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Always use cash from now on, not credit cards


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by Patrick   $0.40 total tips   💰tip   follow   2021 Sep 4, 4:36pm  

Drove to a restaurant today with my wife and was first of all creeped out to find that they knew my name from my phone number, which I had to give to get on the wait list. They said they use a centralized database of many restaurants for that.

They have a window where you can order a beer while you are waiting. So I ordered a beer and they refused to take cash.

OK, I wanted the beer, so I paid with a credit card. Then the total had an extra $1.50 on it. I asked about that and was told that I added a tip. I specifically did not add a tip because I was pissed that they don't take cash.

I got the manager and made him remove the tip.

We are rapidly approaching the CCP utopia of complete tracking of all citizens at all times.

Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.

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67   NuttBoxer   2022 Jul 14, 9:11am  

1337irr says

I would argue this is mostly pointless unless you are willing to start your own country to make another currency or run for office.


It's not best as Federal Reserve notes do still have tracking capability, and are still worthless paper, but it's way better than giving away your privacy every time you make a purchase.

It's about privacy, and privacy is about freedom.
68   WookieMan   2022 Jul 14, 12:27pm  

FortwayeAsFuckJoeBiden says

yeah ran into that before in CA once, when didn’t have a card. some weird post covid shit where touching money kills grandma was the reason. but after asking manager they took cash.

With regards to covid there's no difference between a card and cash. You have to touch something either way. That would make no sense. They should wipe down the CC machine anyway a couple times a day. Coins are the grossest. It's a top 3 reason I don't use cash often. I'd guess I've lost close to a grand in coins falling out of the pocket or wherever. Cash is gross too. I've swamp assed thousands of dollars.
69   WookieMan   2022 Jul 14, 12:35pm  

1337irr says

I remember foreigner tourists being the worst because some countries don't do tipping.

The British don't tip. Tourist areas in Mexico are weird. The Mexicans will always be polite, but they expect tipping. Once you get flagged as a non-tipper your service slows to a crawl and they take care of the people that tip. This is for an all inclusive scenario. If you tip enough I wouldn't be surprised if they meet you in the bathrooms and wipe your ass.

Had a broken heel when we went to Mexico. Tipped the chick at check in $5 at the club bar. Next morning I stop in for mimosas and she brings them back to the room for me. Tipped her $10 as it wasn't necessary. She'd then see me walk by and just bring a mimosa to me every morning.

Have only been to about half the Caribbean islands (countries), but tipping there doesn't move the service. They're just lazy, but nice people. Island time mon. Tipping deserves its own thread at some point. Interest to hear Patrick's situation over there going out and stuff.
70   theoakman   2022 Jul 14, 12:57pm  

I tip at the takeout joints I frequent and make small talk with the employees. I get fantastic service there. Can't stand the prompt to add a tip at the credit card scanners now though.
71   stereotomy   2022 Jul 14, 1:13pm  

theoakman says

I tip at the takeout joints I frequent and make small talk with the employees. I get fantastic service there. Can't stand the prompt to add a tip at the credit card scanners now though.

This. If I tip, it's cash only. That gives maximum discretion to the tipee - whether to share or not. I remember bar gigs where, at the end of the night, all the servers pooled their cash on the floor to count and apportion. Some places do this, others don't - I leave it up to the tipee.
72   Onvacation   2022 Jul 14, 1:26pm  

WookieMan says

I've swamp assed thousands of dollars.

TMI
73   stereotomy   2022 Jul 14, 1:49pm  

Onvacation says

WookieMan says


I've swamp assed thousands of dollars.

TMI

Get rid of the poly/mesh wallets. Leather keeps bills crisper and more free from one's taint.
74   WookieMan   2022 Jul 14, 2:34pm  

theoakman says

I tip at the takeout joints I frequent and make small talk with the employees. I get fantastic service there. Can't stand the prompt to add a tip at the credit card scanners now though.

As a golfer it's weird. They turn around and grab a foil wrapped hot dog and beer at the turn and you're expected to tip. It took literally 10 seconds to perform the task. That's a weird one for me. But I'm generally a good tipper at a sit down place. It's the weird things where I get confused and could come across as an ass. Dog groomer for example. Massage. There are a bunch of industries where I don't understand the protocol and what they expect. I don't tip my HVAC guy or painter. I mean I might buy them lunch if I'm around or something.
75   NuttBoxer   2022 Jul 14, 3:55pm  

The San Diego fair was purported to have a "no cash" policy this year. For parking and tickets we had to use card, but everyone else took cash. Other than some restaurants mid-scamdemic, I think that whole no-cash thing is just virtue signaling, because no one is willing to lose a sail over it.
76   HeadSet   2022 Jul 14, 6:57pm  

WookieMan says

I don't tip my HVAC guy or painter. I mean I might buy them lunch if I'm around or something.

Ditto. And if the crew is Mexican, I bring a cooler full of every Fanta flavor available. By the way, "Mexican" does not mean illegal. I always check for license and insurance, plus Union when available.
77   Patrick   2022 Aug 2, 12:14pm  

https://reclaimthenet.org/israel-begins-its-war-on-cash/


August 1, 2022
Israel begins its war on cash
Fears of a digital-only future grow.

Starting August 1, Israelis will not be able to make cash and bank check payments above 6,000 Shekels. According to the country’s Tax Authority, the law is meant to combat tax non-compliance, organized crime, and money laundering.

“We want the public to reduce the use of cash money,” said Tamar Bracha of Israel’s Tax Authority, speaking to The Media Line. “The goal is to reduce cash fluidity in the market, mainly because crime organizations tend to rely on cash. By limiting the use of it, criminal activity is much harder to carry out.”


It also makes it much harder to donate to people and groups which are opposed to authoritarianism. Tracking and suppressing legitimate dissent is the sole true reason for this crackdown on cash.
78   WookieMan   2022 Aug 2, 5:10pm  

NuttBoxer says

The San Diego fair was purported to have a "no cash" policy this year. For parking and tickets we had to use card, but everyone else took cash. Other than some restaurants mid-scamdemic, I think that whole no-cash thing is just virtue signaling, because no one is willing to lose a sail over it.

Cash is a bitch to deal with in a fair like setting. Especially urban. People fumbling around with it and then the threat of thieves for the people taking it. I'm a fan of using my phone. Problem is 50% of the population is geezers and would slow the process down.

As discussed I give zero shit about my privacy. I recently had my Amex hacked/charged fraudulently and it was gone in 24 hours. Happened again and it's gone again. If someone defrauds me in person with cash I have almost no recourse and the money is gone. I get the perspective of people wanting to use cash, but I get paid to use credit. Pay it off in the grace period and you get tax free money with points. I spend 5 minutes a month and probably get back $7-10k/yr. Maybe more. Not a bad ROI time wise.
79   richwicks   2022 Aug 2, 6:31pm  

WookieMan says

As discussed I give zero shit about my privacy. I recently had my Amex hacked/charged fraudulently and it was gone in 24 hours. Happened again and it's gone again. If someone defrauds me in person with cash I have almost no recourse and the money is gone. I get the perspective of people wanting to use cash, but I get paid to use credit.


You're either a fish that is taking the bait to inadvertently drag the whole school of fish with them, or you're a judas goat leading the rest of the flock to slaughter.

People who sing the virtues of credit drive me crazy. You're slow as shit in a checking line. 90% of you don't even think to bring out the credit card until the entire load is rung up, then you fumble around to get your credit card, then you have to enter the PIN number, then the transaction has to go through a massive, and SLOW database to approve the purchase.

I had them a $100 bill, and I'm done and I have my cash out usually before my first item is rung up, and always before my last.

Credit cards are NOT more convenient, you're just bribed a tiny fucking amount to use them.
80   WookieMan   2022 Aug 2, 7:41pm  

richwicks says

You're slow as shit in a checking line.

I'm the fastest by a long shot. Terrible point. Like the worst I've heard from you if I'm being honest. My card is swiped before the cashier could even start handling cash and boom, "do you need a receipt."

I believe we've talked about this before or NuttB. You're pointing out the morons. There are more of them using cash slowing up the line, counting change and shit like that. I also think living in CA has a factor in it. There's an island time, hippy vibe out there. If we were to have the same items, you pay cash in one line and I pay CC in another, I'll beat you out of the store 10 out of 10 times and get paid for it. There's no argument or discussion to be had.

Don't hate the game, hate the player. I know that's backwards, but the player is the dip shit fumbling around with a card AND cash/change. I'll take my tax free money for stuff I needed to buy anyway. And don't use credit if you don't want to, as many don't have the responsibility to pay it off monthly. Saying cash is faster or better is not logical. Also gives me cheaper interests rates on home loans and business opportunities as I've built my credit way up.

You're also getting nothing on your cash if it's sitting in your wallet. That's undeniable as well. And debit cards are even worse. Once you're high 7 up to 8 figures of wealth, fine, have some safes with cash laying around. That's a good idea. Otherwise put it on a CC and get paid for it. You cash guys are just subsidizing us CC guys. We don't pay a different price....
81   richwicks   2022 Aug 2, 8:24pm  

WookieMan says


You're also getting nothing on your cash if it's sitting in your wallet. That's undeniable as well.


I won't abandon my society and make innocent people suspects by getting a few hundred dollars back on a credit card.

I don't even use a traceable number for purchases at a store for a "loyalty" card. I don't know how many people have that card, maybe 100's, maybe 1000's.

You do not appreciate what is done with your information. If you did, you'd fucking freak.

Think Alexa is a friendly helpful little toy? It's a spy device, it operates 24 hours a day, 7 days a week. As people invite them in, I point out "that's going to be a telescreen in time", they think I'm joking. You're selling out the future of the planet for a couple of pennies.
82   WookieMan   2022 Aug 3, 4:38am  

richwicks says

I won't abandon my society and make innocent people suspects by getting a few hundred dollars back on a credit card.

I get $7-10k worth of tax free value annually in points. You can hate it, but for our tax bracket, that's the equivalent of making $15k by swiping a card taking less time than you or the cashier fumbling with cash and coins can fuck themselves. I'm no germaphobe, but I don't have to touch that stuff either. Cash/coins are legit gross. I see plenty of people use the restroom at a gas station and not wash their hands. Pay with singles and the next person gets their singles as change.

With regard to the data, I don't care about the data. We are past the point of no return. If you have a drivers license and a car registered to you, all your information is obtainable/bought/sold by private businesses and government. You easily are physically tracked. And with facial recognition ALREADY widespread, your face is what you should be worried about. And the DMV has it and they do sell the image or at least the 3rd party vendor that sold the machines to the state. 100%

Data has been collected on you since you were born. Lots of it. And I'm sure at one point in your adult life you didn't think about privacy until somewhat recently. You cannot undo what is already out there. Trust me. This was part of my job to find property owners. I'd find a hell of a lot more info on accident.

I'll admit Alexa and things like that are creepy, mainly because it's not really disclosed openly by Amazon. Buried in the TOS agreement that no one reads.

I don't do anything illegal. If say a device got images of me walking around naked after a shower I don't care. I think the privacy worry is a bit of a panic thing if you are doing everything by the books. Which I do. So I don't care. Remember that the people behind the data are generally inept regardless of paper degrees. It's primarily for marketing. NSA, CIA, FBI, or some other bull shit government agency can look at whatever they want. Nothing much to glean from it besides a normal dude living his life. Basically nothing to see here.

I think you've been lead to believe that our government is the big bad wolf and you cry wolf in public. That it's a battle against government and privacy as the enemy. You've already lost the battle. 100%. Government and private companies do bad, but you HAVE to interact with it. You can reduce exposure, but that life sounds miserable. Just my gross 2¢
83   Robert Sproul   2022 Aug 3, 7:37am  

The War on Cash is the onramp to CBDC which will be Total Control, an on/off switch for your life.
We are very close now and they will use any and all future 'catastrophes' to further their goals. UBI will be the bribe to get all the plebes on board.

original link
84   NuttBoxer   2022 Aug 3, 8:14pm  

It's a race to the bottom between the Zionists and the British Crown.
85   richwicks   2022 Aug 3, 10:27pm  

WookieMan says


I get $7-10k worth of tax free value annually in points


In what? I am curious.

You're being bribed to enslave the rest of the nation. What is your payoff?

WookieMan says


With regard to the data, I don't care about the data. We are past the point of no return.


No we aren't. As soon as you think the war is lost though, you push us past the point of no return.

WookieMan says


Data has been collected on you since you were born. Lots of it.


You opt in, I don't.

WookieMan says


I don't do anything illegal.


Stop saying this shit of "I don't have anything to hide". It's not about doing anything illegal, do you do anything that is embarrassing? Does your wife, do your kids?

WookieMan says


I think you've been lead to believe that our government is the big bad wolf and you cry wolf in public.


Of course it is.


original link

I'm bitching about people that stay silent. That's a fucking criminal. People that do the same exact shit he did are in prison. You're silent. What the fuck?

I'm goddamned tired of hypocrisy. I'm fucking tired of it. You won't call out these fuckers, you won't demand equal justice, a nigger can go to jail for 20 for the same fucking thing but not the fucking asshole son of the "president".

I'm tired of this shit. You have any principles? Show them. Jesus fucking Christ, I'm so sick of the fucking hypocrisy. I'm so tired of it.

You are still pretending we don't have a dual justice system. There it is, right in front of you. Where's your outrage? I'm tired of this shit. Do you believe in the rule of law? Well, nobody fucking does apparently. I'm in the tiny tiny fucking minority. I do. Not that my corrupt criminal government will enforce it.
86   WookieMan   2022 Aug 4, 6:30am  

Robert Sproul says

The War on Cash is the onramp to CBDC which will be Total Control, an on/off switch for your life.
We are very close now and they will use any and all future 'catastrophes' to further their goals. UBI will be the bribe to get all the plebes on board.

Don't get me wrong. Use cash. I still have cash. It just doesn't pay me anything when I'm holding it physically though. I'll tip with cash so the person doesn't pay taxes on that income to be a nice person, so I do use it. Have to go to an ATM or your bank to get it. And your bank can cut you off as easily as a CC company could (usually a bank). So what's the difference?

I guess that's the part of the discussion I don't understand. If shit hits the fan I'll need food, water and guns. I won't need dollars and obviously wouldn't need a credit card. Both are useless. When times are good, I'll keep using the CC and paying it off each month and making money swiping a plastic card for things I need.

Technically you cash guys are subsidizing my points as you're paying the same price as I am. And as I said, privacy be damned. We ALL are way too far down the rabbit hole to think we have privacy no matter how hard we try. Not even the Amish have privacy because they still own the land.
87   Onvacation   2022 Aug 4, 6:47am  

WookieMan says


Technically you cash guys are subsidizing my points

Actually, it's the poor fools that don't pay off their balance every month with an usurious interest rate that pays for your "points". You get 5% cashback and the fool pays 22% interest. Credit companies call us people that pay off our balance monthly "deadbeats".

Having said that I collect about $500/year from my Costco credit card rewards.
88   WookieMan   2022 Aug 4, 6:49am  

richwicks says

You are still pretending we don't have a dual justice system. There it is, right in front of you. Where's your outrage? I'm tired of this shit. Do you believe in the rule of law? Well, nobody fucking does apparently. I'm in the tiny tiny fucking minority. I do. Not that my corrupt criminal government will enforce it.

I just experienced it a couple weeks back. Chucked a beer at a car and did damage. Police report and all. Wasn't arrested. Why? I was white. Car driver black (didn't know or even see her). And the cop was trying to pin it on the Puerto Ricans that called the cops because their kid (and mine) almost got ran over.

So yes, there for sure are different layers to the system/government. We're not in disagreement there. I'm in the good boys club and got away with a drunk dumb decision.

My nephew is black. I've seen him treated differently than my kids. Using a CC versus cash though is trivial in the grand scheme of things. There are much bigger problems. Try to stay private I suppose, but I've been in the belly of the beast. Facial recognition is the death of privacy. It's already happening and they already have your face if you drive a car via a license. The battle is over dude. I'm not saying you don't have valid points, just that it's beyond what you think. Even at the municipal level. I fully aware of the reach of government. I'm in it and my wife works with it.

We can go pitch fork and torches, but it won't do much if anything at all. I just play the game as I've got one life and if I'm being honest, I don't really care about death. I'm just going to enjoy it and not overthink it too much. We've existed for a long time. Will there be a shit hits the fan moment? Maybe. In our lifetime? Unlikely.
89   WookieMan   2022 Aug 4, 7:03am  

Onvacation says

WookieMan says



Technically you cash guys are subsidizing my points

Actually, it's the poor fools that don't pay off their balance every month with an usurious interest rate that pays for your "points". You get 5% cashback and the fool pays 22% interest. Credit companies call us people that pay off our balance monthly "deadbeats".

Having said that I collect about $500/year from my Costco credit card rewards.

This is 100% true. That's where most of it comes from. But prices are marked up for the CC transaction fees for the cash payers as well. Say a 12 pack of beer is $9.50 at a gas station. They price it at $10 to account for CC fees they pay. I swipe and pay it off each month. The cash person buying that beer gave me money in a twisted way really.

Keep collecting the rewards. You're obviously in CA from your posts so travel probably isn't a huge priority and you have a boat. At the current moment, I'd go for gas savings. I don't pay out of pocket for gas, but my fill ups went from $70 to $110-120 now. About 2 times a month. Not huge money, but if you can get tax free points/money it's worth it (if you pay it off).

IL is suspending sales taxes on grocery sales tax and the MFT (gas tax) right now. No fucking clue how that revenue gets made up. We're entering an interesting time. I don't really know how this resolves itself.
90   Onvacation   2022 Aug 4, 7:33am  

WookieMan says

We ALL are way too far down the rabbit hole to think we have privacy no matter how hard we try.

Agreed! Trying to hide focuses their attention on you.
91   Onvacation   2022 Aug 4, 7:35am  

I still like using cash. I use the credit card for gas, internet buys, and travel.
92   Patrick   2022 Aug 4, 8:58am  

Scott McNealy, former CEO of Sun, had a saying:

"It's not about privacy anymore. You don't have privacy. It's about equality of exposure."

All these things they use to spy on us can and should be used to spy on and publish the personal details of the oligarchs.
93   NuttBoxer   2022 Aug 4, 10:15am  

WookieMan says

Cash is a bitch to deal with in a fair like setting. Especially urban. People fumbling around with it and then the threat of thieves for the people taking it.

These aren't fair specific issues. Just say you don't like freed.. err using cash. Also, I have been robbed online, but never, ever in person. And I've never dropped or lost money, at least not enough to ever notice. But I have had my bank card stolen. Just saying...

WookieMan says

As discussed I give zero shit about my privacy freedom. I recently had my Amex hacked/charged fraudulently and it was gone in 24 hours. Happened again and it's gone again. If someone defrauds robs me in person with cash I have almost no recourse and the money is gone. I get the perspective of people wanting to use cash, but I get paid to use credit. Pay it off in the grace period and you get tax free money with points. I spend 5 minutes a month and probably get back $7-10k/yr. Maybe more. Not a bad ROI time wise.


Is anything in this world free, ever? What are you trading for your credit card incentives? Your freedom.
94   NuttBoxer   2022 Aug 4, 10:20am  

WookieMan says


I'll beat you out of the store 10 out of 10 times and get paid for it.


Card doesn't read, machine doesn't work, system down. In all these cases you won't just be slower, you'll be unable to purchase anything.

Also, skimming your card and using it isn't that hard. Yes, you get reimbursed when you report it, but someone pays. It's an economic drain that must be filled by printing more money.

I often get discounts at places when I pay cash because it saves the business money. That's instant, in my hands that day.

Do you never frequent local business's who won't or can't afford the credit mafia charge fees? There's not many, but they are out there. You do care about your local economy right?
95   KgK one   2022 Aug 4, 10:21am  

U get back 7 to 10 k ? What card r u using? Most pay 2 % back Discover has 5% quaterly
96   NuttBoxer   2022 Aug 4, 10:30am  

WookieMan says

Have to go to an ATM or your bank to get it. And your bank can cut you off as easily as a CC company could (usually a bank). So what's the difference?


Yes, this is why you need physical possession of your assets, and why gold and silver are the only real money. But at least you should have an emergency fund on hand that does require a trip to the bank.

Long term though, we all need to get out of this system that requires we accept Federal Debt Notes as wages.

WookieMan says

We ALL are way too far down the rabbit hole to think we have privacy no matter how hard we try.

I believe I've invited you before to contact me directly with any personal info you can find on me. Should be easy right? Just contact @Patrick to have the results emailed to me, or post them here. Yes, I'm that confident my privacy/freedom is well protected.
97   Eric Holder   2022 Aug 4, 10:35am  

NuttBoxer says

I often get discounts at places when I pay cash because it saves the business money. That's instant, in my hands that day.


This is the one and only reason to pay cash. They cheat on taxes when they get cash, so kickback is due. No cash discount - no cash.
98   Onvacation   2022 Aug 4, 10:48am  

Eric Holder says

This is the one and only reason to pay cash. They cheat on taxes when they get cash, so kickback is due. No cash discount - no cash.


And that's a bad thing? I do sometimes request a cash discount in lieu of using my credit card.
99   Eric Holder   2022 Aug 4, 10:54am  

Onvacation says


Eric Holder says


This is the one and only reason to pay cash. They cheat on taxes when they get cash, so kickback is due. No cash discount - no cash.


And that's a bad thing? I do sometimes request a cash discount in lieu of using my credit card.



Cash discount - good thing. No cash discount - bad thing - no cash for them. It's not like I'm paying the same price if I use a CC - I get 2-5% discount for it, so they better beat it with their cash discount offer.
100   stereotomy   2022 Aug 4, 11:37am  

Robert Sproul says

The War on Cash is the onramp to CBDC which will be Total Control, an on/off switch for your life.
We are very close now and they will use any and all future 'catastrophes' to further their goals. UBI will be the bribe to get all the plebes on board.

original link



Richar Werner kicks ass. He had an excellent feature on how Japan was brought to its knees in the late 80's. This video is well worth watching. The central bankers have been practicing how to subjugate nations for over 30 years. When he says they've on the cusp of achieving total domination, believe him, because he was there with a frontline seat.

Link to video "Princes of the Yen":

https://www.youtube.com/watch?v=p5Ac7ap_MAY&feature=youtu.be

Apologies for the badtube. The only other option is Vimeo. If the latter is preferable, I'll edit the link. Better yet, if someone knows how to embed, I'd appreciate it.
101   NuttBoxer   2022 Aug 4, 12:09pm  

Onvacation says

And that's a bad thing? I do sometimes request a cash discount in lieu of using my credit card.


The biggest cash discounts are usually at the doctors. Not having to go through insurance saves them a ton of money.
102   Patrick   2022 Aug 5, 3:06pm  

NuttBoxer says

I'm that confident my privacy/freedom is well protected.


@NuttBoxer What do you do about government requests for address that do not accept PO boxes, like your driver's license?
103   NuttBoxer   2022 Aug 5, 3:33pm  

This is well known by those of us who have lived in Tijuana, a UPS or Postal Annex box have the look of a physical address.

My car insurance did lookup the address, and requested another one, which I gave them. But no one else has any issue with it. This includes the IRS, California DMV, and DHS(we have Sentri).
104   NuttBoxer   2022 Aug 5, 3:36pm  

But to rephrase a section of Luna's book, if they have unlimited money and resources, they will find you. So if the government were ever to take an active interest in me, it would not be too hard. But for the rest of you, it will never be worth the time and expense, so you'll never find me.
105   Onvacation   2022 Aug 5, 3:38pm  

Patrick says

What do you do about government requests for address that do not accept PO boxes, like your driver's license?

My CDL has a PO box for an address. I lived on my boat for a couple of years and had my official address as my PO box in Oakland. I was required to give the DMV the address of my marina and my slip number. I have moved my boat twice since then but my official address, according to DMV, is still my PO box.
106   Patrick   2022 Aug 5, 3:44pm  

NuttBoxer says

This is well known by those of us who have lived in Tijuana, a UPS or Postal Annex box have the look of a physical address.


I don't understand. What does Tijuana have to do with a UPS box? And don't you have to give ID with a real address to UPS to get the box? So then there's a trail to where you really are.

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