patrick.net

klarek says

How’s their position unenviable?

I'm just trying to understand what was written which includes this point which I quoted once before in these comments, but it wasn't clear I was quoting the article.

"Living in this foreclosure limbo is “Hell,” Lynn said. “I feel like I’m locked in a box. I work for a financial organization and if this came out, it could cost me my job.”

So it was that "locked in a box" comment that seemed to connect your comment of "Living FOR FREE" with a jail-like experience.

I'm not now, nor was I ever trying to say the experience related in the article is exactly, or a lot, like living in jail. I'm just saying it has jail-like aspects. Some of those aspects are psychological.

I get your point about "choice." I think we'd probably agree that the subject of the article probably isn't that aware of this freedom and is probably squandering the opportunity.

not sure if you can compare jail like cell to the deadbeats living at expense to taxpayers (bailouts) while shopping in Nordstrom on weekdays.

I'm not sure how prevalent this type of behavior in other parts of the country, out here thats what I see. "minorities" who live in foreclosed homes out shopping in most expensive stores that I don't dare to set my foot in.

FunTime says

So it was that “locked in a box” comment that seemed to connect your comment of “Living FOR FREE” with a jail-like experience.

That's her comment: a sympathy-seeking, poor-me, one-sided portrayal of someone who milked hundreds of thousands of dollars out of their home, then played victim to someone willing to tell only their side. That doesn't make it the official narrative, and your continued projection of this person as a victim, or somebody who is "stuck", is getting tiresome.

FunTime says

I’m not now, nor was I ever trying to say the experience related in the article is exactly, or a lot, like living in jail. I’m just saying it has jail-like aspects. Some of those aspects are psychological.

The only jail-like aspect is that she's not paying. That is it. It would be like if my company offered catered lunches every day. "They give free food in jail too" would be just as outrageously a distorted and irrelevant comparison to make as what you did.

FunTime says

I get your point about “choice.” I think we’d probably agree that the subject of the article probably isn’t that aware of this freedom and is probably squandering the opportunity.

No, I don't agree with that. In fact, that's just plain dumb. You think the subject doesn't know that they're allowed to move out? Based on what exactly? Read the article, they are FIGHTING eviction. Nobody wants them to stay in the house except for them, and they've already scammed a half million dollars from the bank from equity withdrawals and non-paid mortgage payments. You have to be one crack-smoking fool to believe they are stuck, victims, or unaware of what they are doing.

klarek says

Being underwater doesn’t change the affordability. Do you know what underwater means?

If I was suddenly 2 million underwater I could never afford to pay off that debt. Not saying they don't deserve in almost all cases, but it does suck.

klarek says

it’s NOT like being in jail, and they OUGHT NOT deserve an ounce of our sympathy.

Nothing but jail is like jail, but people like to exaggerate. Let's just say it's not a fun situation for them, and as we both seem to agree, it's a situation they deserve to be in. As for them getting to stay in their house or the banks getting bailed out for their greedy decisions, that needs fixed.

StoutFiles says

If I was suddenly 2 million underwater I could never afford to pay off that debt.

You mean sell for a profit? You insinuated up above that being underwater makes one incapable of not affording their house.

StoutFiles says

Not saying they don’t deserve in almost all cases, but it does suck.

I never said being underwater doesn't suck. However if you suck out a half million in equity, have no intention of ever repaying that debt, and manage to save thousands per month by delaying your eviction for a period of time exceeding a typical lease agreement, your situation does not "suck". A person to cry victim in this case says everything about what a greedy piece of shit they are.

StoutFiles says

Let’s just say it’s not a fun situation for them, and as we both seem to agree, it’s a situation they deserve to be in.

Define "fun situation". I don't think it's fun paying my rent. I don't think it's fun to pay a mortgage either. This subject is doing neither of those things, and liquidated an assload of equity beforehand. I fail to see how unenviable this deadbeat's position is.

klarek says

The only jail-like aspect is that she’s not paying. That is it. It would be like if my company offered catered lunches every day. “They give free food in jail too” would be just as outrageously a distorted and irrelevant comparison to make as what you did.

Yeah, I'm not trying to make a definitive statement, I was just exploring the idea that people with a seemingly positive finanicial situation, like someone who doesn't have a house payment, might have other aspects of their life that are not enviable and even the free living might be something that actually eats away at their thoughts, because they have some conciousness for the irresponsibility of their actions. Maybe not, too, as you seem to be saying.

Although, I'll add that you won't have to look long for people who compare their jobs to jail. I'm not saying I agree, I'm just saying you will find that person. I find it interesting.

You find my comments dumb, so I'll spare you reading any more of them. Thanks for responding anyway.