CL

United States, joined 2010 Nov 22   Has 1 follower.   Is following 1.
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threads pinned by CL
authored 2,339 comments and 236 threads

CL's threads


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Non-violence
by CL on 30 Apr 2015   200 comments, latest 9 years ago
Much has been made lately about the power of non-violence and what the black community in Baltimore (and elsewhere) should do and how is best to achieve good results. ...

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Income Inequality Questions
by CL on 24 Sep 2013   226 comments, latest 10 years ago
It seems apparent to me that income inequality drags our economy down and limits its potential. If consumers, even while working two jobs and having more than one wage ...

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Does QE cause inflation, or not?
by CL on 22 May 2015   79 comments, latest 9 years ago
Is it not true that since new money is not really created that QE does not cause inflation, although it could if the loan activity were to spike?

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A recap on my situation and some questions
by CL on 21 Feb 2011   126 comments, latest 13 years ago
I have 2 loans (purchase) and the 2nd, a HELOC is due next month at 100K or so. The jumbo is a 7 year so in 2 more years ...

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Why don't houses follow Moore's law?
by CL on 31 May 2012   67 comments, latest 12 years ago
There have been big advances in materials, labor saving devices and building technology. Why hasn't the price gone down for new SFH?

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How much profit is there in homebuilding?
by CL on 31 May 2012   31 comments, latest 12 years ago
Anyone have a graph?

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George Zimmerman rescues family from truck crash last week, police say
by CL on 22 Jul 2013   156 comments, latest 11 years ago
Amazingly, nobody was shot. http://www.foxnews.com/us/2013

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Car purchase
by CL on 30 Apr 2013   77 comments, latest 11 years ago
What type of car is looking good to you right now? And are you likely to lease or buy it?

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Bear it!
by CL on 14 May 2012   32 comments, latest 8 years ago
Here are some things I think seem true to me, but could be refuted by you geniuses. If we have hit any bottom, we need a counterargument to the ...

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Parcel Taxes
by CL on 20 Oct 2011   62 comments, latest 12 years ago
What are your opinions on Parcel Taxes, especially in California? Should there be a Renter's tax as well?

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Jesus and Santa were white - POLITICO.com
by CL on 13 Dec 2013   45 comments, latest 10 years ago
How pervasive is Caucasian-normative culture? It just is, so you know. http://www.politico.com/blogs/ And in Kelly's defense, it does seem likely that Jesus had blond hair and blue eyes, since ...

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Welfare facts
by CL on 9 Apr 2015   36 comments, latest 9 years ago
For some reason (I assume an ill-fated bill in Missouri banning lobster sales to recipients), welfare bashing is making the rounds on social media. This forced me to ask ...

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Obamacare Fails to Fail - NYTimes.com
by CL on 15 Jul 2014   62 comments, latest 10 years ago
http://www.nytimes.com/2014/07 But the great majority of those who signed up did indeed pay up, and we now have multiple independent surveys — from Gallup, the Urban Institute and the ...

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~60%
by CL on 10 Apr 2016   48 comments, latest 8 years ago
What would you say to someone who claims to pay over 50% in taxes? Another claimed to be approaching 60%, ostensibly because they have a couple jobs and a ...

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What is are low, medium and high income for the Bay Area?
by CL on 30 Jan 2012   9 comments, latest 12 years ago
In your opinion. Also, include age groups and retirement savings. I.e. by 40, one should be making 100K, and have saved 200K in retirement funds. (I ask because USAA ...

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People will be held responsible - just not Chris Christie
by CL on 8 Jan 2014   95 comments, latest 10 years ago
http://www.politico.com/story/ New Jersey Gov. Chris Christie said Wednesday he is “outraged” by newly released documents linking a senior member of his staff to the closure of lanes on a ...

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Watch The Daily Show mock Fox News' confused man-crush on Vladimir Putin
by CL on 7 Mar 2014   122 comments, latest 10 years ago
http://theweek.com/article/ind Fox News and their Republican guests being "fooled by this guy's bullshit?" Stewart asked. Republicans have been holding up the "strong" Putin as a favorable alternative to the ...

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Republicans and racism
by CL on 26 Jun 2012   54 comments, latest 12 years ago
I wonder why the Republicans are so set on voter ID laws. If it were not for the fact that they KNOW they'll get trounced in minority votes they ...

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Thomas Jefferson as First Democrat
by CL on 21 Feb 2014   59 comments, latest 10 years ago
Nowadays, I don't know of too many who contest Jefferson as the father of the Democratic party. Obviously, the GOP can trace its origins to Lincoln and rightfully do. ...

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Voting for the other side
by CL on 27 Aug 2012   51 comments, latest 12 years ago
Under what conditions would you vote for the other side? If you are a Republican, what would it take for you to vote for Obama? If you are a ...

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Libertarian Fantasies
by CL on 11 Aug 2014   61 comments, latest 10 years ago
http://www.nytimes.com/2014/08

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Clawback
by CL on 26 Apr 2011   126 comments, latest 13 years ago
Should there be a clawback from those who profited during the bubble? My old landlord, a special-ed teacher, had about 7 high-end properties that he sold at the top ...

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Trumpcare bill even less popular than Trump, or Congress
by CL on 23 Mar 2017   43 comments, latest 7 years ago
https://www.washingtonpost.com "According to Quinnipiac, only 17 percent of Americans approve of the bill — and only 6 percent of the country supports it strongly. (Congress is approved of by ...

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A War on the Poor - NYTimes.com
by CL on 1 Nov 2013   56 comments, latest 10 years ago
http://www.nytimes.com/2013/11

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Schroedinger's cat
by CL on 30 Aug 2013   30 comments, latest 7 years ago
Using Schrödinger's cat reveals that things can be in 2 states at the same time (and I reckon are influenced by the observer if the box is opened.) I ...

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What should I do?
by CL on 23 Nov 2010   60 comments, latest 13 years ago
I bought in march of ’06, with a Jumbo 7 year arm, and a 5 year HELOC. The HELOC is maturing in March. Wells has been unresponsive, and my ...

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Why are banks holding back inventory?
by CL on 7 Jun 2012   37 comments, latest 12 years ago
Recently, some posters have wondered why the banks might be holding back inventory, when to do so also has a cost to the banks and investors. I was wondering, ...

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Extra dough
by CL on 6 Jun 2014   33 comments, latest 10 years ago
I have a few hundred extra thousand dollars laying around. What should I do with it? I have people at USAA who want me to put some into a ...

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Why are Realtors bad?
by CL on 16 May 2014   36 comments, latest 10 years ago
My friend (who's in auto sales) is defending their commission-based wages. I compared it to Realtors, who he promptly defended. I told him that Realtors are parasites but wondered ...

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The primary voter
by CL on 14 Nov 2016   19 comments, latest 7 years ago
It would seem that, while the Dems are supposedly soul-searching, the truth is any Democrat with less negatives probably would have trounced Trump. The primary voters on the Democratic ...

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Weird deal as my in-laws sell the MIL's house
by CL on 31 Oct 2016   34 comments, latest 7 years ago
The MIL has now moved into a facility, which is a desirable outcome overall. As is common and predictable, there were some disagreements and acrimony related to the POAs ...

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Outlawing Islam
by CL on 19 Apr 2013   36 comments, latest 11 years ago
Do you think Islam today is conservative or liberal? Based on pre-2004 voting patterns they have typically aligned with American conservatives. (The cw being that the Patriot Act drove ...

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Solar Bonds
by CL on 23 Jul 2015   10 comments, latest 9 years ago
https://solarbonds.solarcity.c Just saw this advertised. Any thoughts? #investing

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401K timing
by CL on 19 Jul 2016   17 comments, latest 8 years ago
I've maxed out since back when I was poor, and continue to do so. As time progressed, what used to be a same sized contribution each month has turned ...

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NOD received
by CL on 22 Aug 2011   40 comments, latest 13 years ago
I got my NOD last month. The phone calls have slowed, but mailings have increased (from the bottom feeders, lawyers, etc). I answered a phone call from Wells and ...

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Is the Financial Sector parasitical?
by CL on 26 Aug 2013   46 comments, latest 11 years ago
I've seen a lot of folks here denounce the financial sector as parasitical, but as I played the scenario out in my head I began to think I might ...

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In a Subprime Bubble for Used Cars, Borrowers Pay Sky-High Rates - NYTimes.com
by CL on 23 Jul 2014   20 comments, latest 10 years ago
http://dealbook.nytimes.com/20 What do you think? Will Auto loans collapse? #bubbles

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Anecdote about my teabagger friend
by CL on 8 Aug 2012   39 comments, latest 12 years ago
He, on principle, decided that he did not "need" insurance, which his brother roundly criticized as the height of irresponsibility. The teabagger said that he did not want to ...

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Conservative support for the Cos
by CL on 27 Jul 2015   16 comments, latest 9 years ago
It seemed to me that as the Bill Cosby story started growing legs, there were conservatives who rushed to his defense. I believe they thought it was an attack, ...

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Housing rights question
by CL on 20 Apr 2017   10 comments, latest 7 years ago
Ran into an Uber driver today who said he's living in an in-law unit (a tool shed, in his description), and upon move-in, was told that he'd be responsible ...
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