2015 Jul 11, 12:58pm
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he was late to work today...said he didnt sleep
Tough sayshe was late to work today...said he didnt sleeplol
What in the actual ass is your 401k positioned in?
I have the dough, but I’m greedy. I want real capital gains that I can actually use.The equity in your house is useless unless you 1. Move 2. Take in boarders 3. Reverse mortgage.
Majority of the population spend everything they have on bling and monster trucks.
http://urbancure.org/success #1 Finish School#2 Take Any Job#3 Get Married#4 Save and Invest#5 Give Back to Your Neighborhood
I agree cash is king, but pure cash deflates at x% a year.
Dholliday126 says I agree cash is king, but pure cash deflates at x% a year. That is why I convinced my mom to invest at least in the Vanguard Target Retirement Income Fund (VTINX). It at least provides an annual return of 5.5% with inflation around 2%. And its 70% in investment grade bonds and 30% in stocks.
@ad Why do you think it provides an annual return of 5.5%?Yahoo Finance says the yield is 2.29%:
I was hoping for something with a 5% guaranteed return. I guess that's not possible these days.
True, especially when mortgages are advertised around here at below 3% and car loans for less than 2%.
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