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joined 27 Jan 2010   United States   6 links   28 posts   547 comments   ignore (0)   befriend   following 0   0 followers   follow adarmiento

adarmiento's Posts

California pensions impact on taxes and municipal bonds
by adarmiento in #investing   ↑ like (1)   ↓ dislike (1)   39 comments, latest 3 years ago
"In San Jose and across the nation, state and local officials are increasingly confronting a vision of startling injustice: Poor and middle-class taxpayers — who often have no retirement savings...
30 year mortgage rate explodes
by adarmiento in #housing   ↑ like (1)   ↓ dislike   33 comments, latest 4 years ago
Wrap your brains around this
by adarmiento   ↑ like   ↓ dislike   28 comments, latest 4 years ago
S&P 500 March 2000: 1530 points October 2007: 1560 points Today: 1553 points Total real return of a typical S&P 500 index fund since March 2000 assuming 2% annual dividend...
Why the dollar will not crash
by adarmiento   ↑ like (1)   ↓ dislike   25 comments, latest 3 years ago
In response to The dollar will not crash because of the below conditions 1. USA has energy and food independence 2. USA has strong national security 3. Interest rates...
Renters (and Patrick) feel trapped
by adarmiento   ↑ like   ↓ dislike   18 comments, latest 2 years ago
Once [rent] is over 30%, thats when you start getting into the danger zone financially, says Helen Stephens, a certified financial planner in Dallas. And the problem when youre...
Secular (or long term) bear market started in Spring 2000
by adarmiento   ↑ like   ↓ dislike   12 comments, latest 4 years ago
The above website makes a good point that we may be in year 13 of at least and 18 year bear market. It brings up the Shiller P/E ratio....
The housing-recovery myth
by adarmiento in #housing   ↑ like (2)   ↓ dislike   12 comments, latest 4 years ago
This article is dedicated to Iwog and Roberta...
Big Mac Index versus CPI
by adarmiento   ↑ like (2)   ↓ dislike   8 comments, latest 3 years ago
The Big Mac Index vs. the Consumer Price Index Since 1986, the price of a Big Mac has increased 171% from $1.60 to $4.33 today. During this same time period,...
blue chip bubble -> internet stock bubble -> housing bubble -> start over
by adarmiento in #housing   ↑ like   ↓ dislike   7 comments, latest 4 years ago
I read how a lot of homes are being bought up by investors in Southern California who are then turning them into rentals. Perhaps some of the cash to purchase...
Bernanke Finally Reveals, In One Word, Why The Financial System Crashed
by adarmiento   ↑ like (1)   ↓ dislike   6 comments, latest 3 years ago
Now that Ben Bernanke is no longer the head of the Fed, he can finally tell the truth about what caused the financial crash. At least that's what a...
stock market and financial engineering
by adarmiento in #investing   ↑ like   ↓ dislike   6 comments, latest 2 years ago
Interesting... a lot of the stock market run up is due to financial engineering such as Quantitative Easing and lower interest rates which make it more affordable for companies to...
Oil Economics
by adarmiento   ↑ like   ↓ dislike   5 comments, latest 4 years ago
Since January 2009, the Vanguard Energy Fund has gone up 41% and Dow Jones-UBS Unleaded Gasoline Subindex has increased 180%. Look at the price of a barrel of oil and...
Oregon votes 66% against issuing driver licenses to illegal aliens
by adarmiento in #politics   ↑ like (1)   ↓ dislike   5 comments, latest 2 years ago
Even as Oregon voters were legalizing recreational marijuana and expanding Democratic majorities in state government, they decided by a margin of 66-34 to cancel a new state law that would...
the rent is going up !
by adarmiento   ↑ like (2)   ↓ dislike   5 comments, latest 2 years ago
They dont expect things to slow down either, noted in a press release, as 63 percent of property managers predict that rental rents will continue to rise by...
Home flipping greatly increased from 2012 to 2013
by adarmiento   ↑ like   ↓ dislike   4 comments, latest 3 years ago
The 6 reasons for a bear market
by adarmiento in #housing   ↑ like   ↓ dislike   3 comments, latest 4 years ago
1. Tight Money - Fed is flooding market with cash. QE3 is ongoing with $40 billion in monthly mortgage back security purchases and treasury notes buys 2. Rising Rates -...
Jeremy Siegel says S&P 500 to reach 1700 in next 12 months
by adarmiento in #environment   ↑ like   ↓ dislike   2 comments, latest 4 years ago
See the above link. Jeremy Siegel of Univ of Penn says that the average valuation or p/e ratio is 18 in a post World War II environment, and that...
Economy only grew 2.5%
by adarmiento   ↑ like (1)   ↓ dislike   2 comments, latest 4 years ago
Last quarter the economy grew 2.5% according to NPR's Market Place. If the population is growing about 1.25% a year, is not that type of growth somewhat positive ? Meanwhile...
corporate profit margin 11% in 2013
by adarmiento   ↑ like   ↓ dislike   2 comments, latest 3 years ago
If the historic profit margin is 7%, then that means if the profit margin decreases 11% to 7% (and an equal drop in earnings), then the P/E ratio goes up...
4 to 5 % average annual return
by adarmiento   ↑ like (2)   ↓ dislike   2 comments, latest 8 months ago
Mauldin is saying expect 4 to 5% annual returns over the next 15 years. Well that is just a continuation of the last 16 years ! S&P 500 was 1550...

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