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This is just low - Obamacares Subscriber Rolls Include Unpublicized Dental Plan


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2014 Nov 20, 1:30am   8,505 views  17 comments

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http://www.bloomberg.com/news/2014-11-20/obamacare-s-subscriber-rolls-include-unpublicized-dental-plans.html

The Obama administration included as many as 400,000 dental plans in a number it reported for enrollments under the Affordable Care Act, an unpublicized detail that helped surpass a goal for 7 million sign-ups.

#politics

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1   🎂 Tenpoundbass   2014 Nov 20, 1:58am  

Whoopie Dental plans for ALL!

I had a tooth pulled last month. I went fully expecting to pay $500 or more. Which was exactly what it would have cost. But as part of their sales pitch, I was offered if I paid $89 for the year, then they would pull my tooth for $300.

The Dental system is one thing that Democrats didn't fuck up, and do you wanna know why? Because they left them out of Obamacare loop originally. Now they want to double back and pick them up for the ride. I suspect the next time I need dental surgery, I will be required to have a $1700 a month Obamcare plan and pay $600 copay for the tooth extraction.

Liberals! because life isn't fucked up enough...

2   curious2   2014 Nov 20, 5:00am  

Go to Mexico for dentistry. Dentists list prices on their websites and put warranties on their work. You can get the same quality for 70% less in Mexico than in the USA.

3   anotheraccount   2014 Nov 20, 5:05am  

curious2 says

Dentists list prices on their websites and put warranties on their work.

In US, if you don't have insurance, "cash" prices are often higher than prices negotiated by insurance companies. So you almost have to have insurance to get the best deal.

4   🎂 Tenpoundbass   2014 Nov 20, 5:46am  

Go to Gentle dental, for $89 bucks they will take about 40% off your bills, plus you get free dental cleanings for the year.

5   curious2   2014 Nov 20, 5:59am  

tr6 says

curious2 says

[In Mexico,] Dentists list prices on their websites and put warranties on their work.

In US, if you don't have insurance, "cash" prices are often higher than prices negotiated by insurance companies. So you almost have to have insurance to get the best deal.

That is how the American insurance racket operates in medicine and dentistry: the premium is protection money, to protect you from the overcharge that the insurance contract requires the provider to overcharge everyone else. In many instances, the copayment covers the entire real cost and the insurance premium avoids only the insurance-driven markup. However, even if you pay the premium, you're still not getting a good deal, let alone "the best deal." As SBH has noted, many American providers will negotiate discounted prices if you're paying directly rather than via insurance, even if they start by quoting the insurance retail "sticker shock" price for the anchoring effect. An American dentist who offers procedures with and without insurance explained patiently to me how the insurance was always a worse deal. Having read the prices dental insurance policies pay dentists, I would be embarrassed to use one, and many dentists refuse rightfully to participate. Subsidized and mandatory insurance "benefits" have ruined the medical and dental markets in the USA, so Mexico is the best deal in North America.

BTW, big employers provide employees' SSNs to Luxxotica as a "benefit", so the employees get a discount at Luxxotica subsidiaries e.g. LensCrafters and Pearle Vision. Of course, the discounted prices remain much higher than Zenni Optical, so it isn't really a vision "benefit," only a retail advertising gimmick.

CaptainShuddup says

Go to Gentle dental, for $89 bucks they will take about 40% off your bills, plus you get free dental cleanings for the year.

Beware those deals too. I don't know that company, but in general the "free" cleanings are there to lure you in so they can upsell you more expensive procedures that you would be better off without. You are married to a Latin American - bring your children to visit their grandparents, and go to the dentists there.

6   🎂 Tenpoundbass   2014 Nov 20, 7:29am  

curious2 says

I don't know that company, but in general the "free" cleanings are there to lure you in so they can upsell you more expensive procedures that you would be better off without.

Don't forget who you are warning?

I have no plans on even using the service this year. My point was I bought insurance from them and had the procedure done, and saved about 40% for doing so. I didn't need no employer insurance or anything else. You know like it used to be when seeing your own family doctor. It was just a simple fee, onetime and that was it .

That was before the Clinton's fixed shit, then Obama flushed the country down the toilet to wallow in the healthcare cesspool that the Clinton's created.

7   elliemae   2014 Nov 30, 1:53am  

Dental insurance is not actual insurance - it's a plan that helps to mitigate costs. There are annual limits and all procedures aren't covered.

CaptainShuddup says

I didn't need no employer insurance or anything else. You know like it used to be when seeing your own family doctor. It was just a simple fee, onetime and that was it .

If you remember what things were like before insurance, you are really fucking old:

"...by 1958, 75% of Americans had some form of health coverage."
http://en.wikipedia.org/wiki/Health_insurance_in_the_United_States

You don't need no employer insurance? I'll bet you believe that you don't need no grammar & spell check, too.

8   🎂 Tenpoundbass   2014 Nov 30, 2:04am  

Elliemae you can dishonestly spin it anyway you want.

But up until just 6 or 7 years ago, it was very easy to see a Doctor in this country for $50 to $75, and there were faith based, or school associated clinics that would perform a procedure that costs 10's of thousands in a Hospital for under $1200.

You don't have to lie, Obamacare is being exposed for the sham that it is, and the Liberals are being exposed for the crooked charlatans that they are. You're going to need a bigger stick, if you plan on fighting everyone who has come to their senses on Obamacare and the no good crooked sons of bitches that are the Democrats.

Listen unlike you clowns, I know black people. And they have quit singing Kubaya with evil mother fuckers months ago. Welp we do have that race situation in Ferguson that Holder is doing his best to provide one last accomplishment before he goes on to greener pastures. Maybe, just maybe if he can convince all of the black folk watching TV that the Man is evil and never trust a cop.

Then just MAYBE! The stupid motherfuckes wont notice that he is Numeral fucking UNO, King fucking BEE COP. And he is so full of shit, that he isn't actually Black. That's what happens to your skin when you reach that level of full of shitness.

9   Shaman   2014 Nov 30, 7:06am  

I agree with sbh. Offering to make a cash deal with a healthcare provider is usually the cheapest way to go.
My folks was po' so I didn't get orthodontia until I was in college and could pay for it myself with my after class job. I walked into the orthodontist office, got a free consult, and offered the guy $100/month cash to put braces on and adjust them at intervals. He countered with $300 initial and $100/month.
Still was a good deal, and affordable at the time. Usually a visit just involved tweaking the wires anyway. The guy was doing well on his end of the deal because he didn't have to bill it through insurance.

10   curious2   2014 Nov 30, 7:19am  

sbh says

As a self-pay customer I always got healthcare at 60% of the insured price.

And in Mexico, you'd likely find the total retail price is less than the insurance copayment in this country.

Quigley says

got a free consult....

Those are widely available outside the insurance model. Honest practitioners want to have a look at the issue and can discuss how they would approach it and what that would probably cost. In the insurance sector, even the initial consultation has a bill.

11   HydroCabron   2014 Nov 30, 8:15am  

sbh says

unless you're a wingnut, then you can always blame it on the black guy in the Whitehouse

That's an unfair characterization: they also blame it on immigrants.

12   anotheraccount   2014 Nov 30, 8:42am  

sbh says

This is the exact opposite of my experience. As a self-pay customer I always got healthcare at 60% of the insured price.

How recent is your experience? Mine is within last year. I don't believe that you can get 60% off insurance negotiated rates from a good dentist. Maybe 30 years ago. Give me examples of procedures and costs.

13   zzyzzx   2014 Nov 30, 10:05am  

Around here a lot of dentists don't take insurance. They expect list price for everything!

14   curious2   2014 Nov 30, 12:50pm  

tr6 says

I don't believe that you can get 60% off insurance negotiated rates from a good dentist.

It depends what you mean by "insurance negotiated rates." The retail price the dentist quotes you is usually several times higher than what the dentist actually collects from the insurer. If you can't negotiate 60% off the sticker price in America, it's only because the insurance companies' contracts prohibit that and the dentist doesn't want to get caught for fear of being "fired" by the insurer (and possibly sued by the insurer).

If you cross the border to Mexico, you can find good dentists with prices posted online, and many guarantee their work for years. The posted prices in Mexico show you what things really cost, even using the same supplies and procedures. If you bring a copy to your local dentist's office, it might help your negotiation.

15   elliemae   2014 Nov 30, 10:09pm  

CaptainShuddup says

Listen unlike you clowns, I know black people. And they have quit singing Kubaya with evil mother fuckers months ago.

I've never actually seen one of these elusive people you refer to as "black." According to what I gather from your posts, they all think alike and blindly follow their leader.

Since you assert that their leader is incompetent, do you believe that they'll blindly follow YOU now? Will we be seeing black people flocking to Florida so they can benefit from the drug hazed reality you appear to believe is "wisdom?" Isn't this what Charles Manson believed - that the blacks would rise up and once they had decimated their enemy (the white man) they would realize that they lacked the expertise and intellect to rule the world and turn to the one white man they could blindly follow?

Manson is settling down and getting married. His wedding photos might be a little offensive, what with the swastika on his forehead and the fact that he's in his late 100's while his child bride is barely out of diapers. My point is that he's busy, and apparently has called on you to take his place as leader of crazytown. You've proven that you possess the mindset, so you are on your way.

This Congress has passed fewer bills than any other administration. They continue to cock-block each other, can't agree on anything and spend more time posturing and laying blame on those who dare to disagree with their separatist beliefs - yet you blame Obama.

But at least you have good tooth.

16   justme   2014 Nov 30, 10:58pm  

CaptainShuddup says

I suspect the next time I need dental surgery, I will be required to have a $1700 a month Obamcare plan and pay $600 copay for the tooth extraction.

When facts do not support your position, you can always make up some crazy numbers.

17   anotheraccount   2014 Dec 1, 12:12am  

sbh says

Can't say wrt dentistry.

I was discussing dental insurance. Yes, for health insurance you can get deep discounts. For dental i don't think so. Thank you for your detailed response.

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