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1   AD   ignore (0)   2018 Nov 30, 10:59pm     ↓ dislike (0)   quote   flag        

Yep, the bottom line affordability metric is price to income ratio. It is about 5 when mortgage rates are very low and 3 when they are high. Property taxes , hoa fees and insurance are factored in as well.

Everything returns to the mean.

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