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joined 24 Oct 2011   United States   177 links   98 posts   1,194 comments   ignore (0)   befriend (3)   following 0   1 followers   follow BayArea

BayArea's Posts

For the Married Guys (And the Guys Who Have Been Married)
by BayArea   ↑ like (2)   ↓ dislike   668 comments, latest 3 years ago
Hi guys, As the old adage states, "Can't live with them, can't live without them." For the guys that are married now or have been married, I'm wondering what your...
What Stock Market Investments Are You Making in 2016?
by BayArea in #investing   ↑ like (1)   ↓ dislike   240 comments, latest 3 months ago
Hi guys, I'm looking over my portfolio this week (both 401K retirement and personal brokerage account) and looking ahead at what to invest in during 2016. I see that...
Who on Patnet owns a handgun(s) for home protection?
by BayArea   ↑ like (8)   ↓ dislike   134 comments, latest 6 days ago
I've been anti-gun for most of my life but recently have taken a more neutral stance. I'm wondering how many Patnet members own a handgun for self defense? How has...
My Home Buying Experience in the month of April, 2012 in the East Bay
by BayArea in #1   ↑ like   ↓ dislike   121 comments, latest 5 years ago
Background: I am house hunting for investment purposes (let's get that out of the way). 25% down, excellent credit, have cash to show... Home #1 (REO): I am told by...
Why Can't They Accept the Election Results?
by BayArea   ↑ like (10)   ↓ dislike (1)   98 comments, latest 4 months ago
President Elect Trump won the presidency in an electoral landslide (306 votes with Michigan counted) Why is it that they support a democracy only if their candidate wins? What is...
The Secret is Out
by BayArea in #housing   ↑ like (1)   ↓ dislike (1)   94 comments, latest 4 years ago
You could not find a better investment between mid 2010 through the end of 2011 than low end real estate. Relatively low prices, record low interest rates, and the fact...
Mortgage Loan Amortization
by BayArea in #housing   ↑ like   ↓ dislike   75 comments, latest 5 years ago
Hi folks, The topic is on mortgage loan amortization. Although I am a homeowner and have plenty of experience with amortization of loans (I've just accepted that this is how...
Tax Brackets Under President Trump
by BayArea   ↑ like (2)   ↓ dislike   75 comments, latest 3 months ago
What do you all think?
Starbucks and their $5 Coffees
by BayArea   ↑ like (5)   ↓ dislike   73 comments, latest 3 months ago
How in the world did Starbucks manage to slowly and methodically convince society that filtered water with a squirt of caramel is worth $5? And why are we supporting this...
What is driving the low real estate inventory we are seeing right now?
by BayArea in #housing   ↑ like   ↓ dislike   63 comments, latest 5 years ago
Hi folks, In recent weeks, there have been many references to a decrease in supply in the Bay Area market. I'd like to explore this a bit. What's driving this...
If you were a terrorist...
by BayArea   ↑ like   ↓ dislike   59 comments, latest 1 month ago
Here's where we are: Trump signs executive order on travel ban. Federal courts block it, at least temporarily. Trump can take it to the Supreme Court where he'll have 5...
What's the Best and Worst Car You Have Ever Owned
by BayArea   ↑ like   ↓ dislike   56 comments, latest 4 years ago
I had awesome luck with the following: - 1994 Ford Ranger V6 5-speed Ext-Cab: This thing went 200K miles with nearly zero maintenance. In that 200K miles it might have...
Should I keep this property or sell?
by BayArea   ↑ like   ↓ dislike   54 comments, latest 2 years ago
Hi guys, In 2007 I bought a condo in the Berkeley/Oakland Hills for $405,000 (20% down, 30yr fixed, 6.75% APR, $330 monthly HOA). In 2010 I refinanced down to 5.25%...
The Rapid Rise and Fall of Milo:
by BayArea   ↑ like (2)   ↓ dislike (1)   52 comments, latest 1 month ago
I had seen a couple of YouTube videos of this Milo character before the Berkeley protest. I thought he was sharp but too over the top with his political views....
Where would you invest in Northern California today with the highest return?
by BayArea in #housing   ↑ like   ↓ dislike (1)   51 comments, latest 4 years ago
Hi folks, For the past 9 months or so I've been hunting for real estate rentals in the Bay Area. I've primarily been looking in the Concord/Pittsburg/Bay-Point areas. My criteria...
Calculating the ROI for you rental property
by BayArea in #housing   ↑ like   ↓ dislike   49 comments, latest 4 years ago
Hi folks, There are several different ways to approach the ROI for an investment property. Many look at the capitalization rate which is the (yearly rental income after expenses) /...
Why is the media mostly liberal and how did it come to be that way?
by BayArea   ↑ like (2)   ↓ dislike   48 comments, latest 5 months ago
please discuss?
Property Tax
by BayArea   ↑ like (2)   ↓ dislike   44 comments, latest 4 years ago
I'm looking at my most recent tax bill and see the following: - Mosquito Abatement - CSA Paramedic - CSA Vector Control - City Emergency Medical - City Paramedic SRV...
Investment Experts, Come on In - Marijuana Legal in CA
by BayArea   ↑ like (1)   ↓ dislike (1)   43 comments, latest 1 month ago
Patnet investors, With CA and other states continuing the trend of legalizing marijuana, I'd like to start a discussion about where investors should be putting their money if this trend...
Credit Scores and Dating...
by BayArea in #housing   ↑ like (1)   ↓ dislike   42 comments, latest 4 years ago
Now I understand why more of us will not walk away from our underwater mortgages ;-) Her musings were suddenly interrupted when her date asked a decidedly unromantic question:...

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