SFace's threads
27 dead, 20 gradeschool kids
by
SFace
on 14 Dec 2012
376 comments, latest
11 years ago
http://www.sfgate.com/news/cri WTF is wrong? This story is bothering me. #crime
Fiserv - Moody's Case-Shiller Forecast - SFBA
by
SFace
on 24 Feb 2012
117 comments, latest
11 years ago
Case-Shiller lags anywhere from 3-5 months at the field level., but... Companies (particurarly banks) pay a lot of money to access subscription services generated by Fiserv and Moody's. Their ...
Doubled up on FB
by
SFace
on 25 Jul 2013
119 comments, latest
10 years ago
Love what they are doing with Mobile and they figured out how to put ads on a phone in a targeted and discreet way (as part of a feed.) ...
JCP
by
SFace
on 10 Jul 2013
111 comments, latest
6 years ago
This is a stock I have been following closely for a long time. Bought when Soros bought and sold before the last earning and made 40% in one month. ...
Jobs are coming back!!!
by
SFace
on 17 Feb 2012
141 comments, latest
12 years ago
Little have been said about the improving job situation. The commerce department reported about 243K new jobs created in January 2012, notwithstanding government layoffs. Furthermnore, unemployment claims appears to ...
My Experience with Lyft
by
SFace
on 19 Nov 2012
35 comments, latest
10 years ago
So me and my wife decided to try Lyft after a dinner night out at Mission District. (impossible to park) We loaded the the lyft app previously, posted the ...
Long Apple
by
SFace
on 6 Sep 2013
68 comments, latest
10 years ago
Apple has been strangely quiet since iPhone 5. Everyone knows Sep-Dec is Apple domination quarter and for end of 2013 it will be especially plentiful. Here is what a ...
Facebook Effect
by
SFace
on 27 Jan 2012
63 comments, latest
12 years ago
Reports of 100B valuation for Facebook sent everyone up: Look forward to the S-1. It will be an incredible read. RENN DANG LNDK GRPN All up
How the tax situation will shake out from my perspective
by
SFace
on 13 Nov 2012
51 comments, latest
11 years ago
Most people don't realize that the bush tax cut will expire Jan 1, 2013. With Obama just newly re-elected and public sentiment, the rich will be soaked, the only ...
10 reasons debunked #9
by
SFace
on 4 Aug 2014
22 comments, latest
10 years ago
"Because boomers are retiring. There are 70 million Americans born between 1945-1960. One-third have zero retirement savings. The oldest are 66. The only money they have is equity in ...
10 reasons debunked #5
by
SFace
on 4 Aug 2014
25 comments, latest
9 years ago
"5.Because buyers used too much leverage. Leverage means using debt to amplify gain. Most people forget that debt amplifies losses as well. If a buyer puts 10% down and ...
Short Groupon?
by
SFace
on 4 Nov 2011
22 comments, latest
10 years ago
I lot of people seems to think Groupon is spectacularly hyped, a company that adds little value relative to their valuation, which I generally agree. However, there's lots of ...
US Government wants inflation?
by
SFace
on 13 Apr 2010
72 comments, latest
14 years ago
Okay, I always thought about various problems with current and rising government deficits, entitlement programs, current economic conditions, etc. and have always felt very strongly that inflation was a ...
Double-digit rent hikes are on the way
by
SFace
on 13 Jan 2011
36 comments, latest
11 years ago
This was pretty evident to me for a year (following the REIT industry) now, but here's the nugget of the story and something you should be aware of: http://www.marketwatch.com/sto ...
CA prop 13 and Step up basis is a lethal combination
by
SFace
on 5 Apr 2013
21 comments, latest
11 years ago
This is a real situation: A long-time San Francisco homeowner bought their house in the 70’s. 50K or so, property tax is less than 2K a year in 2013. ...
using line of credit to buy now
by
SFace
on 24 Jun 2014
22 comments, latest
7 years ago
e-man, thoughts and what are you seeing with others with tremendous equity from their primary and can buy a place or two in cheaper areas with their line? Obviously ...
CA has super Majority!
by
SFace
on 7 Nov 2012
24 comments, latest
11 years ago
Super majority in Lower house Super in Upper house Governor Brown for at least 2 more years. We'll see what the Dems have planned and what a fillibuster-less control ...
Fixation on median household income is misplaced
by
SFace
on 19 Oct 2011
27 comments, latest
12 years ago
One of the items I see too often used and referenced is median household income without further context. I'm a stats person and a median in itself is meaningless ...
My employer should have fired me for a chance to meet Zynga
by
SFace
on 1 Dec 2011
15 comments, latest
11 years ago
Long story short, In 2009, many people were fired (among the 15M or so nationally) including some of my colleagues. Some of them end up joining Zynga which went ...
Companies in crisis are always great buys
by
SFace
on 8 Feb 2012
19 comments, latest
12 years ago
Over the last 10 years of observing the market, companies in short term crisis not related to the fundamentals of the business have always proof out to be great ...
Is Apple IPad a winner, loser or somewhere in between
by
SFace
on 28 Jan 2010
42 comments, latest
14 years ago
For the longest time, I am a big believer and supporter in Apple products. They are perhaps the best hardware company I have ever seen creating high margin hardware ...
Famous consumer brands in America by state
by
SFace
on 27 Jun 2013
10 comments, latest
11 years ago
get off of interest rates, gold/bonds a little bit. Saw this neat map that shows the most recognizable brand coming from each respective states. Missing Hawaii, but I would ...
Why opening and utilziing a HELOC makes financial sense.
by
SFace
on 12 Feb 2013
28 comments, latest
11 years ago
A few topics center on HELOC as bad bad bad, I don’t see it. Sure, you can get in trouble, but the core reason makes a whole lot of ...
CA pension reform
by
SFace
on 27 Oct 2011
35 comments, latest
12 years ago
I Agree with every single point and absolutely acceptable. I only wish there was a cap, like social security does as well. I have no problems with pensions, but ...
10 reasons debunked #2
by
SFace
on 4 Aug 2014
10 comments, latest
9 years ago
"2.Because it's usually still much cheaper to rent than to own the same size and quality house, in the same school district. In rich neighborhoods, annual rents are typically ...
Does rig blowup change your view on offshore drilling?
by
SFace
on 29 Apr 2010
42 comments, latest
14 years ago
A story I find pretty fascinating but relatively under the radar is the recent big rig explosion off the New Orleans coast. Notwithstanding that lives are lost, the drills ...
Totally despise Netflix Management
by
SFace
on 22 Nov 2011
13 comments, latest
12 years ago
This is a company that bought back about 1B of their own shares the last three years or so while management sold $1B concurrently and enriched themselves like no ...
Credit Card Inventory
by
SFace
on 17 Jun 2010
18 comments, latest
14 years ago
My finance is currently organized that I write on average one to two checks a month only and rarely use cash. To the extent possible, everything is paid via ...
Stock picks March 13, 2014
by
SFace
on 13 Mar 2014
11 comments, latest
10 years ago
Added the following today Yahoo@ 37.23 I believe there is a place for Yahoo in mobile advertising dominated by Google and Facebook. Marissa is an ex Google so she ...
Diamond Foods
by
SFace
on 21 May 2013
7 comments, latest
11 years ago
This is a stock that is being accumulated quietly. It's been on my radar as a San Francisco company and the accounting scandal that was strightened out last year. ...
Rents bottomed 1Q-2010, now trending up.
by
SFace
on 5 Aug 2010
18 comments, latest
13 years ago
I was doing some research on AVB, BRE and PPS. I knew rents were creeping up again based on soft evidence but Avalon, Post and Bre pretty much confirms ...
10 reasons debunked #3
by
SFace
on 4 Aug 2014
6 comments, latest
9 years ago
"3.Because it's a terrible time to buy when interest rates are low, like now. House prices rose as interest rates fell, and house prices will fall if interest rates ...
10 reasons debunked #1
by
SFace
on 4 Aug 2014
6 comments, latest
9 years ago
First one: "1.Because house prices are in expensive areas still dangerously high compared to incomes and rents. Banks say a safe mortgage is a maximum of 3 times the ...
Do not buy a house using FHA - Too expensive
by
SFace
on 31 Jan 2013
6 comments, latest
11 years ago
* Basically, FHA got slaughtered on loans from 2004-2008. If you are a FHA borrower prospectively, please don't do it, you will be slaughtered. * 1.75% upfront fee. What ...
Buffet ruled out double dip recession
by
SFace
on 13 Sep 2010
22 comments, latest
14 years ago
I know it's hard for some to wrap around this concept, but here is my thoughts on the economy which is perfectly summarized from Warren Buffet. "We will not ...
GOP will win round 3 of budget battle
by
SFace
on 19 Feb 2013
14 comments, latest
11 years ago
Round 1 - debt ceiling - dems win Round 2 - fiscal cliff - dems win Round 3 - Automatic cuts - GOP will win At this point, I ...
"No double dip (recession) but no rapid recovery either
by
SFace
on 2 Jul 2010
16 comments, latest
14 years ago
"No double dip (recession) but no rapid recovery either," said John Silvia, chief economist at Wells Fargo in Charlotte, North Carolina. That pretty much sums my thoughts on where ...
The American Dream on Sale and SFH REITS
by
SFace
on 16 Dec 2010
6 comments, latest
9 months ago
One of the giants in the finance world I admire is Bill Ackman from Pershing Square. He made several billion buying General Growth properties (GGP) around a buck in early ...
S&P Breakout, next Step
by
SFace
on 22 Jan 2013
7 comments, latest
11 years ago
It looks like with Google and IBM, tech will likely be up tommorow and likely take the S&P past 1500. It has broken out, despite a lot of Apple ...
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