patrick.net

You want to hear something worse? A number of years ago, I was involved in a very serious car accident (hit head on by a drunk driver). I spent 4 months in the hospital. The other driver had no insurance so my policy had to pick up all my medical bills. State Farm didn't quite see it that way as they knew I was a veteran. "Have the VA take care of you" said SF.

I spent over $20K in attorney fees just to get State Farm to agree that my policy had PIP and that all my medical bills were their responsibility.

Like a good neighbor State Farm is there.......

:-(

I had a guy back up into my car out of the blue while traffic had come to a stillstand a decade ago. I didn't have collision and though he was clearly at fault and had admitted it even on paper, his insurance (AAA) convinced him to change his story and secretly colluded with my insurance at that time (Allstate). When they told me I had to go after him myself I said fine just give me the recorded documents with our statements and I will bring this home quickly in small claims court. Allstate told me they cannot give me any documents (no reason given) and consider all paperwork their personal files and I'd have to sue them to get access to my own investigation reports. After I told them consider yourself sued the super-super-supervisor finally faxed me one paper with the other guys initial statement and claim evaluation and it took me 5 minutes in court to win this - although AAA had provided a lawyer for the other guy at the court. Fucking unbelievable, all I asked for was the amount of $1,500 to cover the repairs. I got rid of Allstate and things have been ok with Mercury since. Oh, and ditched AAA roadside assistance for BetterWorldClub which is cheaper and insures bikes as well. Crooks everywhere!

Disappointing to hear this about AAA. I'm a long term member of their auto club.