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PockyClipsNow
2012 Mar 1, 7:23am
my plan is best.
Run up private,credit card,home loan debt to get CASH to pay off student loans.
Declare BK.
Freedom!
Everytime i meet some poor hard working dope with 100k+ in student loans I think of all the bubble era flippers who pulled out hundreds of thousands in HELOC money from thier flips/houses and blew it on toys (and more real estate). THey all went BK are are walking free.
But somehow if you 'get a loan for school' you will get no freedom/debt forgiveness? this seems wrong. inheritenly unfair.
I could get a business loan for 200k to open a dildo factory, it will fail within a year due to cheap chinese dildos 'puttin me outta bidness' THEN I can declare BK and walk free. But these people cant? ????? WTF???
Anyway its thier own dumb fault, have to be brutal to get ahead in modern CCCP/US.
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I have about $180 thousand in student loans that I am very slowly paying off. Its at about 4.7% average rate.
Should I make extra payments and try to pay off the loans, or should instead invest and grow money that way?
Last year I made out with 6.5% overall return on my investments.
#investing