.

Better to kill off the cancer before it spreads.

Says the guy that moved to Nevada.
  justme   ignore (0)   2018 Jun 27, 3:38pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

Goran_K says
I like the concept of unions, I hate how they've become a political wing for the Democrats.

The above statement is stunning to me. YOU LIKE unions??? I'm speechless. I'd like to see what a true union hater looks like and how he writes.
  justme   ignore (0)   2018 Jun 27, 3:45pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

RW=right wing

QUOTE: The only way to wrest control of the narrative away from the right is to be uncivil. Protest, but make it ugly. Kick the assholes out of every business and make their lives pure hell. When they cry over it "Womp womp".
  justme   ignore (0)   2018 Jun 28, 12:31pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

One thing that everyone needs to keep in mind about central banks "buying" stocks:

They (CBs) are not really "buying" stocks with "money": They issue reserve account credits in exchange for the stock, and to the CB member bank that is collecting the "payment" for the transaction. These new reserves are backed by the stock that is now on the CB balance sheet.

Now, what are "reserves" exactly?

1. reserves are the currency of interbank payments. Every day, banks settle their net payment flows between themselves by transferring ownership of reserves, under the auspices of the central bank. In fact, this is the most important daily function of central banks.

2. reserves can be exchanged 1:1 for bank notes (printed money in the native currency of that specific central bank). The central bank gives a bank a stack of paper money in exchange for a debit to that bank's reserve account.

3. reserves are backed by whatever assets that a central bank allows to be backing of their reserves. Historically, that used to be gold. Then when the gold standard was broken, it was Government Bonds. Then FRB started accepting mortgage-backed securities, as part of Quantitative Easing. Now some central banks are accepting stocks as backing, which is CRAZY.

So, for example, Swiss Francs (SWF) are now 20% backed by stocks. If those stocks holdings drop in value by 50%, the value of SWF drops by 10% relative to currencies that are not backed by stocks or other impaired assets. If you kept your savings in an SWF-denominated account, you just lost 10% of your savings.
  justme   ignore (0)   2018 Jun 28, 1:13pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Rin says
Here's another way to look at it, if you have a stock which actually generates a real dividend, like 2.5%.

That's the wrong way to look at it. If you make a bank deposit you are NOT signing up for the central bank to play with your money in the stock market. It is as simple as that. Central banks should not be speculators. They should be strictly determined to preserve value. That CBs are not doing that is at the root of our bubble problems.
  justme   ignore (0)   2018 Jul 13, 8:45am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Medical devices kill. Everyone knows that.
  justme   ignore (0)   2018 Jul 13, 8:51am   ↑ like (1)   ↓ dislike (0)   quote   flag        

Everyone on this thread so far have two-syllable monikers. Bunch of socialists, the whole lot of them. Except Aphroman, he is the real deal.
  justme   ignore (0)   2018 Jul 13, 8:53am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Ah, the old "If someone was raping you wife, would you still be against gun control?"

Socialism in Europe caused the defibrillator to be invented in the US. Everyone knows that.
  justme   ignore (0)   2018 Jul 13, 8:56am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Generic drug patents: It's pretty dense for someone to believe that having a large number of generic drugs being re-patented after the original drug patent expired is a GOOD THING (edited). Not sure what to make of such immense lack of insight.
  justme   ignore (0)   2018 Jul 13, 9:23am   ↑ like (0)   ↓ dislike (0)   quote   flag        

What sound does a frog make? Whatabout A? Whatabout B? Whatabout C? ..... and so on ad infinitum.
  justme   ignore (0)   2018 Jul 16, 9:44am   ↑ like (0)   ↓ dislike (2)   quote   flag        

Meh, what a load of propaganda from the American Enterprise Institute, a right-wing propaganda tank in Washington. AEI did not even show reduction PER CAPITA, because if they did, US would NOT be on the top of the list.

For a much more informative view of emissions, consider instead the absolute levels of greenhouse gas emissions PER CAPITA, as shown here:


The US already consume and produce way too much per capita, and when you are a big country, the AEI kind of statistic can easily be generated, ignoring both the absolute levels of emission and the historical cumulative emissions. And per capita is always important.

Additionally, it is estimated that 1/6th of China CO2 emission is for making goods exported to the US.
  justme   ignore (0)   2018 Jul 19, 4:16pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

FortWayne says
Will make housing more expensive.

Giving tax breaks to poor people makes them poorer. Giving tax breaks to rich people is the only thing that works. Everyone knows that.
  justme   ignore (0)   2018 Jul 19, 4:36pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

jazz_music says
Northern Mexico is a Grover Norquist wet dream.

That's a great analogy, Jazz. If I may add to the analysis:

If a country is socialist, we want to tear down their wall so that their workers can escape and the country can collapse. Then we will institute capitalism and send the people back so that proper capitalism can exploit them.

If a country is already capitalist, we want to BUILD a wall so that their workers cannot escape.

Alrighty, then.
  justme   ignore (0)   2018 Jul 19, 4:38pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Come to think of it, the solution is obvious: Mexico just has to turn socialist, and we will tear down the wall again and welcome all Mexicans with open arms.
  justme   ignore (0)   2018 Jul 20, 11:38am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Ah, I see. Another propaganda article: 'It was Democrats fault when/if families were "broken up" by politics'. What nonsense.

Seriously, is there nothing better to do than to post and celebrate these feel-good Republican/Trumpist propaganda articles?
  justme   ignore (0)   2018 Jul 20, 12:17pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

See, it is possible to post something that is interesting, relevant to people's lives, and not just propaganda. But why does it not happen more often?
  justme   ignore (0)   2018 Jul 20, 3:55pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Personally I am more tired of in-grates in general than of immi-in-grates in particular, but I doubt that will stop anyone.
  justme   ignore (0)   2018 Jul 20, 3:59pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

I think someone just insulted himself with a personal attack.

Isn't that illegal?
  justme   ignore (0)   2018 Dec 19, 7:11pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

And here I thought chief bubble-monger Logan Mohtashami would go crawl under a rock after pumping the housing market like there was no tomorrow. Has he no shame? Has he no decency? Has Logan not done enough harm already? How much more harm will Logan do before he is done?

By the way, in the electronic age, only 1 or 1.5 months worth of active inventory is needed for a balanced market. Anything more than that is just overpriced crap that did not sell. The old self-serving inventory myths of the REIC die slow. In truth, 5 or 6 months worth of active inventory is a raging BUYERS market. It is just that the REIC propagandists have been telling all the sellers that it is a sellers market still. And the sellers sure WANT to believe that. There is a rude awakening going on.
  justme   ignore (0)   2018 Dec 19, 7:13pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Heraclitusstudent says
Housing has become an overpriced fetish instead of the commodity widget it should be.

Very true.
  justme   ignore (0)   2018 Dec 19, 8:39pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Heraclitusstudent says
Housing has become an overpriced fetish instead of the commodity widget it should be.

By the way, one definition of a fetish is (roughly) "an inanimate object required for sexual excitement". That's does seems to be very close to what the main practical function of (owning) a house is these days.
  justme   ignore (0)   2018 Dec 21, 11:15am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Logan Mohtashami says
I own two homes, one free and clear so being homeless would be difficult to achieve

Here is the real question, Logan: Are you buying any more homes right now? I think you should, given the propaganda you're spouting. Do a cash-out refi on your free-and-clear home, then buy a few more with 20% down. Then report back in a year and two years how it went. Why should your loan customers take all the risk? I REALLY think you ought to be out there following your own advice. If not you, then who?
  justme   ignore (0)   2018 Dec 21, 11:35am   ↑ like (1)   ↓ dislike (0)   quote   flag        

Logan Mohtashami says
justme says
Here is the real question, Logan: Are you buying any more homes right now?

This has always been the reason why Patrick.net has the most American bears ever

I'll take Logan's non-answer to my question as meaning NO. That is, Logan is NOT BUYING any houses at the current price levels. All his fucked-borrower customers should know that.
  justme   ignore (0)   2018 Dec 21, 11:56am   ↑ like (2)   ↓ dislike (0)   quote   flag        

Logan Mohtashami says
justme says
That is, Logan is NOT BUYING any houses at the current price levels. All his fucked-borrower customers should know that.

There it is perfect example, you guys aren't economic people, you're investors, who don't even show your real name.

Logan is a debt salesman. He sells mortgage loans. He's a mortgage broker. He makes money on other people's debt.

In Logan's mind, debts salesmen are "economic people", which sounds maybe a little better then "debt salesman".
  justme   ignore (0)   2018 Dec 21, 11:59am   ↑ like (1)   ↓ dislike (0)   quote   flag        

Logan Mohtashami says
Because without being bearish..... what do you got here

Uh, Logan, what do you have going for you except selling debt to people that subsequently will lose everything? Without selling debt, what do you have? One rental house that is not paid for?
  justme   ignore (0)   2018 Dec 21, 12:02pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

I'm not bashing America, Logan. I'm bashing YOU. You MAMA -- You Make America Miserable Again.

You are not America, Logan. Not even close.
  justme   ignore (0)   2018 Dec 22, 11:10am   ↑ like (0)   ↓ dislike (0)   quote   flag        

Logan Mohtashami says
People who own homes, cars, 401K, health care

That chart with 125T in assets and 15.7T in liabilities is massively misleading (as is all of the BS propaganda that Logan posts).

It is not a chart of "consumer assets". It is mostly a chart of the wealth of the top 10%. Some 40% of the total it belongs to the top 1%. None of that means that it is a good idea to buy a house at current bubble prices, even after a slight deflation so far this year.
  justme   ignore (0)   2018 Dec 22, 3:59pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

How about pharmaceuticals, Logan? Are you long pharmaceuticals?
  justme   ignore (0)   2018 Dec 22, 7:29pm   ↑ like (0)   ↓ dislike (0)   quote   flag        

Someone was too hopped up to get the joke?
  justme   ignore (0)   2019 Jan 10, 12:03pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

Basic physics explains the greenhouse effect, yet shitloads of people refuse to believe in global warming.

Basic physics also explains that electromagnetic waves with frequencies below 100GHz are not ionizing (cannot knock electrons lose from an atom or molecule or break chemical bonds, which is what causes DNA changes and cancer). All they can do is heat up your skin by some small amount. 5G is in the 800MHz-2300MHz range, some plans for 4-5000MHz and maybe 27000 MHz (27GHz) for backhaul (already in use for radar and radio links, BTW). So 5G is just heat, not ionizing. Nothing to be afraid of. Yet millions of people believe that cellphones and celltowers are dangerous, and refuse to accept simple physics.

Sunshine is massively more dangerous than cellphones or cell towers of any sort (including 5G ones). It contains all kinds of nasty super-high frequencies. It will heat you, burn you, mutate your cells, and give you skin cancer.
  justme   ignore (0)   2019 Jan 10, 2:18pm   ↑ like (2)   ↓ dislike (0)   quote   flag        

Heraclitusstudent says

>>what about photovoltaic effect? Knocking electrons with light frequencies?

I'll give you some homework,since I think you will appreciate the physics better if you go through the math yourself.

1. What is the frequency of UV light needed for the photoelectric effect? How much higher is the frequency of UV light than the frequency of cellphone signals? Do cellphones emit UV light? Does the sun emit UV light? Is it now clear why sunlight is dangerous and cellphone signals are not?

2. Heating: What temperature is needed to break chemical bonds? What steady-state temperature will be reached in 1 liter of water (10cm cube) at 20C ambient if the water is subjected to 100mW (milliWatt) of heat? What does the answer (temperature) tell you about whether cellphone can cause overheating of your head or body? What would you rather do, use a cellphone all day all week, or sit once in a Sauna for 10min?

Hopefully, when you have answered these questions, you will understand better.

The Housing Trap
You're being set up to spend your life paying off a debt you don't need to take on, for a house that costs far more than it should. The conspirators are all around you, smiling to lure you in, carefully choosing their words and watching your reactions as they push your buttons, anxiously waiting for the moment when you sign the papers that will trap you and guarantee their payoff. Don't be just another victim of the housing market. Use this book to defend your freedom and defeat their schemes. You can win the game, but first you have to learn how to play it.
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