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Man gets 50,000,000,000 in his bank account.
How would you move $50 billion?
No other bank or money market fund would take a check for that. You'd have to wire it.
And the bank that you wired it from could easily demand it back from the other bank, which would comply immediately.
Wiring that large amount of money would probably require a lot of paperwork, too.
"$200,000 for a Lamborghini...might want to hold onto that one"
https://nypost.com/2021/06/29/50-billion-briefly-deposited-in-louisiana-familys-bank-account/
Then slow rolled giving it back, as long as he didn't spend it, there's no crime. He has to give it back, there's no crime in using due diligence and securing it in a separate account, than the bank that made the mistake. Nothing wrong with making a 50,000,000 in a month while they sort it out.
Besides it's not like the establishment falls over backwards to refund you your money you've got coming back to you. It took over two or three months to get all of my Escrow, and Insurance premium back after I paid my house off.