BayArea

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For the Married Guys (And the Guys Who Have Been Married)
by BayArea on 28 Dec 2012 460 comments, latest 5 years ago
Hi guys, As the old adage states, "Can't live with them, can't live without them." For the guys that are married now or have been married, I'm wondering what ...

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Bitcoin and Crypto-currency
by BayArea on 5 Nov 2017 505 comments, latest 4 hours ago
#investing Hi guys, I'd like to start a conversation on crypto-currency, particularly Bitcoin. What do you all think about it from an investment point of view today? I have some ...

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Mortgage Loan Amortization
by BayArea on 14 Nov 2011 69 comments, latest 12 years ago
Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is ...

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My Home Buying Experience in the month of April, 2012 in the East Bay
by BayArea on 25 Apr 2012 119 comments, latest 12 years ago
Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told ...

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The Secret is Out
by BayArea on 30 Aug 2012 90 comments, latest 12 years ago
You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the ...

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What Stock Market Investments Are You Making in 2016?
by BayArea on 6 Jun 2016 216 comments, latest 7 years ago
Hi guys, I'm looking over my portfolio this week (both 401K retirement and personal brokerage account) and looking ahead at what to invest in during 2016. I see that ...

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What's the Best and Worst Car You Have Ever Owned
by BayArea on 3 Dec 2012 54 comments, latest 11 years ago
I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might ...

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What is driving the low real estate inventory we are seeing right now?
by BayArea on 23 Apr 2012 61 comments, latest 12 years ago
Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving ...

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Who on Patnet owns a handgun(s) for home protection?
by BayArea on 21 Dec 2016 94 comments, latest 7 years ago
I've been anti-gun for most of my life but recently have taken a more neutral stance. I'm wondering how many Patnet members own a handgun for self defense? How ...

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Property on an FHA Loan Becoming a Rental... Advice Please
by BayArea on 12 Nov 2011 13 comments, latest 8 years ago
Hi folks, I've received some great advice here over the past few weeks and am hoping that you could also assist me with a unique predicament regarding the upcoming ...

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Where would you invest in Northern California today with the highest return?
by BayArea on 30 Aug 2012 45 comments, latest 12 years ago
Hi folks, For the past 9 months or so I've been hunting for real estate rentals in the Bay Area. I've primarily been looking in the Concord/Pittsburg/Bay-Point areas. My ...

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You have $100,000 cash to invest today. What do you do?
by BayArea on 16 Oct 2017 70 comments, latest 6 years ago
Hello Patnet, Say you have $100K-150K cash to invest today. Let's say the investment period is 5+yrs. Real estate and the stock market equities are bloated at historical highs. Where ...

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Should I keep this property or sell?
by BayArea on 22 Dec 2014 52 comments, latest 9 years ago
Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to ...

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Calculating the ROI for you rental property
by BayArea on 1 Dec 2012 47 comments, latest 11 years ago
Hi folks, There are several different ways to approach the ROI for an investment property. Many look at the capitalization rate which is the (yearly rental income after expenses) ...

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What will it finally take to turn Trump supporters against him?
by BayArea on 19 Aug 2018 131 comments, latest 6 years ago
I hear it from liberals all the time. How can you support a “pu$$y grabber”. How can you support someone that sleeps around? How can you support someone that lies? ...

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Property Tax
by BayArea on 7 Oct 2012 43 comments, latest 12 years ago
I'm looking at my most recent tax bill and see the following: - Mosquito Abatement - CSA Paramedic - CSA Vector Control - City Emergency Medical - City Paramedic ...

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Triggers for a Housing Correction
by BayArea on 4 Mar 2018 60 comments, latest 6 years ago
Hi guys, Given that there is no subprime lending crisis like there was over a decade ago, any housing correction would come elsewhere. What are the possible triggers: Interest rate ...

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2012 YY Inventory, Median Price, and Age of Inventory on the Market
by BayArea on 12 Apr 2012 33 comments, latest 12 years ago
Hi folks, just came across this link showing a comparison between 2012 & 2011 inventory, median price, and # of days on market in three Northern California cities: http://www.realtor.com/data-po ...

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Starbucks and their $5 Coffees
by BayArea on 1 Dec 2016 69 comments, latest 5 years ago
How in the world did Starbucks manage to slowly and methodically convince society that filtered water with a squirt of caramel is worth $5? And why are we supporting ...

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Why Can't They Accept the Election Results?
by BayArea on 11 Nov 2016 72 comments, latest 7 years ago
President Elect Trump won the presidency in an electoral landslide (306 votes with Michigan counted) Why is it that they support a democracy only if their candidate wins? What ...

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Investment Experts, Come on In - Marijuana Legal in CA
by BayArea on 14 Nov 2016 45 comments, latest 6 years ago
Patnet investors, With CA and other states continuing the trend of legalizing marijuana, I'd like to start a discussion about where investors should be putting their money if this ...

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NK detonated a hydrogen bomb today that was 7x more powerful than the one that destroyed Hiroshima
by BayArea on 3 Sep 2017 60 comments, latest 7 years ago
https://www.washingtonpost.com

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Google Bus Protesters in SF
by BayArea on 25 Apr 2014 35 comments, latest 9 years ago
Most of us have likely heard some buzz about this over the past year but it seems to be gaining steam recently. http://mashable.com/2014/04/07 Unless you've been living under a ...

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Credit Scores and Dating...
by BayArea on 27 Dec 2012 37 comments, latest 11 years ago
Now I understand why more of us will not walk away from our underwater mortgages ;-) http://finance.yahoo.com/news/ Her musings were suddenly interrupted when her date asked a decidedly unromantic ...

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Short Sale Agent's Pimp-Hand Remains Strong!
by BayArea on 4 Jul 2012 24 comments, latest 11 years ago
Hi folks, Some of you may have been following my real estate escapades here in the East Bay. Over the past 6-7 months, I've probably made 9 offers (6-7 ...

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What Smartphone Are You Using and How Do You Like It?
by BayArea on 11 Apr 2018 68 comments, latest 2 years ago
Hi guys, I'm finding myself in need of a new phone (switching jobs and no longer have my corporate phone). I've been researching smartphones this week and to my surprise, ...

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What is the definition of an assault rifle?
by BayArea on 3 Mar 2018 47 comments, latest 6 years ago
Media uses the term at every corner, but I have yet to see a clear definition. Does it mean a scary black semi-auto rifle? Or is there more to it?

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What dog do you own and would you recommend it for a family dog?
by BayArea on 8 Jul 2017 47 comments, latest 6 years ago
#dogs

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Police kill homicide suspect during I-80 standoff, traffic snarled for hours
by BayArea on 27 Sep 2017 51 comments, latest 7 years ago
http://www.ktvu.com/news/inter For several seconds it sounds like a war as about 50 rounds were fired after the suspect opened fire on Police.

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Haven't been here in a while...
by BayArea on 10 Mar 2015 19 comments, latest 9 years ago
what happened to the real estate section? I've always considered this to be a real estate site and don't see it focused on that way? #housing

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Tax Brackets Under President Trump
by BayArea on 10 Dec 2016 48 comments, latest 7 years ago
What do you all think?

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Why is the media mostly liberal and how did it come to be that way?
by BayArea on 11 Oct 2016 43 comments, latest 8 years ago
please discuss?

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Saturday April 15th, Berkeley Free Speech Rally
by BayArea on 15 Apr 2017 42 comments, latest 7 years ago
I'm reading that Berkeley is bracing for a free speech rally today. Will anyone be attending? http://www.mercurynews.com/201

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School Loan - To Payoff Or Not To Payoff
by BayArea on 29 Dec 2017 41 comments, latest 6 years ago
#misc Hi guys, I've been asked to advise on the following situation: Husband and wife are both in their early to mid 30s. Wife finished up a medical program in ...

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Continuing the Real Estate Education Away from my Real Estate Agent ;-)
by BayArea on 10 Apr 2012 26 comments, latest 12 years ago
Hi folks, This site has been quite a big help to me in seeing the real estate market from different angles and I'm looking forward to continuing the education. ...

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Dodge Releases the "Demon" - Claims Fastest Production Car Status in History
by BayArea on 15 Apr 2017 57 comments, latest 7 years ago
As a car guy, this is pretty neat. 9.65 @ 140mph in the quarter mile for a production car with a warranty is borderline unfathomable. www.youtube.com/embed/RiF54pLO

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Thoughts on Boise, Idaho?
by BayArea on 20 Aug 2019 71 comments, latest 2 years ago
Anyone familiar with Boise? Wife and I going to visit for a weekend vacation and to scope it out as a potential move away from the congested hell hole Silicon ...

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Landlord rented to someone else's and kept my application fee?
by BayArea on 12 May 2014 17 comments, latest 10 years ago
Hi guys, hoping to get some advice from all of you. I've been applying for a rental home here in San Mateo/Burlingame. I submit an application this weekend and ...

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"Open Up MLS"
by BayArea on 22 Apr 2012 15 comments, latest 12 years ago
Hi folks, I commonly hear on this site, "open up MLS" (after a bunch of anti-realtor banter =) How comprehensive is a web-site like REDFIN and what information access ...

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Something I don't understand about Short Sales
by BayArea on 12 Jul 2012 27 comments, latest 12 years ago
I made an offer on a short sale this week in the East Bay. 25+ offers. To my understanding, with any short sale, the bank will come up with ...

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